New American Funding is a national mortgage lender dedicated to helping individuals and families achieve homeownership. Founded with a commitment to innovation and customer service, the company offers a comprehensive suite of mortgage products and programs designed to meet diverse borrower needs. Their mission is to provide a seamless and supportive home financing experience, empowering clients through education and personalized guidance. With a focus on integrity and transparency, New American Funding strives to be a trusted partner throughout the homebuying journey, from initial application to closing and beyond. They emphasize building lasting relationships by delivering exceptional service and competitive solutions in the ever-evolving mortgage market.
New American Funding has earned a strong reputation for reliability and customer satisfaction, evidenced by a 4.9/5 rating based on over 795 reviews. They are recognized for their professional and proactive team, consistently receiving praise for responsiveness and support in helping clients secure their dream homes. The company holds an NMLS ID#6606 and adheres to industry best practices, ensuring compliance and ethical operations. Their commitment to excellence is further highlighted by an On-Time Closing Guarantee, providing borrowers with added assurance. This dedication to service and a proven track record of successful transactions solidify their position as a trusted lender.
New American Funding provides a wide array of mortgage solutions, including programs for first-time homebuyers, such as their Pathway to Homeownership program offering up to $6,000 in down payment assistance with no repayment required. They also offer low down payment options starting as low as 3%, and their programs can be stacked with other assistance. For those looking to refinance or purchase, they offer a full spectrum of loan products, including jumbo loans, products for self-employed individuals, cash-buyer programs, and investment property mortgages. Their in-house operations team ensures industry-leading close times, and they provide professional advice and consistent communication throughout the loan process.
New American Funding distinguishes itself through its innovative Pathway to Homeownership program, offering significant down payment assistance. They emphasize a streamlined, digital-first approach, highlighted by a process that requires no SSN and has zero credit impact for initial inquiries, taking less than a minute to start. The company also boasts industry-leading close times due to its in-house operations. Furthermore, their commitment to diversity and inclusion is evident through specialized initiatives like NAF Latino Focus, NAF Heroes, NAF Black Impact, and NAF Pride.
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