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  2. Best Car Loans
  3. Car Loans in Florida
  4. Jacksonville

Best Car Loans in Jacksonville

Jacksonville Car Loans stats: Key insights from this page’s listings Updated
Businesses listed
8
Average rating
4.5 786 reviews
Typical service price
$3,000 – $12,500 Median of 16 priced services
Most-offered services
Vehicle SalesVehicle MaintenanceVehicle PurchaseTest DrivesIn-House Financing
What customers praise
recommend×102highly recommend×43very helpful×36helped me×22
Car financingJacksonville, FL

1

DriveTime Used Cars

DriveTime’s in-house financing model offers flexible options tailored to a wide range of credit situations, making it easier to find a used car that fits your budget. With a large inventory of vehicles and an online application process, customers appreciate the straightforward, personalized experience and friendly, attentive team. Some note wait times can vary, but overall the process is… more...

DriveTime’s in-house financing model offers flexible options tailored to a wide range of credit situations, making it easier to find a used car that fits your budget. With a large inventory of vehicles and an online application process, customers appreciate the straightforward, personalized experience and friendly, attentive team. Some note wait times can vary, but overall the process is described as honest and hassle-free.

Services & Prices
New Car Sales $20000 - $40000
Used Car Sales $10000 - $25000
Financing Assistance $0 - $500
Scheduled Test Drives $0 - $50
View Profile
(904) 380-6680
Closed Now
10384 Atlantic Blvd, Jacksonville, FL 32225, USA
General Services
Vehicle Purchase
2

Credit Solution Auto Sales

Credit Solution Auto Sales specializes in buy here pay here financing, helping customers with used car loan approvals when others won’t. They offer a variety of used cars, trucks, SUVs, and family vehicles, backed by warranties and free oil changes. Customers appreciate the friendly, no-pressure approach and quick, supportive service.

Services & Prices
Used Cars $10000 - $15000
SUVs $15000 - $25000
Trucks $20000 - $30000
Down Payment Assistance $1000 - $5000
View Profile
(904) 388-4848
Closed Now
5005 Park St, Jacksonville, FL 32205, USA
General Services
Vehicle Sales
3

Automotive Fresh Start Center

Automotive Fresh Start Center specializes in helping customers with all types of credit challenges, including recent bankruptcies, secure affordable car financing. Founded in 2005, the team works to find vehicles and financing options that fit individual budgets, often delivering cars directly to clients. Some customers appreciate the personalized attention, though a few have noted concerns about… more...

Automotive Fresh Start Center specializes in helping customers with all types of credit challenges, including recent bankruptcies, secure affordable car financing. Founded in 2005, the team works to find vehicles and financing options that fit individual budgets, often delivering cars directly to clients. Some customers appreciate the personalized attention, though a few have noted concerns about vehicle condition and communication during delivery.

Services & Prices
Used Cars $15000 - $30000
New Cars $25000 - $50000
SUVs $20000 - $45000
Home Delivery $100 - $300
View Profile
(800) 848-5830
Closed Now
7600 Blanding Blvd,Jacksonville, FL 32244
General Services
Vehicle Sales
4

Cars and Credit of Jacksonville

Cars and Credit of Jacksonville specializes in providing local financing decisions for buyers with all credit backgrounds, including those turned down by traditional banks. They offer used vehicles covered by an 18-month/18,000-mile limited warranty, and customers often note straightforward service and helpful support during the buying process. Some mention higher prices compared to typical… more...

Cars and Credit of Jacksonville specializes in providing local financing decisions for buyers with all credit backgrounds, including those turned down by traditional banks. They offer used vehicles covered by an 18-month/18,000-mile limited warranty, and customers often note straightforward service and helpful support during the buying process. Some mention higher prices compared to typical market values.

Services & Prices
Used Car Sales $5000 - $15000
SUV Sales $8000 - $20000
Truck Sales $10000 - $25000
View Profile
(904) 695-1885
Closed Now
1200 Cassat Ave, Jacksonville, FL 32205, USA
General Services
Vehicle Sales
5

Sterling Auto Sales Of Fl Inc

Sterling Auto Sales of Fl offers a Credit Repair program that helps buyers with all credit types secure financing, including those with poor credit. The team provides a range of used vehicles and works to find options that fit individual needs, with many customers appreciating their friendly service and straightforward financing process. Some note that prices and interest rates can be high, and… more...

Sterling Auto Sales of Fl offers a Credit Repair program that helps buyers with all credit types secure financing, including those with poor credit. The team provides a range of used vehicles and works to find options that fit individual needs, with many customers appreciating their friendly service and straightforward financing process. Some note that prices and interest rates can be high, and vehicles come without warranties.

Services & Prices
Used Cars $5000 - $15000
Pre-owned Vehicles $8000 - $20000
SUVs $10000 - $25000
View Profile
(904) 317-5788
Closed Now
8080 103rd St, Jacksonville, FL 32210, USA
General Services
Car Sales
Where they are 8 on the map Click a pin for the profile and directions
6

Byrider Jacksonville

Byrider specializes in Buy Here, Pay Here financing, helping customers with no or bad credit get approved quickly and with low down payments. The team assists buyers in finding used vehicles and offers flexible bi-weekly payment plans. While many customers appreciate their helpful and friendly service, some have noted that down payment expectations can vary.

Services & Prices
Financed Cars $500 - $3500
Used Cars $10000 - $20000
SUVs $15000 - $30000
Loan Approval Assistance $0 - $100
View Profile
(904) 425-3000
Closed Now
1285 Cassat Ave, Jacksonville, FL 32205, USA
General Services
Vehicle Sales
7

US Auto Sales

U.S. Auto Sales focuses on helping customers with less-than-perfect credit find pre-owned vehicles, offering financing options that might not be available elsewhere. Their team assists throughout the buying process, but some buyers have noted concerns about vehicle condition and customer service after purchase. The dealership provides a broad selection of used cars in northeast Florida.

Services & Prices
Used Car Sales $10000 - $20000
Financing Options $1000 - $5000
Trade-In Appraisals $2000 - $10000
Oil Changes $30 - $70
View Profile
(904) 760-5460
Closed Now
7653 Blanding Blvd, Jacksonville, FL 32244, USA
General Services
Vehicle Sales
8

Cars Of Jax Inc

Known for working with customers who have all types of credit, Cars Of Jax Inc offers used cars alongside straightforward financing options. The team helps buyers find vehicles within their budget and provides a limited warranty, though some customers note the coverage and payment flexibility could be improved.

Services & Prices
Used Car Sales $10000 - $20000
Financing Options (0 - 1,500 USD Down Payment
Trade-In Options Varies Based on Vehicle
Basic Repairs $50 - $150
View Profile
(904) 807-8606
Closed Now
8218 Beach Blvd, Jacksonville, FL 32216, USA
General Services
Vehicle Sales

Latest reviews of Jacksonville Car Loans

Written on TrustAnalytica by clients of the businesses in this list
  • David

    OK.....Where do I begin. I filed for Ch 7 bankruptcy on 09/18/23 and needed to surrender the vehicle I had, 2014 Hyndai Santa Fe GLS. So I was looking for something similar that had better fuel efficiency. I live in Georgia and most of the dealerships would not work with me and wanted me to wait unt…

  • Dwayne S.

    April of 2022 as many Americans suffered through an horrific COVID-19 experience, many lending institutions with the aide of preparatory lending raped consumers with unfair lending practices. I filed a chapter 7 in the State of Florida which has been discharged for a year now. When going through the…

  • John S.

    Horrible service! Would give less than 1 star if I could. I was pressured into purchasing a way overpriced vehicle that I didn't really want. Two weeks after purchasing the vehicle started seeing all these issues with the vehicle. Tried to open a claim with their so called warranty company that will…

Jacksonville Car Buyer Statistics

Household income and car ownership in Jacksonville, FL, 2020–2024 (latest Census data)

The median household in Jacksonville, FL earns $69,872 a year, compared with $74,568 across Florida, according to the U.S. Census Bureau’s American Community Survey (2020–2024). Households here own 1.65 vehicles on average, 7% have no car, and 80% of workers drive to work.

Median household income
$69,872FL $74,568
Vehicles per household
1.65FL 1.73
Households without a car
7%28,783 households
Drive to work
80%FL 79%
Households with one car
41%
Households with two or more cars
52%
Vehicles owned by residents
652,526
Average commute
24.1 minutes

Source: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 data (tables B08201, B25046, B25044, B08301, B08303, B08013, B19013), compiled by TrustAnalytica. Figures are survey estimates with margins of error.

Jacksonville Car Loans stats: 8 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 DriveTime Used Cars 4.9 102 $50 (904) 380-6680 Visit
2 Credit Solution Auto Sales 4.7 101 $30 (904) 388-4848 Visit
3 Automotive Fresh Start Center 4.5 102 $50 (800) 848-5830 Visit
4 Cars and Credit of Jacksonville 4.4 100 $5,000 (904) 695-1885 Visit
5 Sterling Auto Sales Of Fl Inc 4.4 99 $5,000 (904) 317-5788 Visit
6 Byrider Jacksonville 4.4 99 $50 (904) 425-3000 Visit
7 US Auto Sales 4.0 96 $30 (904) 760-5460 Visit
8 Cars Of Jax Inc 4.4 87 $50 (904) 807-8606 Visit

Frequently asked questions

8 questions
How do I choose the best car loans in Jacksonville?
Consider customer reviews, ratings, review volume, and if the business has claimed its profile. TrustAnalytica ranks using these data-driven factors.
What services do car loan providers in Jacksonville offer?
Car loan providers typically offer financing options for purchasing vehicles, refinancing existing loans, and sometimes credit counseling.
Are free consultations common for car loans in Jacksonville?
Yes, many car loan providers offer free consultations to discuss financing options and terms before you commit.
What questions should I ask before getting a car loan in Jacksonville?
Ask about interest rates, loan terms, fees, prepayment penalties, and any special financing offers.
Do I need a car loan to buy a car in Jacksonville?
A car loan is not mandatory but is a common way to finance a vehicle purchase if you don't have the full amount upfront.
How long does it take to get a car loan approved in Jacksonville?
Approval can take from a few hours to a few days, depending on the lender and your financial situation.
How do car loan fees work in Florida?
Fees may include origination fees, late payment fees, and prepayment penalties. Always review the loan agreement for specific charges.
What are the typical interest rates for car loans in Jacksonville?
Interest rates vary based on credit score, loan term, and lender policies. Compare offers to find competitive rates.

Our Methodology

Best 10 car financing list assembly and recognition by TrustAnalytica for Jacksonville is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing car financing companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 car financing category.

The Process

1

Business Verification

Verified car financing listings in Jacksonville are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive car financing profiles offer vital details for informed decisions in Jacksonville.

3

Reviews And Ratings

Real-time customer ratings guide our car financing rankings in Jacksonville, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top car financing providers in Jacksonville.

5

AI Search Visibility

Every car financing listing in Jacksonville is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.