How much house can you afford in Minneapolis? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
Satori Mortgage
4.9 · 164 reviews · Free pre-approval
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CFR Mortgage - JJ Ellingson - Mortgage Broker
5.0 · 118 reviews · Free pre-approval
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Cousins Brothers - NEO Home Loans
5.0 · 77 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Satori Mortgage works closely with homebuyers to navigate mortgage options, often praised for patient and attentive support throughout the loan process. The team assists with home purchases and refinancing, though some first-time buyers have noted a need for clearer communication and guidance.
CFR Mortgage - JJ Ellingson specializes in guiding clients through the home loan approval process with clear communication and thorough support. The team assists with mortgage brokerage services, helping customers understand each step and explore options. Many appreciate their responsiveness and patience, though some find the process naturally detailed.
Focused on guiding clients through complex home financing, Cousins Brothers - NEO Home Loans offers clear, patient support for purchases, renovations, and new construction loans. The team communicates well and stays responsive, helping customers feel confident without pressure, though some may find the process detailed.
Known for responsive communication and attentive support, this team at PRMG Twin Cities helps clients navigate home financing with clear guidance and timely updates. They offer loan origination and mortgage services, often working extended hours to meet deadlines. Customers appreciate the personal touch, though some note the fast pace can feel intense.
With over 25 years of experience, this mortgage team specializes in helping clients with credit challenges, backed by a Nationally Certified Credit Counselor on staff. They offer a variety of loan options, including FHA, VA, and USDA programs, and are known for clear communication and ongoing support throughout the home-buying process. Customers appreciate their responsiveness and thorough… more...
With over 25 years of experience, this mortgage team specializes in helping clients with credit challenges, backed by a Nationally Certified Credit Counselor on staff. They offer a variety of loan options, including FHA, VA, and USDA programs, and are known for clear communication and ongoing support throughout the home-buying process. Customers appreciate their responsiveness and thorough explanations, though some note the process can require patience.
With over 20 years of experience, MLS Mortgage specializes in home purchase loans, including VA financing with 100% funding for veterans. The team offers personalized guidance and a variety of financial tools to help clients navigate the lending process. Customers appreciate their clear communication and responsiveness throughout each step.
Known for competitive interest rates and a wide range of loan options, Twin City Lending Corp. helps clients at all stages of homeownership, from first-time buyers to seasoned investors. Their team offers personalized guidance through home purchases, refinances, FHA, VA, and reverse mortgages, with many customers appreciating clear communication and timely responses throughout the process.
Known for thorough communication and responsiveness, this mortgage broker assists with a wide range of home financing needs, including purchases, refinancing, and renovation loans. Clients appreciate clear explanations and ongoing support throughout the process, though some note occasional challenges when comparing offers. The team aims to guide borrowers with personalized attention and detailed… more...
Known for thorough communication and responsiveness, this mortgage broker assists with a wide range of home financing needs, including purchases, refinancing, and renovation loans. Clients appreciate clear explanations and ongoing support throughout the process, though some note occasional challenges when comparing offers. The team aims to guide borrowers with personalized attention and detailed loan options.
Supreme Lending - The Dream Team specializes in helping first-time homebuyers navigate mortgage approvals, often accommodating tight deadlines with weekend availability. The team offers mortgage loan services and is noted for clear communication and responsiveness throughout the process. Some clients have mentioned concerns about persistent follow-up calls.
Lenders made 15,041 home-purchase loans in Hennepin County in 2025 (average about $429,000) and denied 974 — 6% of decided applications, compared with 8% across Minnesota, according to federal mortgage data (HMDA, CFPB). In Minneapolis, the median home is worth $362,200 and 72% of owners have a mortgage, paying a median $2,128 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Hennepin County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Satori Mortgage | 4.9 | 164 | Quoted per loan | (952) 544-1706 | Visit |
| 2 | CFR Mortgage - JJ Ellingson - Mortgage Broker | 5.0 | 118 | — | (763) 300-6876 | Visit |
| 3 | Cousins Brothers - NEO Home Loans | 5.0 | 77 | Quoted per loan | (651) 808-7684 | Visit |
| 4 | Michael Dietrich - Sr. Loan Officer and Sr. Branch Manager - PRMG - Twin Cities | 5.0 | 45 | Quoted per loan | (651) 206-3377 | Visit |
| 5 | Billy Anstett | 5.0 | 30 | — | (612) 578-3956 | Visit |
| 6 | MLS Mortgage | 5.0 | 24 | Quoted per loan | (612) 789-5626 | Visit |
| 7 | Twin City Lending Corp. | 5.0 | 23 | Quoted per loan | (651) 303-4236 | Visit |
| 8 | Steven Goldman | 4.4 | 19 | Quoted per loan | (763) 458-9007 | Visit |
| 9 | Supreme Lending - The Dream Team | 4.2 | 5 | — | (612) 384-7818 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.