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Review Keywords Analysis

  1. United States
  2. Best Home Renovation Loan Companies
  3. Home Renovation Loan Companies in Massachusetts
  4. Boston

Best Home Renovation Loan Companies in Boston

Boston Home Renovation Loan Companies stats: Key insights from this page’s listings Updated
Businesses listed
9
Average rating
4.7 304 reviews
Typical service price
$350 – $700 Median of 3 priced services
Owner reviewed
1 of 9 Claimed or managed by the owner
Most-offered services
Mortgage ServicesMarket InsightsHome LoanRefinancingFirst-Time Homebuyer Assistance
What customers praise
recommend×94highly recommend×51helped me×14recommended×13
Renovation loansBoston, MA

1

James A Thom - Fairway Mortgage

Verified

Fairway Mortgage focuses on personalized mortgage solutions, including renovation loans, tailored to each client’s unique needs. Their team offers conventional, jumbo, VA, FHA, and new construction loans, with many customers appreciating clear communication and responsiveness—even outside regular hours. Some clients note occasional delays in closing cost details.

Services & Prices
Home Purchase Loan $2000 - $5000
Refinance Loan $2000 - $4000
Pre-Approval Services $500 - $1000
Market Analysis $250 - $600
View Profile
(617) 959-4885
Open 7:00 AM - 8:00 PM
264 Beacon St Fl 5, Ste 5R, Boston, MA 02116, USA
General Services
Mortgage Services
2

PrimeLending, A PlainsCapital Company - East Boston

With over 35 years of experience, PrimeLending, A PlainsCapital Company, helps customers navigate refinance, purchase, and renovation loans with clear guidance and useful resources. The team is known for thorough communication and support throughout the loan process, though some may find the pace slower than expected during busy periods.

Services & Prices
First-Time Home Buyer Assistance Quoted per loan
Mortgage Pre-Approval Quoted per loan
Rate and Term Refinance Quoted per loan
Cash-Out Refinance Quoted per loan
View Profile
(617) 561-8100
Open 8:30 AM - 5:00 PM
149 Meridian St, East Boston, MA 02128, USA
General Services
Home Loan
3

Garett Edward Seney | Fairway Independent Mortgage Corporation Mortgage Advisor

Fairway Independent Mortgage Corporation specializes in renovation loans that combine purchase and repair costs into a single mortgage, even covering up to six months of payments if the home is uninhabitable during renovations. The team guides clients through buying, building, or refinancing with clear communication and a streamlined online process. Customers appreciate their responsiveness and… more...

Fairway Independent Mortgage Corporation specializes in renovation loans that combine purchase and repair costs into a single mortgage, even covering up to six months of payments if the home is uninhabitable during renovations. The team guides clients through buying, building, or refinancing with clear communication and a streamlined online process. Customers appreciate their responsiveness and the ease of navigating complex loan details.

Services & Prices
Pre-Approval Quoted per loan
Mortgage Refinancing Quoted per loan
Homebuyer Workshops Quoted per loan
Conventional Loans Quoted per loan
View Profile
(617) 337-4572
Open 00:00 - 23:59
470 W Broadway,South Boston, MA 02127
General Services
Mortgage Services
4

The Raymond C. Green Companies Hard Money Lenders

Specializing in short-term, hard money loans for New England’s construction professionals, The Raymond C. Green Companies provide flexible financing for renovations, single-family homes, subdivisions, and condo projects. Customers appreciate their quick responses, personalized service, and in-house decision-making that helps speed up the loan process.

Services & Prices
Hard Money Loans Quoted per loan
Construction Financing Quoted per loan
Commercial Property Refinancing Quoted per loan
Custom Loan Solutions Quoted per loan
View Profile
(617) 947-8070
Open 7:00 AM - 9:00 PM
155 Federal St suite 1300, Boston, MA 02110, USA
General Services
Real Estate Financing
5

Campion-Leach Group with loanDepot

Campion-Leach Group with loanDepot specializes in renovation loans, including FHA 203k loans that combine home purchase or refinancing with renovation costs. The team offers thorough guidance on various mortgage options and is praised for being responsive, knowledgeable, and supportive throughout the process. Some clients note the detailed steps can feel involved but appreciate the clear… more...

Campion-Leach Group with loanDepot specializes in renovation loans, including FHA 203k loans that combine home purchase or refinancing with renovation costs. The team offers thorough guidance on various mortgage options and is praised for being responsive, knowledgeable, and supportive throughout the process. Some clients note the detailed steps can feel involved but appreciate the clear communication.

Services & Prices
Refinancing Quoted per loan
Jumbo Mortgage Assistance Quoted per loan
View Profile
(617) 896-1827
Open 9:00 AM - 5:00 PM
671 Tremont St Suite 1, Boston, MA 02118, USA
General Services
Mortgage Services
Where they are 9 on the map Click a pin for the profile and directions
6

Style Mortgage

Style Mortgage specializes in a variety of loan options across Connecticut, Rhode Island, and Massachusetts, including renovation, construction, and refinance loans. Customers appreciate the team’s clear communication and responsiveness throughout the mortgage process, though some note occasional delays when complex underwriting is involved.

Services & Prices
Home Purchase Loans Quoted per loan
Home Refinance Quoted per loan
VA Loans Quoted per loan
View Profile
(617) 870-6239
Open 8:30 AM - 4:30 PM
20 Park Plaza #491, Boston, MA 02116, USA
General Services
Mortgage Services
7

Guild Mortgage Company

Guild Mortgage specializes in renovation loans that let you combine home purchase or refinance costs with remodeling expenses, offering flexibility for homes in nearly any condition. Their team connects you with specialists and allows you to choose your own contractor. Customers appreciate clear communication and knowledgeable support throughout the process, though some find the paperwork… more...

Guild Mortgage specializes in renovation loans that let you combine home purchase or refinance costs with remodeling expenses, offering flexibility for homes in nearly any condition. Their team connects you with specialists and allows you to choose your own contractor. Customers appreciate clear communication and knowledgeable support throughout the process, though some find the paperwork detailed.

Services & Prices
Pre-Approval Quoted per loan
View Profile
(617) 413-5038
Open 8:00 AM - 5:00 PM
77 Sleeper St Office 02-139, Boston, MA 02110, USA
General Services
Mortgage Services
8

Drew Mortgage Associates Inc - Mortgage Lenders Boston, MA

Drew Mortgage Associates specializes in first-time homebuyer programs and offers competitive rates with flexible payment options. Their team assists with loans and refinancing, guiding clients patiently through the process. While some note quick credit checks without follow-up, many appreciate the clear communication and support throughout their mortgage journey.

Services & Prices
First-Time Homebuyer Loans Quoted per loan
Investment Property Loans Quoted per loan
Refinancing Options Quoted per loan
View Profile
(617) 523-3060
Open 9:00 AM - 5:00 PM
232 Commercial Street # 1, Boston, MA 02109, USA
General Services
Mortgage Lending
9

loanDepot

Known for offering FHA 203k renovation loans that hold renovation costs in escrow until milestones are met, loanDepot helps borrowers finance home purchases, refinancing, and improvements based on future property value. Customers appreciate the knowledgeable team’s guidance through complex transactions, though some note frequent follow-up calls can be overwhelming.

Services & Prices
Standard Appraisal $350 - $550
Expedited Appraisal $450 - $700
Inspection Services $200 - $400
View Profile
(617) 896-1827
Open 9:00 AM - 5:00 PM
671 Tremont St STE 1, Boston, MA 02118, USA
General Services
Appraisal Services

Latest reviews of Boston Home Renovation Loan Companies

Written on TrustAnalytica by clients of the businesses in this list
  • Joshua

    Worst lending experience I’ve ever had. Missed out on many properties because of James not getting me my closing costs and answering basic questions. I really don’t understand why it’s so hard to do your job.

Boston Home Improvement Loan Statistics

Home-improvement lending in Suffolk County and home costs in Boston, MA (latest HMDA and Census data)

Lenders made 850 home-improvement loans in Suffolk County in 2025 (average about $366,000) and denied 824 — 49% of decided applications, compared with 33% across Massachusetts, according to federal mortgage data (HMDA, CFPB). The typical home in Boston was built in 1947 and is worth $731,700 (Census ACS 2020–2024).

Home-improvement loans, 2025
850▲ 2%833 in 2024
Denial rate
49%MA 33%
Median year homes built
1947MA 1964
Median home value
$731,700MA $562,100
Home-purchase loans made (Suffolk County, 2025)
5,447
Refinance loans made (2025)
2,767
Average home-improvement loan
$366,000 (MA $192,000)
Owners with a mortgage
70% · 32% of them spend 30%+ of income on housing
Median household income
$97,344 (MA $103,960)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Suffolk County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Boston Home Renovation Loan Companies stats: 9 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 James A Thom - Fairway Mortgage 4.9 41 $100 (617) 959-4885 Visit
2 PrimeLending, A PlainsCapital Company - East Boston 4.9 77 Quoted per loan (617) 561-8100 Visit
3 Garett Edward Seney | Fairway Independent Mortgage Corporation Mortgage Advisor 5.0 56 Quoted per loan (617) 337-4572 Visit
4 The Raymond C. Green Companies Hard Money Lenders 5.0 43 Quoted per loan (617) 947-8070 Visit
5 Campion-Leach Group with loanDepot 5.0 33 Quoted per loan (617) 896-1827 Visit
6 Style Mortgage 5.0 23 Quoted per loan (617) 870-6239 Visit
7 Guild Mortgage Company 4.5 16 Quoted per loan (617) 413-5038 Visit
8 Drew Mortgage Associates Inc - Mortgage Lenders Boston, MA 4.6 9 Quoted per loan (617) 523-3060 Visit
9 loanDepot 3.0 6 $200 (617) 896-1827 Visit

Frequently asked questions

9 questions
How do I choose the best home renovation loan company in Boston?
Consider verified customer reviews, ratings on Google and TrustAnalytica, review volume, and whether the business has claimed its profile. TrustAnalytica ranks based on these factors.
What services do home renovation loan companies offer?
They provide financing options for home improvement projects, including loans for repairs, remodeling, and upgrades. Services may include consultation and loan processing.
Are free consultations common with home renovation loan companies in Boston?
Free consultations are commonly offered to discuss loan options and project needs before committing to a service.
What questions should I ask a home renovation loan company before hiring?
Ask about interest rates, loan terms, fees, and the application process. Inquire about customer service and past client experiences.
Do I need a home renovation loan company for my project?
If you require financing for a home improvement project, a loan company can provide options tailored to your needs.
How long does it take to get a home renovation loan in Boston?
The process can vary but typically takes a few weeks from application to approval, depending on the lender and complexity of the project.
What are typical fees associated with home renovation loans?
Fees may include origination fees, appraisal fees, and closing costs. It's important to review all potential charges with the lender.
What is the typical interest rate for home renovation loans in Boston?
Interest rates vary based on creditworthiness, loan type, and market conditions. It's best to compare offers from multiple lenders.
Can I get a home renovation loan with bad credit in Boston?
Options may be available, but terms could be less favorable. Consult with lenders to explore possibilities.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 renovation loans list assembly and recognition by TrustAnalytica for Boston is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing renovation loans companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 renovation loans category.

The Process

1

Business Verification

Verified renovation loans listings in Boston are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive renovation loans profiles offer vital details for informed decisions in Boston.

3

Reviews And Ratings

Real-time customer ratings guide our renovation loans rankings in Boston, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top renovation loans providers in Boston.

5

AI Search Visibility

Every renovation loans listing in Boston is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.