Turn Key Mortgage of Louisiana, LLC

About Turn Key Mortgage

Turn Key Mortgage of Louisiana, LLC is a locally owned and managed mortgage brokerage established in 2018, located in Baton Rouge, LA. They specialize in both residential and commercial mortgage financing, serving the entire state of Louisiana. The company offers a diverse range of mortgage products, including Down Payment Assistance Programs, FHA, VA, USDA/RD (Rural Development), conventional loans, renovation loans, and new construction loans. They also provide attractive Investor and Construction portfolios tailored for builders and investors, along with a High Balance product that requires minimal down payment and no Private Mortgage Insurance (PMI) for loans exceeding the county limit. Their mission is to provide flexible underwriting terms and assist borrowers in meeting their mortgage financing needs.

Credibility and Expertise

Turn Key Mortgage of Louisiana, LLC operates with a commitment to providing expert mortgage solutions. While specific certifications, licenses, or awards are not detailed, their operation as a licensed mortgage brokerage in Louisiana signifies adherence to industry standards. They highlight their flexible underwriting terms and partnerships with multiple lenders as key trust signals, enabling them to offer a wide array of product options. The company emphasizes its role as a local, experienced provider dedicated to assisting borrowers throughout Louisiana, aiming to simplify the mortgage process and secure favorable financing terms.

Mortgage Offerings

Turn Key Mortgage of Louisiana, LLC offers a comprehensive suite of mortgage products designed to meet diverse borrower needs. For new purchases, they provide competitive rates and numerous product options through lender partnerships. Refinancing options include transitioning to fixed-rate mortgages, securing lower interest rates, or obtaining cash for home renovations or special purchases. They cater specifically to investors and builders with a renovation product that eliminates the need for personal funds for construction and a one-time close construction loan for building new homes, including land purchase. Additionally, they offer FHA, VA, Conventional, Rural Development, and High Balance loan programs, along with Down Payment Assistance.

Unique Advantages

Established in 2018, Turn Key Mortgage of Louisiana, LLC distinguishes itself through its local ownership and management in Baton Rouge, LA. They offer specialized Investor and Builder programs, including a renovation loan that allows construction without using personal funds and a single-close construction loan. A key differentiator is their High Balance loan program, which requires minimal down payment and no PMI for loans above the county limit. Their extensive product line and flexible underwriting cater to a broad spectrum of borrower needs across Louisiana.