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US / ID / Boise
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PACFI Home Loans

Address: 10332 W Ustick Rd, Boise, ID 83704 Get Directions

Services & pricing

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What people love

From reviews
Knowledgeable lender Helpful Quick responses Easy process Willingness to help Experienced Friendly Patient Extra mile Phenomenal

About this business

About PACFI Home Loans

PACFI Home Loans is a mortgage brokerage dedicated to simplifying the mortgage process for clients. They partner with top national lenders and are licensed in Idaho and California. Their passion lies in expediting the loan process to save clients time and money. They aim to provide a hassle-free loan experience by prioritizing clear communication and a streamlined process. Clients can expect a smooth closing after completing the loan application and submitting supporting documents. PACFI Home Loans strives to be a trusted mortgage expert, putting an end to the worry of choosing the right home loan expert.

Credibility and Expertise

PACFI Home Loans emphasizes its expertise and trustworthiness. They highlight their partnerships with top wholesale lenders nationwide, which gives them an edge in offering competitive rates and faster closing times. The company guarantees no upfront fees for credit reports or appraisals. They are experts in quick turnarounds, with many mortgages closing in 10 to 20 days. Their NMLS numbers (#1462943 and #905194) and the inclusion of the Equal Housing Opportunity logo signify their commitment to ethical and compliant lending practices.

Offerings and Services

PACFI Home Loans offers a comprehensive range of services for homeownership and refinancing. Their core offerings include assistance with purchasing a new home and refinancing existing mortgages. They provide a straightforward online application process and guide clients through document submission. The company excels in securing loan approvals and ensuring a quick closing. They also offer a mortgage calculator to help clients estimate monthly payments. Their services are designed to be efficient, problem-solving, and technologically advanced, making the loan journey faster, easier, and more convenient.

Unique Advantages

PACFI Home Loans distinguishes itself through its competitive brokerage, offering lower rates and faster close times. They provide low rates and closing costs by leveraging relationships with top national wholesale lenders. A key differentiator is their policy of no upfront fees for credit reports or appraisals. Furthermore, they specialize in rapid closings, with many mortgages completing in as little as 10-20 days.

Frequently asked questions

7 questions
What do PACFI Home Loans clients say about the work?
Clients frequently praise Paul for his patience, expertise, and responsiveness throughout the mortgage process. Reviewers highlight his ability to simplify complex tasks and his commitment to being available for questions, making the experience less stressful.
Does PACFI Home Loans offer financial consultation services, and what do clients think?
Yes, they provide financial consultation services. Reviewers appreciate the team's thorough guidance and support, which helps clients navigate their financial options effectively, ensuring a smoother loan process.
Can I get help with loan application preparation at PACFI Home Loans?
Absolutely. They offer loan application preparation as part of their document preparation services, ensuring clients have the necessary support to complete their applications accurately.
How does PACFI Home Loans assist with credit guidance?
PACFI Home Loans provides credit guidance as part of their consultation services, helping clients understand their credit status and improve it for better loan options.
What types of loans can I obtain through PACFI Home Loans?
PACFI Home Loans offers a variety of loan services, including home loans, personal loans, and auto loans, catering to diverse financial needs.
Who leads the team at PACFI Home Loans, and what do clients say about their expertise?
Paul is a key figure at PACFI Home Loans, noted for his knowledge and competence. Reviewers highlight his proactive approach and dedication to ensuring clients' needs are met throughout the loan process.
Where is PACFI Home Loans located?
10332 W Ustick Rd, Boise, ID 83704

Meet the team

1 member
Paul Cubbison
Paul Cubbison
Mortgage Loan Originator

Location & directions

Boise, Idaho
PACFI Home Loans
Mortgage Broker
Address
10332 W Ustick Rd, Boise, ID 83704
Hours
Open 8:00 AM - 7:00 PM
PACFI Home Loans Reviews · 5.0 average
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