Federal Hill Mortgage

About Federal Hill Mortgage

Federal Hill Mortgage is a leading mortgage provider with over 20 years of experience, dedicated to simplifying the home loan process. Spearheaded by Tammy Saul, the company offers a wide array of tailored mortgage solutions, aiming to make homeownership accessible and straightforward for clients. Their mission is to educate and empower clients, ensuring they understand all available options and feel confident in their chosen loan programs. The team's hyper-efficient approach ensures loans are closed in record time, setting them apart in the industry. As a first-generation immigrant, Tammy Saul is a passionate advocate for the American Dream of home ownership and entrepreneurship.

Credentials & Expertise

Federal Hill Mortgage boasts significant credibility, highlighted by Tammy Saul's consistent recognition as the #1 producing loan officer in her home state for three consecutive years and her ranking among the top individual mortgage brokers nationally for units. The company is also recognized as the #1 Mortgage Provider in their state. Tammy holds three degrees, including a Juris Doctor (J.D.) and an MBA, and has been a licensed attorney since 2002. They have accumulated over 1,000 five-star reviews, underscoring their commitment to superior customer service and expert industry knowledge.

Offerings

Federal Hill Mortgage provides a comprehensive suite of mortgage products and services designed to meet diverse client needs. This includes conventional loans, jumbo loans, physician loans, FHA loans, VA loans, USDA loans, SBA loans, investor loans, ITIN loans, hard money loans, and renovation loans. They also offer specialized home equity solutions, including Home Equity Lines of Credit (HELOC) and Home Equity Loans (HELOAN), as well as investor HELOCs. For those looking to refinance, they facilitate lower rates and cash-out options. Their services extend to assisting self-employed borrowers and providing creative solutions for unique financial situations.

Unique Advantages

Federal Hill Mortgage distinguishes itself through its expert leadership under Tammy Saul, a licensed attorney with extensive mortgage lending experience. They are recognized nationally, with Tammy ranking in the top one-tenth of 1% of mortgage loan officers. The company offers diverse loan products catering to a wide range of borrowers, from first-time homebuyers to self-employed individuals. Their volume-driven approach allows for competitive, deeply discounted rates, and they are known for their accessibility, with the team available evenings, weekends, and holidays.