How much house can you afford in Savannah? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
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Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
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New American Funding - Kelley Sullivan
5.0 · 222 reviews · Free pre-approval
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Coastal Custom Mortgage, Inc.
5.0 · 216 reviews · Free pre-approval
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New American Funding - Kelly Ambrose
5.0 · 183 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
New American Funding - Kelley Sullivan offers a distinctive mortgage program that enables qualified buyers to make non-contingent cash offers, helping them stand out in competitive markets. The team provides a range of home financing options, including purchase loans, refinancing, and jumbo loans, with a focus on clear communication and fast approvals. Customers appreciate the smooth process and… more...
New American Funding - Kelley Sullivan offers a distinctive mortgage program that enables qualified buyers to make non-contingent cash offers, helping them stand out in competitive markets. The team provides a range of home financing options, including purchase loans, refinancing, and jumbo loans, with a focus on clear communication and fast approvals. Customers appreciate the smooth process and responsiveness throughout their experience.
Known for responsive and personable lending support, Coastal Custom Mortgage, Inc. guides clients through home financing with clear communication and attention to detail. The team assists with loan processing and financial document management, often making the experience smoother for first-time buyers. Some customers have noted occasional delays in follow-up communication.
New American Funding offers a distinctive Pathway to Homeownership program that provides down payment assistance with no repayment required. Their team guides clients through a variety of mortgage options, including loans for first-time buyers, refinancing, and investment properties, while maintaining clear communication throughout the process. Customers appreciate their professionalism and… more...
New American Funding offers a distinctive Pathway to Homeownership program that provides down payment assistance with no repayment required. Their team guides clients through a variety of mortgage options, including loans for first-time buyers, refinancing, and investment properties, while maintaining clear communication throughout the process. Customers appreciate their professionalism and responsiveness, though some note the digital process may feel fast-paced.
New American Funding in Savannah offers a variety of mortgage options, including Conventional, FHA, and VA loans, along with unique programs like NAF Cash and homebuyer assistance through their Pathway to Homeownership initiative. Customers often note the team’s ability to close loans quickly, though some have experienced challenges with loan management and communication during complex… more...
New American Funding in Savannah offers a variety of mortgage options, including Conventional, FHA, and VA loans, along with unique programs like NAF Cash and homebuyer assistance through their Pathway to Homeownership initiative. Customers often note the team’s ability to close loans quickly, though some have experienced challenges with loan management and communication during complex transactions.
With 27 years of experience and over 5,000 clients served, First Coast Mortgage - The Caputo Team focuses on fast closings and clear guidance throughout the home-buying process. They offer a variety of loan programs, including Conventional, VA, FHA, USDA, and Jumbo loans, helping buyers feel confident and informed. Customers appreciate their consistent communication and smooth, efficient service.
Known for clear communication and responsiveness, this mortgage broker guides clients patiently through every step of the loan process. The team handles paperwork efficiently to help close deals smoothly and often ahead of schedule. Customers appreciate the expertise and support, though some note the process can still feel complex at times.
Known for a consultative approach and quick responsiveness, Whit Campbell Mortgage Advisor helps clients navigate home financing with care and professionalism. The team assists with various mortgage needs, including purchases and refinancing, guiding customers step-by-step. Clients appreciate their thoroughness and clear communication throughout the process.
With nearly 30 years of experience, BankSouth Mortgage focuses on personalized mortgage solutions and down payment assistance programs. The team guides first-time homebuyers and others through refinancing and custom loan options, often praised for their responsiveness and support—even outside regular hours. Some clients note the process can be detailed but appreciate the clear communication… more...
With nearly 30 years of experience, BankSouth Mortgage focuses on personalized mortgage solutions and down payment assistance programs. The team guides first-time homebuyers and others through refinancing and custom loan options, often praised for their responsiveness and support—even outside regular hours. Some clients note the process can be detailed but appreciate the clear communication throughout.
Silverton Mortgage is known for its clear communication and attentive support throughout the lending process. The team specializes in loan origination, carefully assessing borrower credit profiles and managing loan pipelines to help reduce closing delays. Customers appreciate their professionalism and responsiveness, though the process can still require patience at times.
First Coast Mortgage focuses on helping first-time homebuyers and those using VA and FHA loans navigate the mortgage process with clear guidance and educational resources. The team offers personalized support from application through closing, with clients noting their responsiveness and ability to simplify what can be a complex experience.
Lenders made 4,130 home-purchase loans in Chatham County in 2025 (average about $415,000) and denied 556 — 12% of decided applications, compared with 15% across Georgia, according to federal mortgage data (HMDA, CFPB). In Savannah, the median home is worth $248,900 and 63% of owners have a mortgage, paying a median $1,592 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Chatham County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | New American Funding - Kelley Sullivan | 5.0 | 222 | — | (912) 844-2593 | Visit |
| 2 | Coastal Custom Mortgage, Inc. | 5.0 | 216 | Quoted per loan | (912) 777-7050 | Visit |
| 3 | New American Funding - Kelly Ambrose | 5.0 | 183 | — | (912) 446-1011 | Visit |
| 4 | New American Funding - Savannah, GA | 4.8 | 125 | — | (912) 216-9134 | Visit |
| 5 | First Coast Mortgage - The Caputo Team NMLS #609809 | 5.0 | 119 | Quoted per loan | (912) 658-2366 | Visit |
| 6 | Jarad Brown | 5.0 | 115 | — | (912) 604-8848 | Visit |
| 7 | Whit Campbell Mortgage Advisor | 5.0 | 73 | Quoted per loan | (912) 223-5516 | Visit |
| 8 | Carol Schretter - BankSouth Mortgage Loan Officer | 5.0 | 61 | Quoted per loan | (912) 398-5767 | Visit |
| 9 | Silverton Mortgage - Savannah | 4.9 | 53 | — | (803) 920-3470 | Visit |
| 10 | First Coast Mortgage - Brian Koncul | 5.0 | 40 | Quoted per loan | (912) 398-4387 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.