CFR Mortgage - JJ Ellingson - Mortgage Broker

About CFR Mortgage

CFR Mortgage is an education-based mortgage company dedicated to providing clients with ideal financing solutions. Co-founders JJ Ellingson and Brian Cottrill, with over 40 years of combined experience, lead the team in offering competitively priced financing options and a strategic approach to the mortgage process. They pride themselves on simplifying the mortgage journey and fostering long-term client relationships. The company emphasizes transparency, aiming to eliminate gimmicks and junk fees, and treats each client uniquely, recognizing their individual needs.

Why Choose CFR Mortgage

CFR Mortgage distinguishes itself through its commitment to being local mortgage experts without hidden fees. With 22 years of experience, they boast an average closing time of 15 days and maintain a strong reputation with 200 five-star reviews. Their team of 8 local employees is dedicated to providing personalized service and expert guidance. The company's educational approach ensures clients are well-informed throughout the mortgage process, building trust and confidence.

CFR Mortgage Services

CFR Mortgage offers a comprehensive range of mortgage services designed to meet diverse client needs. These include Fixed Rate Mortgages, FHA Home Loans, VA Home Loans, USDA Loans, Jumbo Home Loans, and specialized programs for First-Time Home Buyers and Low Down Payment Purchases. They also provide options for Investment Property Loans and Refinancing. Their services are supported by resources like a Learning Center, Mortgage Calculator, and an easy online application process, all aimed at facilitating a smooth and successful homeownership journey.

Unique Advantages

CFR Mortgage offers a unique blend of extensive experience, with co-founders bringing over 40 years to the table and the company having 22 years in operation. They are committed to an education-based approach, ensuring clients are well-informed. A key differentiator is their rapid 15-day average closing time, coupled with a strong emphasis on transparency by avoiding gimmicks and junk fees.