How much house can you afford in Baton Rouge? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
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DSLD Mortgage
4.8 · 757 reviews · Free pre-approval
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Assurance Financial - Baton Rouge
5.0 · 608 reviews · Free pre-approval
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GMFS Mortgage - Baton Rouge
4.4 · 332 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
With over 15 years of experience and a focus on veterans, DSLD Mortgage offers a range of home loan options including VA, FHA, USDA, and conventional mortgages. The team provides resources like first-time homebuyer courses and aims to simplify the mortgage process, though some clients have found communication and timing to be inconsistent.
Assurance Financial is known for guiding clients through complex mortgage situations, including condo financing that other lenders may hesitate to handle. The team offers home purchase and refinancing services, with a focus on clear communication and detailed explanations. Customers appreciate their responsiveness and thoroughness throughout the process.
About GMFS MortgageGMFS Mortgage is a distinguished residential mortgage lending company headquartered in Baton Rouge, LA. Since its inception in 1999, the company has established itself as a leader in the mortgage industry, assisting over 150,000 individuals in becoming homeowners across 23 states. GMFS Mortgage prides itself on a customer-centric approach, offering a comprehensive suite of… more...
About GMFS MortgageGMFS Mortgage is a distinguished residential mortgage lending company headquartered in Baton Rouge, LA. Since its inception in 1999, the company has established itself as a leader in the mortgage industry, assisting over 150,000 individuals in becoming homeowners across 23 states. GMFS Mortgage prides itself on a customer-centric approach, offering a comprehensive suite of mortgage solutions tailored to meet diverse financial needs. Their mission is to provide a seamless and supportive homeownership journey, underpinned by a commitment to integrity, efficiency, and client satisfaction. The company boasts a team of highly experienced professionals, averaging 14+ years in the industry, dedicated to delivering exceptional service and expert guidance.Industry ExpertiseGMFS Mortgage holds a strong reputation for reliability and trustworthiness, evidenced by its A+ rating from the Better Business Bureau (BBB) and the Torch Award for Marketplace Trust. This recognition highlights their consistent dedication to ethical business practices and outstanding customer service. The company's operational model, where processing and closing occur under one roof, minimizes potential issues and ensures a smoother transaction for clients. Their commitment to excellence is further demonstrated by a 4.76 out of 5-star rating based on over 1000 reviews, reflecting high levels of customer satisfaction and confidence in their services.GMFS Mortgage OffersGMFS Mortgage provides an extensive array of mortgage loan options designed to accommodate various borrower profiles and financial objectives. These include Conventional Fixed Rate Loans for creditworthy borrowers, FHA Loans for first-time homebuyers with lower down payment requirements, and VA Loans offering exclusive benefits to veterans and active-duty military personnel. They also offer specialized Construction & Renovation Loans for building or improving homes, USDA Loans for properties in eligible rural areas, and Jumbo Express Loans for high-value properties. Additionally, GMFS Mortgage provides Refinancing Options to help homeowners lower interest rates or adjust loan terms, ensuring a suitable solution for nearly every home financing need.Unique AdvantagesGMFS Mortgage distinguishes itself through its established history, having helped over 150,000 people become homeowners since 1999. Their efficient, in-house processing and closing system streamlines the mortgage journey, reducing complications. The company is recognized for its trustworthiness, holding an A+ BBB rating and a Torch Award for Marketplace Trust. Furthermore, their team's average of 14+ years of industry experience ensures clients receive expert guidance and dedicated support throughout the home financing process.
Known for responsive and patient communication, Synergy One Lending helps clients navigate the complexities of home financing with clear guidance and steady support. The team handles everything from paperwork to employment verification, making the process smoother even during stressful moments. Customers appreciate their genuine care and consistent updates throughout the loan journey.
Licensed under NMLS 80654, The Mortgage Firm has been simplifying home loans since 2007 with a personalized approach that focuses on each client’s unique financial situation. They offer a range of mortgage products for buying and refinancing, supported by helpful resources and clear communication. Customers appreciate the team’s knowledge and how smoothly the process runs.
Area Home Lending is known for its responsive communication and attentive service throughout the home loan process. The team offers mortgage lending with clear guidance and quick turnaround, helping clients navigate market complexities with patience and care. Some customers note occasional delays but appreciate the personalized support and smooth closings.
Known for making the mortgage process clear and stress-free, Redstick Financial focuses on personalized loan services for first-time and repeat homebuyers. The team guides clients through each step with patience and responsiveness, often going beyond regular hours to keep communication open. Customers appreciate their thoroughness and support throughout the home-buying journey.
Known for clear communication and patient guidance, this mortgage broker helps clients navigate home financing with ease. The team assists with purchase loans, refinancing, and various government-backed programs, making complex terms understandable. Customers appreciate the attentive support throughout the process, though some note the pace can vary depending on loan specifics.
Royal Tee Lending Group is known for its transparent and consistent approach to helping clients navigate the home buying process. The team offers mortgage brokerage services with a focus on clear communication and personal support, often going beyond typical expectations. Customers appreciate their friendly, punctual service and the reassurance provided throughout each step.
Turn Key Mortgage of Louisiana, LLC is known for its personalized approach and strong client relationships built on trust and clear communication. The team specializes in guiding clients through mortgage processes with detailed explanations and attentive support, helping many close quickly even after complex situations. Customers appreciate their professionalism and availability throughout each… more...
Turn Key Mortgage of Louisiana, LLC is known for its personalized approach and strong client relationships built on trust and clear communication. The team specializes in guiding clients through mortgage processes with detailed explanations and attentive support, helping many close quickly even after complex situations. Customers appreciate their professionalism and availability throughout each step.
Lenders made 4,367 home-purchase loans in East Baton Rouge Parish in 2025 (average about $281,000) and denied 718 — 14% of decided applications, compared with 26% across Louisiana, according to federal mortgage data (HMDA, CFPB). In Baton Rouge, the median home is worth $234,700 and 56% of owners have a mortgage, paying a median $1,668 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in East Baton Rouge Parish (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | DSLD Mortgage | 4.8 | 757 | Quoted per loan | (225) 664-0360 | Visit |
| 2 | Assurance Financial - Baton Rouge | 5.0 | 608 | — | (225) 218-9746 | Visit |
| 3 | GMFS Mortgage - Baton Rouge | 4.4 | 332 | — | (225) 214-5000 | Visit |
| 4 | Synergy One Lending | 4.9 | 236 | — | (225) 266-7441 | Visit |
| 5 | Jamie Taylor - The Mortgage Firm | NMLS 80654 | 5.0 | 111 | — | (225) 208-8070 | Visit |
| 6 | Area Home Lending | 4.9 | 111 | Quoted per loan | (225) 663-2500 | Visit |
| 7 | Redstick Financial, Inc | 5.0 | 67 | $100 | (225) 407-9250 | Visit |
| 8 | Amanda Blakeney | 5.0 | 62 | — | (225) 490-6649 | Visit |
| 9 | Royal Tee Lending Group - Mortgage Broker | 5.0 | 57 | — | (225) 800-8818 | Visit |
| 10 | Turn Key Mortgage of Louisiana, LLC | 5.0 | 43 | Quoted per loan | (225) 349-8448 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.