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Review Keywords Analysis

  1. United States
  2. Best Private Mortgage Lenders
  3. Private Mortgage Lenders in Florida
  4. West Palm Beach

Best Private Mortgage Lenders in West Palm Beach

7 in West Palm Beach · 2 nearby
West Palm Beach Private Mortgage Lenders stats: Key insights from this page’s listings Updated
Businesses listed
7 +2 nearby
Average rating
5.0 610 reviews
Owner reviewed
1 of 7 Claimed or managed by the owner
Most-offered services
Mortgage ServicesHard Money LoansReal Estate FinancingLending SolutionsRefinancing Services
What customers praise
recommend×193highly recommend×110very professional×37recommended×24
Also serving West Palm Beach
Orlando1 · 36 kmFlorida1 · 39 km
Private mortgage lendersWest Palm Beach, FL

1

HML Solutions Inc

Verified

HML Solutions Inc specializes in private hard money real estate loans without requiring credit reports or upfront fees. Their team offers tailored investment business purpose loans with transparent, fast closings and 24/7 support. Customers appreciate their clear communication and smooth, professional process, especially when timing is critical.

Services & Prices
Residential Hard Money Loans, Commercial Hard Money Loans, Fix and Flip Loans)
Investment Property Loans, Bridge Loans, Refinancing Options)
Private Lending, Secured Lending)
View Profile
(561) 707-1753
Open 6:00 AM - 11:00 PM
70 SE 4th Avenue Delray Beach, FL 33483
General Services
Hard Money Loans
2

Palm Beach First Financial and Mortgage: Eric Lieberman

Palm Beach First Financial and Mortgage focuses on guiding clients through the mortgage process with clear explanations and personalized support. Their team assists with home purchases, refinancing, and financing strategies, helping both first-time buyers and seasoned investors. Customers often highlight their responsiveness and thorough communication throughout the process.

Services & Prices
Home Purchase Mortgage Fee quoted per loan
Refinancing Fee quoted per loan
Investment Property Mortgage Fee quoted per loan
View Profile
(561) 758-5682
Open 9:00 AM - 6:00 PM
120 S Olive Ave #602, West Palm Beach, FL 33401, USA
General Services
Mortgage Services
3

Palm Beach Mortgage Group, Inc.

Palm Beach Mortgage Group, Inc. works with over 100 investors to offer a wide range of loan options, including fixed and adjustable-rate mortgages with flexible documentation requirements. Clients appreciate the team’s clear communication and fast turnaround, though some note the process can feel intense during busy periods.

Services & Prices
Home Purchase Loans Fee quoted per loan
FHA Loans Fee quoted per loan
Conventional Loans Fee quoted per loan
Rate-and-Term Refinance Fee quoted per loan
View Profile
(561) 478-4780
Open 8:30 AM - 5:00 PM
1760 N Jog Rd #160, West Palm Beach, FL 33411, USA
General Services
Mortgage Services
4

Buena Vista Lending Group, LLC

Buena Vista Lending Group is known for its attentive team that guides clients through buying or refinancing a home with clear explanations and steady support. They offer mortgage services for first-time buyers, refinancing, and more, with customers appreciating their professionalism and responsiveness throughout the process. Some note the experience can be detailed, but the team remains available… more...

Buena Vista Lending Group is known for its attentive team that guides clients through buying or refinancing a home with clear explanations and steady support. They offer mortgage services for first-time buyers, refinancing, and more, with customers appreciating their professionalism and responsiveness throughout the process. Some note the experience can be detailed, but the team remains available to answer questions.

Services & Prices
Refinancing Fee quoted per loan
First-time Home Buyer Assistance Fee quoted per loan
Home Equity Loans Fee quoted per loan
View Profile
(561) 641-4663
Open 9:00 AM - 5:00 PM
2537 Forest Hill Blvd, West Palm Beach, FL 33406, USA
General Services
Mortgage Services
5

Absolute Home Mortgage Corporation

Absolute Home Mortgage Corporation specializes in helping first-time homebuyers navigate the loan process with fixed-rate mortgages, renovation loans, and cash-out refinancing. Customers often appreciate the team’s professionalism and clear communication, though experiences vary and some have found the process challenging. The West Palm Beach branch focuses on community-oriented service and… more...

Absolute Home Mortgage Corporation specializes in helping first-time homebuyers navigate the loan process with fixed-rate mortgages, renovation loans, and cash-out refinancing. Customers often appreciate the team’s professionalism and clear communication, though experiences vary and some have found the process challenging. The West Palm Beach branch focuses on community-oriented service and pre-approval support.

Services & Prices
First-Time Home Buyer Assistance Fee quoted per loan
Refinancing Fee quoted per loan
Loan Pre-Approval Fee quoted per loan
View Profile
(561) 981-6306
Open 9:00 AM - 5:00 PM
1818 S Australian Ave STE 100, West Palm Beach, FL 33409, USA
General Services
Mortgage Services
Mortgage Affordability Calculator – West Palm BeachSee how much house you can afford in West Palm Beach in 30 seconds, then get pre-approved by a top-rated local mortgage broker. Check what I can afford →
Where they are 9 on the map Click a pin for the profile and directions
6

Christian Penner PA

Christian Penner PA specializes in guiding clients through mortgage loans and refinancing in West Palm Beach, with a focus on clear communication and personalized support. The team offers detailed consultations and uses tools like the Homebot App to help homeowners stay informed. Customers appreciate their responsiveness and thorough updates throughout the process.

Services & Prices
Home Purchase Mortgage Fee quoted per loan
Refinancing Fee quoted per loan
Investment Property Financing Fee quoted per loan
Loan Pre-Approval Fee quoted per loan
View Profile
(561) 316-6800
Closed Now
777 S Flagler Dr # 800, West Palm Beach, FL 33401, USA
General Services
Mortgage Services
7

Ocean Capital Lending, LLC

Ocean Capital Lending, LLC offers a broad range of mortgage products including FHA, VA, USDA, and portfolio loans through an aggressive lending platform. The team is known for clear communication and thorough guidance, helping clients navigate challenges with patience and professionalism throughout buying or refinancing. Some customers note occasional delays but appreciate the attentive support.

Services & Prices
Rate Refinancing Fee quoted per loan
Cash-Out Refinancing Fee quoted per loan
FHA Loan Refinancing Fee quoted per loan
View Profile
(800) 517-4240
Open 8:30 AM - 5:30 PM
120 S Olive Ave Ste 311, West Palm Beach, FL 33401, USA
General Services
Refinancing
8

Capital Funding Financial LLC

Serves West Palm Beach, FL

Capital Funding Financial specializes in hard money and rental loans designed for real estate investors, offering fast closings often within days. Their team works directly with borrowers nationwide, providing clear communication and reliable funding backed by their own capital. Some clients note the process moves quickly, which suits those needing speed over lengthy underwriting.

Services & Prices
Fix and Flip Loans Fee quoted per loan
Rental Property Loans Fee quoted per loan
Commercial Property Loans Fee quoted per loan
Short-term Financing Fee quoted per loan
View Profile
(866) 999-2011
Open 9:00 AM - 7:00 PM
5550 Glades Rd Ste #200, Boca Raton, FL 33431, USA
General Services
Hard Money Loans
9

LendingOne

Serves West Palm Beach, FL

LendingOne specializes in providing streamlined loans specifically for experienced real estate investors, focusing on faster approvals and simpler online applications. They offer various financing options, including cash-out refinances and 30-year fixed rates for rental properties. While their team is praised for responsiveness and clear communication, new investors may find their criteria strict.

Services & Prices
Cash Out Refinance Fee quoted per loan
Investment Property Loans Fee quoted per loan
Portfolio Loans Fee quoted per loan
Pre-Approval Fee quoted per loan
View Profile
(866) 935-5868
Open 8:30 AM - 6:00 PM
777 Yamato Rd Suite 510, Boca Raton, FL 33431, USA
General Services
Real Estate Loans

West Palm Beach Mortgage Statistics

Home-purchase lending in Palm Beach County and home costs in West Palm Beach, FL (latest HMDA and Census data)

Lenders made 15,443 home-purchase loans in Palm Beach County in 2025 (average about $601,000) and denied 2,775 — 15% of decided applications, compared with 17% across Florida, according to federal mortgage data (HMDA, CFPB). In West Palm Beach, the median home is worth $414,200 and 57% of owners have a mortgage, paying a median $2,326 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
15,443▲ 3%15,029 in 2024
Denial rate
15%FL 17%
Median home value
$414,200FL $359,000
Monthly cost with a mortgage
$2,326median · FL $1,959
Refinance loans made (Palm Beach County, 2025)
7,486 · 6,165 in 2024
Home-improvement loans made (2025)
2,545
Average home-purchase loan
$601,000 (FL $416,000)
Owners with a mortgage
57% · 43% of them spend 30%+ of income on housing
Median household income
$73,446 (FL $74,568)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Palm Beach County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

West Palm Beach Private Mortgage Lenders stats: 9 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 HML Solutions Inc 5.0 108 — (561) 707-1753 Visit
2 Palm Beach First Financial and Mortgage: Eric Lieberman 5.0 104 Fee quoted per loan (561) 758-5682 Visit
3 Palm Beach Mortgage Group, Inc. 4.9 101 Fee quoted per loan (561) 478-4780 Visit
4 Buena Vista Lending Group, LLC 5.0 100 Fee quoted per loan (561) 641-4663 Visit
5 Absolute Home Mortgage Corporation 4.8 101 Fee quoted per loan (561) 981-6306 Visit
6 Christian Penner PA 5.0 73 Fee quoted per loan (561) 316-6800 Visit
7 Ocean Capital Lending, LLC 5.0 23 Fee quoted per loan (800) 517-4240 Visit
8 Capital Funding Financial LLC 4.8 44 Fee quoted per loan (866) 999-2011 Visit
9 LendingOne 3.8 30 Fee quoted per loan (866) 935-5868 Visit

Frequently asked questions

8 questions
How do I choose the best private mortgage lender in West Palm Beach?
Consider verified reviews, ratings on Google and TrustAnalytica, review volume, and whether the business has claimed its profile. Rankings are data-driven.
What services do private mortgage lenders provide?
Private mortgage lenders offer loans for purchasing real estate, refinancing, and sometimes construction loans. They often provide more flexible terms than traditional banks.
Do private mortgage lenders in West Palm Beach offer free consultations?
Free consultations are common among private mortgage lenders, allowing borrowers to discuss options without initial costs.
What questions should I ask a private mortgage lender?
Ask about interest rates, fees, loan terms, and any penalties for early repayment. Inquire about their experience and customer service.
How long does it take to get a private mortgage in Florida?
The process typically takes 2-4 weeks, depending on documentation and lender efficiency. Private lenders may offer faster approval than traditional banks.
Do I need a private mortgage lender for a home purchase in West Palm Beach?
Private mortgage lenders are an option for those who need flexible terms or have difficulty qualifying with traditional banks.
How do private mortgage lender fees typically work?
Fees often include origination fees, interest rates, and closing costs. Terms vary, so compare offers from multiple lenders.
What is the role of a private mortgage lender?
Private mortgage lenders provide financing for real estate purchases, often with more flexible criteria than traditional banks.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 private mortgage lenders list assembly and recognition by TrustAnalytica for West Palm Beach is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing private mortgage lenders companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 private mortgage lenders category.

The Process

1

Business Verification

Verified private mortgage lenders listings in West Palm Beach are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive private mortgage lenders profiles offer vital details for informed decisions in West Palm Beach.

3

Reviews And Ratings

Real-time customer ratings guide our private mortgage lenders rankings in West Palm Beach, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top private mortgage lenders providers in West Palm Beach.

5

AI Search Visibility

Every private mortgage lenders listing in West Palm Beach is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.