Atwood Mortgage specializes in fast funding and competitive mortgage rates, helping buyers and homeowners navigate a variety of loan options. Their services include home purchase loans, refinancing, and specialized programs like FHA, VA, and jumbo loans. Clients appreciate the team’s clear communication and guidance, especially first-time buyers seeking a straightforward process.
Prosperity Home Mortgage, licensed under NMLS #653835, focuses on providing clear communication throughout the loan process. The team assists with various mortgage needs, keeping clients informed at every step. Customers appreciate the organized approach, though experiences may vary depending on individual circumstances.
With over two decades of experience, Supreme Lending focuses on clear communication and personalized guidance throughout the mortgage process. They offer a wide range of loan options—including conventional, government-backed, jumbo, and specialty financing—to support diverse homeownership needs. Customers appreciate the team’s responsiveness and knowledge, which help make the process smooth and… more...
With over two decades of experience, Supreme Lending focuses on clear communication and personalized guidance throughout the mortgage process. They offer a wide range of loan options—including conventional, government-backed, jumbo, and specialty financing—to support diverse homeownership needs. Customers appreciate the team’s responsiveness and knowledge, which help make the process smooth and understandable.
Known for clear communication and responsiveness, the Joe Metzler Team specializes in guiding clients through mortgage and VA loan processes with ease. They work closely with realtors to streamline home financing, and customers appreciate their helpful app and consistent updates, though some note the process can still feel complex at times.
Bell Bank Mortgage, Mike Hill specializes in handling complex mortgage situations with a focus on clear communication and timely responses. The team offers a full range of mortgage services and is known for being knowledgeable and resourceful throughout the loan process. Customers appreciate their professionalism and steady guidance, especially during challenging transactions.
Bell Bank Mortgage, Nick Kalkman specializes in guiding first-time and experienced homebuyers through the mortgage process with clear communication and responsive support. The team offers home loan setup and closing assistance, working closely with realtors to keep the process smooth. Customers appreciate their helpfulness and quick responses throughout each step.
With 8 years of experience and an NMLS license, M&M Mortgage offers a streamlined mortgage process for homebuyers and investors. The team assists with purchases, refinancing, and investment property financing, focusing on clear communication and personalized guidance. Clients appreciate their responsiveness and the ease they bring to a complex process.
NorthLend Financial stands out for its 24/7 client support and quick pre-approvals through a partnership with Cornerstone First Mortgage. They offer home purchase loans, refinancing, down payment assistance, and wealth-building guidance. Customers appreciate clear communication and a smooth, straightforward mortgage process.
Lenders made 5,512 home-purchase loans in Ramsey County in 2025 (average about $319,000) and denied 455 — 8% of decided applications, compared with 8% across Minnesota, according to federal mortgage data (HMDA, CFPB). In St Paul, the median home is worth $294,500 and 69% of owners have a mortgage, paying a median $1,911 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Ramsey County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Atwood Mortgage | 5.0 | 100 | — | (651) 384-2100 | Visit |
| 2 | Prosperity Home Mortgage: Chris Wright NMLS #653835 | 4.9 | 86 | — | (651) 225-3965 | Visit |
| 3 | Jeff Anderson - Supreme Lending | 5.0 | 77 | — | (214) 340-5225 | Visit |
| 4 | Cambria Mortgage, Joe Metzler Team | 4.9 | 58 | $50 | (651) 552-3681 | Visit |
| 5 | Bell Bank Mortgage, Mike Hill | 5.0 | 48 | $150 | (651) 783-5244 | Visit |
| 6 | Bell Bank Mortgage, Nick Kalkman | 5.0 | 47 | $50 | (651) 785-6087 | Visit |
| 7 | Graham Kaun - M&M Mortgage - NMLS ID 1505476 | 5.0 | 35 | $20 | (651) 336-7623 | Visit |
| 8 | NorthLend Financial | 5.0 | 16 | — | (651) 747-5900 | Visit |
General information, not financial advice — consult a qualified professional.
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