Cambria Mortgage, Joe Metzler Team

About Cambria Mortgage

Cambria Mortgage, the Joe Metzler Team, is a dedicated mortgage lender serving clients in Arizona, Colorado, Florida, Iowa, Minnesota, North Dakota, South Dakota, and Wisconsin. Led by Joe Metzler, the team focuses on providing personalized guidance and exceptional service throughout the home buying process. They aim to help clients find the perfect home loan that aligns with their financial goals and lifestyle, distinguishing themselves from impersonal online lenders and large banks. Their commitment extends to offering competitive interest rates, low closing costs, and a streamlined application process, ensuring a stress-free experience for aspiring homeowners.

Credibility and Trust

Cambria Mortgage, the Joe Metzler Team, has established significant credibility through numerous accolades and extensive experience. They have been recognized as a top-rated mortgage lender both locally and nationally, year after year. Joe Metzler was named Mortgage Broker of the Year for 2024 by the National Association of Mortgage Brokers. The team boasts over 50 years of combined industry experience. Their client satisfaction is reflected in a 98% overall recommendation rating, and they emphasize their availability, including nights and weekends, setting them apart from traditional banking hours.

Offerings and Solutions

Cambria Mortgage offers a comprehensive suite of mortgage solutions designed to meet diverse client needs. This includes home purchase and home refinance loans, with specific programs for first-time homebuyers, those with bad credit, self-employed individuals, new construction, and renovation projects. They provide specialized loans such as FHA, VA, USDA, Jumbo, Doctor Loans, and HomeReady mortgages. Additionally, they offer services like debt consolidation through cash-out refinances, quick quotes, rate analysis, and a streamlined digital application process accessible via their website and mobile app. They also provide resources like a First Time Homebuyer Handbook and a mortgage calculator.

Unique Advantages

Cambria Mortgage differentiates itself through highly personalized service, exemplified by Joe Metzler's direct availability and the team's combined 50+ years of experience. They offer competitive interest rates and exceptional service, setting them apart from large banks and online lenders. Clients benefit from a streamlined digital process with real-time updates via a smartphone app and a commitment to making the mortgage process easy and painless. Their multiple local and national awards further underscore their expertise and client satisfaction.