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  1. United States
  2. Top Mortgage Brokers
  3. Mortgage Brokers in Minnesota
  4. St Paul

Top Mortgage Brokers In St Paul

St Paul Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
8
Average rating
5.0 467 reviews
Typical service price
$100 – $300 Median of 10 priced services
Most-offered services
Mortgage ServicesLoan ServicesHome Buying AssistanceFinancial ConsultationHome Loan Services
What customers praise
recommend×15highly recommend×10very knowledgeable×4great job×2
Mortgage brokerSt Paul, MN

1

Atwood Mortgage

Atwood Mortgage specializes in fast funding and competitive mortgage rates, helping buyers and homeowners navigate a variety of loan options. Their services include home purchase loans, refinancing, and specialized programs like FHA, VA, and jumbo loans. Clients appreciate the team’s clear communication and guidance, especially first-time buyers seeking a straightforward process.

View Profile
(651) 384-2100
Open 8:00 AM - 8:00 PM
420 Summit Ave suite 316, St Paul, MN 55102
2

Prosperity Home Mortgage: Chris Wright NMLS #653835

Prosperity Home Mortgage, licensed under NMLS #653835, focuses on providing clear communication throughout the loan process. The team assists with various mortgage needs, keeping clients informed at every step. Customers appreciate the organized approach, though experiences may vary depending on individual circumstances.

View Profile
(651) 225-3965
Closed Now
700 Grand Ave, St Paul, MN 55105
3

Jeff Anderson - Supreme Lending

With over two decades of experience, Supreme Lending focuses on clear communication and personalized guidance throughout the mortgage process. They offer a wide range of loan options—including conventional, government-backed, jumbo, and specialty financing—to support diverse homeownership needs. Customers appreciate the team’s responsiveness and knowledge, which help make the process smooth and… more...

With over two decades of experience, Supreme Lending focuses on clear communication and personalized guidance throughout the mortgage process. They offer a wide range of loan options—including conventional, government-backed, jumbo, and specialty financing—to support diverse homeownership needs. Customers appreciate the team’s responsiveness and knowledge, which help make the process smooth and understandable.

View Profile
(214) 340-5225
Open 9:00 AM - 5:00 PM
322 County Rd D E Ste 100, St Paul, MN 55117
4

Cambria Mortgage, Joe Metzler Team

Known for clear communication and responsiveness, the Joe Metzler Team specializes in guiding clients through mortgage and VA loan processes with ease. They work closely with realtors to streamline home financing, and customers appreciate their helpful app and consistent updates, though some note the process can still feel complex at times.

Services & Prices
VA Loan Assistance $0 - $0
Loan Application Support $0 - $0
Mortgage Consultation $100 - $300
Home Search Consultation $0 - $0
View Profile
(651) 552-3681
Open 9:00 AM - 5:30 PM
1549 Livingston Ave #105, St Paul, MN 55118
General Services
Mortgage Services
5

Bell Bank Mortgage, Mike Hill

Bell Bank Mortgage, Mike Hill specializes in handling complex mortgage situations with a focus on clear communication and timely responses. The team offers a full range of mortgage services and is known for being knowledgeable and resourceful throughout the loan process. Customers appreciate their professionalism and steady guidance, especially during challenging transactions.

Services & Prices
Home Purchase Mortgage $2000 - $3000
Refinancing $1500 - $2500
First-Time Homebuyer Program $1000 - $2000
Personal Loans $500 - $1500
View Profile
(651) 783-5244
Open 8:00 AM - 5:00 PM
971 Sibley Memorial Hwy Suite 201, St Paul, MN 55118
General Services
Mortgage Services
Where they are 8 on the map Click a pin for the profile and directions
6

Bell Bank Mortgage, Nick Kalkman

Bell Bank Mortgage, Nick Kalkman specializes in guiding first-time and experienced homebuyers through the mortgage process with clear communication and responsive support. The team offers home loan setup and closing assistance, working closely with realtors to keep the process smooth. Customers appreciate their helpfulness and quick responses throughout each step.

Services & Prices
Pre-approval $50 - $100
Mortgage Application Assistance $200 - $500
Loan Closing Services $300 - $800
First Time Home Buyer Consultation $100 - $200
View Profile
(651) 785-6087
Open 8:00 AM - 5:00 PM
971 Sibley Memorial Hwy Suite 201, St Paul, MN 55118
General Services
Home Loan Services
7

Graham Kaun - M&M Mortgage - NMLS ID 1505476

With 8 years of experience and an NMLS license, M&M Mortgage offers a streamlined mortgage process for homebuyers and investors. The team assists with purchases, refinancing, and investment property financing, focusing on clear communication and personalized guidance. Clients appreciate their responsiveness and the ease they bring to a complex process.

Services & Prices
Home Loan Consultation $100 - $150
Mortgage Application Assistance $200 - $300
Pre-Approval Services $50 - $100
Home Buying Workshops $20 - $50
View Profile
(651) 336-7623
Open 00:00 - 23:59
1700 Highway 36 W #300, St Paul, MN 55113
General Services
Loan Services
8

NorthLend Financial

NorthLend Financial stands out for its 24/7 client support and quick pre-approvals through a partnership with Cornerstone First Mortgage. They offer home purchase loans, refinancing, down payment assistance, and wealth-building guidance. Customers appreciate clear communication and a smooth, straightforward mortgage process.

View Profile
(651) 747-5900
Open 8:00 AM - 6:00 PM
2550 University Ave W Ste 210N, St Paul, MN 55114

St Paul Mortgage Statistics

Home-purchase lending in Ramsey County and home costs in St Paul, MN (latest HMDA and Census data)

Lenders made 5,512 home-purchase loans in Ramsey County in 2025 (average about $319,000) and denied 455 — 8% of decided applications, compared with 8% across Minnesota, according to federal mortgage data (HMDA, CFPB). In St Paul, the median home is worth $294,500 and 69% of owners have a mortgage, paying a median $1,911 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
5,512▼ 6%5,880 in 2024
Denial rate
8%MN 8%
Median home value
$294,500MN $329,300
Monthly cost with a mortgage
$1,911median · MN $1,947
Refinance loans made (Ramsey County, 2025)
1,976 · 1,345 in 2024
Home-improvement loans made (2025)
1,083
Average home-purchase loan
$319,000 (MN $349,000)
Owners with a mortgage
69% · 28% of them spend 30%+ of income on housing
Median household income
$73,394 (MN $89,062)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Ramsey County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

St Paul Mortgage Brokers stats: 8 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Atwood Mortgage 5.0 100 — (651) 384-2100 Visit
2 Prosperity Home Mortgage: Chris Wright NMLS #653835 4.9 86 — (651) 225-3965 Visit
3 Jeff Anderson - Supreme Lending 5.0 77 — (214) 340-5225 Visit
4 Cambria Mortgage, Joe Metzler Team 4.9 58 $50 (651) 552-3681 Visit
5 Bell Bank Mortgage, Mike Hill 5.0 48 $150 (651) 783-5244 Visit
6 Bell Bank Mortgage, Nick Kalkman 5.0 47 $50 (651) 785-6087 Visit
7 Graham Kaun - M&M Mortgage - NMLS ID 1505476 5.0 35 $20 (651) 336-7623 Visit
8 NorthLend Financial 5.0 16 — (651) 747-5900 Visit

Frequently asked questions

7 questions
What does a mortgage broker do?
A mortgage broker helps clients find and negotiate mortgage loans, comparing options from various lenders to secure the best terms.
How do I choose the best mortgage broker in St Paul?
Consider verified customer reviews, ratings, review volume, and if the business has claimed its profile. TrustAnalytica ranks brokers using these criteria.
Are free consultations common with mortgage brokers?
Yes, many mortgage brokers offer free consultations to discuss your needs and potential loan options.
What questions should I ask a mortgage broker before hiring?
Ask about their experience, fees, loan options, and how they communicate throughout the process.
Do I need a mortgage broker to buy a home in Minnesota?
While not required, a mortgage broker can help navigate loan options and secure favorable terms.
How long does the mortgage process take with a broker?
The mortgage process typically takes 30 to 45 days, depending on the complexity of the loan and required documentation.
What fees do mortgage brokers charge?
Mortgage brokers usually charge a commission or fee, often a percentage of the loan amount. Discuss fees upfront.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for St Paul is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in St Paul are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in St Paul.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in St Paul, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in St Paul.

5

AI Search Visibility

Every mortgage broker listing in St Paul is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.