How much house can you afford in Pembroke Pines? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
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Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
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| After | Paid in total | Still owed |
|---|
PRMG
5.0 · 573 reviews · Free pre-approval
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Surefire Mortgages
5.0 · 164 reviews · Free pre-approval
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Family Home Loans, Inc
5.0 · 103 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Licensed in 49 states and Washington D.C., PRMG offers a wide range of mortgage options including government-backed and jumbo loans. Customers appreciate the team’s clear communication and efficient process, though some may find the extensive loan choices a bit overwhelming at first. The company also supports community causes through its nonprofit foundation.
Surefire Mortgages is known for its patient and clear communication throughout the mortgage process. The team helps clients navigate home financing with attentive guidance, often closing deals quickly. Customers appreciate the supportive approach, though some note the process requires patience.
Family Home Loans, Inc. is known for its personalized approach and highly responsive team, helping clients navigate home financing with clear guidance and a user-friendly online platform. They assist with home purchases and refinancing, often receiving praise for their communication and support throughout the mortgage process. Some clients note occasional delays but appreciate the team’s… more...
Family Home Loans, Inc. is known for its personalized approach and highly responsive team, helping clients navigate home financing with clear guidance and a user-friendly online platform. They assist with home purchases and refinancing, often receiving praise for their communication and support throughout the mortgage process. Some clients note occasional delays but appreciate the team’s thoroughness and care.
United Mortgage of Florida works with a wide network of banks to offer mortgage loans tailored to homebuyers. The team is known for being knowledgeable, responsive, and communicative throughout the often complex loan process. Some clients note the experience can take time, but appreciate the guidance and support provided.
America Home Loans focuses on making mortgage and refinancing processes straightforward and accessible through knowledgeable, patient agents who guide clients step-by-step. The team uses modern technology to streamline applications and consistently helps customers secure competitive rates. Some clients note the process can take time, but the clear communication is appreciated.
Licensed under NMLS 2522538, VMB Loans specializes in guiding clients through complex mortgage and refinancing situations, including reverse mortgage conversions. The team offers personalized support and clear communication, often helping with legal and financial details alongside trusted local professionals. Customers appreciate their responsiveness and thorough approach throughout the loan… more...
Licensed under NMLS 2522538, VMB Loans specializes in guiding clients through complex mortgage and refinancing situations, including reverse mortgage conversions. The team offers personalized support and clear communication, often helping with legal and financial details alongside trusted local professionals. Customers appreciate their responsiveness and thorough approach throughout the loan process.
Known for clear communication and staying ahead of deadlines, the team at Lending Haus guides clients through mortgage transactions with professionalism and attention to detail. They assist with various lending needs, consistently providing patient support and quick responses. Customers appreciate their helpfulness, though the process can still feel complex at times.
With over 28 years of experience, Florida Choice Mortgage specializes in guiding clients through a variety of home financing options, including specialized loans for doctors, veterans, and foreign nationals. The team is known for clear communication and fast processing, though some clients note they prefer consistent availability throughout the process.
Known for a notably fast average closing time of just 10 days, Jessica Herbert at Paramount Residential Mortgage Group, Inc. offers mortgage services tailored to first-time buyers, refinancing, and debt consolidation. Clients appreciate the clear communication and steady guidance throughout the process, though some note occasional stress typical of loan procedures.
First World Lending, LLC is known for making challenging home loans possible, often helping clients who struggled elsewhere. The team offers mortgage brokering with clear communication and responsive support throughout the process. Customers appreciate their professionalism and how smoothly they guide borrowers from application to closing.
Lenders made 16,955 home-purchase loans in Broward County in 2025 (average about $513,000) and denied 4,288 — 20% of decided applications, compared with 17% across Florida, according to federal mortgage data (HMDA, CFPB). In Pembroke Pines, the median home is worth $439,500 and 57% of owners have a mortgage, paying a median $2,539 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Broward County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | PRMG | 5.0 | 573 | — | (786) 543-5388 | Visit |
| 2 | Surefire Mortgages | 5.0 | 164 | Quoted per loan | (954) 862-2213 | Visit |
| 3 | Family Home Loans, Inc | 5.0 | 103 | Quoted per loan | (954) 392-8064 | Visit |
| 4 | United Mortgage of Florida | 5.0 | 91 | Quoted per loan | (305) 741-2772 | Visit |
| 5 | America Home Loans | 5.0 | 64 | Quoted per loan | (954) 433-6168 | Visit |
| 6 | VMB Loans | Mortgage Broker in Miami | NMLS 2522538 | 5.0 | 59 | — | (786) 216-2377 | Visit |
| 7 | David Armas - Lending Haus | 5.0 | 49 | Quoted per loan | (786) 897-4703 | Visit |
| 8 | Florida Choice Mortgage Corp. | 5.0 | 48 | Quoted per loan | (954) 447-9060 | Visit |
| 9 | Jessica Herbert - Paramount Residential Mortgage Group, Inc | 5.0 | 39 | Quoted per loan | (609) 713-3998 | Visit |
| 10 | First World Lending, LLC | 5.0 | 37 | Quoted per loan | (954) 302-2550 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.