Best Private Mortgage Lenders in Overland Park
- Businesses listed
- 3
- Typical service price
- $200 – $700 Median of 1 priced service
- Owner reviewed
- 1 of 3 Claimed or managed by the owner
- Most-offered services
- Mortgage ServicesMortgage Lending
- What customers praise
- recommend×150highly recommend×73great experience×29very helpful×19
The Rome Team | Fairway Independent Mortgage Corporation
The Rome Team specializes in a broad range of home financing options, including VA, FHA, jumbo, and first-time homebuyer loans, along with programs for first responders and medical professionals. Serving the Kansas City metro area, the team is appreciated for clear communication and hands-on guidance throughout the mortgage process, though some clients note the complexity of loan options can… more...
The Rome Team specializes in a broad range of home financing options, including VA, FHA, jumbo, and first-time homebuyer loans, along with programs for first responders and medical professionals. Serving the Kansas City metro area, the team is appreciated for clear communication and hands-on guidance throughout the mortgage process, though some clients note the complexity of loan options can require detailed discussions.
Golden Oak Lending
Golden Oak Lending offers flexible mortgage solutions, including unique options like skipping two payments, which sets them apart locally. Their team assists with refinancing and home purchases, often providing creative plans to fit individual needs. While some clients mention occasional communication delays, many appreciate the knowledgeable and helpful staff.
Metropolitan Mortgage Corporation - Overland Park
Metropolitan Mortgage Corporation specializes in guiding clients through home purchase and refinancing loans with clear communication and timely closings. The team offers conventional loans and strives to make the mortgage process straightforward, though some customers note refinancing costs can be less transparent than expected. Many appreciate their responsiveness and helpful approach.
Overland Park Mortgage Statistics
Home-purchase lending in Johnson County and home costs in Overland Park, KS (latest HMDA and Census data)Lenders made 8,300 home-purchase loans in Johnson County in 2025 (average about $468,000) and denied 387 — 4% of decided applications, compared with 10% across Kansas, according to federal mortgage data (HMDA, CFPB). In Overland Park, the median home is worth $413,600 and 66% of owners have a mortgage, paying a median $2,314 a month (Census ACS 2020–2024).
- Home-purchase loans, 2025
- 8,300▲ 11%7,494 in 2024
- Denial rate
- 4%KS 10%
- Median home value
- $413,600KS $217,200
- Monthly cost with a mortgage
- $2,314median · KS $1,689
- Refinance loans made (Johnson County, 2025)
- 4,224 · 3,114 in 2024
- Home-improvement loans made (2025)
- 1,778
- Average home-purchase loan
- $468,000 (KS $294,000)
- Owners with a mortgage
- 66% · 20% of them spend 30%+ of income on housing
- Median household income
- $104,834 (KS $74,275)
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Johnson County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
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General information, not financial advice — consult a qualified professional.
Our Methodology
Best 10 private mortgage lenders list assembly and recognition by TrustAnalytica for Overland Park is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.
We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).
Rankings are frequently updated to reflect the latest reviews from trusted sources.
Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.
TrustAnalytica's procedure for listing private mortgage lenders companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 private mortgage lenders category.
The Process
Business Verification
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Business Details
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