Metropolitan Mortgage Corporation - Kansas City

About Metropolitan Mortgage

Metropolitan Mortgage Corporation has been a local Kansas City mortgage lender since 1997, combining the benefits of a mortgage broker with in-house processing. They specialize in helping buyers and homeowners navigate the complexities of home financing by offering access to multiple lenders, clear communication, and a streamlined process. Their mission is to provide personalized guidance and competitive loan options tailored to the unique needs of the Kansas City market. With over three decades of combined experience, their team is dedicated to assisting clients from initial application through to closing, ensuring a smooth and responsive experience.

Credibility & Trust

Metropolitan Mortgage Corporation boasts a strong reputation, evidenced by a 4.8 Google Rating based on 82 reviews and a 13-time Five Star Award recipient for their Senior Loan Officer, Rick Woodruff. They highlight their extensive experience, having helped over 10,000 families and funded more than $2 billion in home loans throughout Rick Woodruff's career. Their commitment to efficient service is reflected in their 97% same-day pre-approval rate for qualified applicants and an average closing timeline of 21 days. They are also recognized by the Better Business Bureau, underscoring their dedication to trustworthy business practices.

Offerings

Metropolitan Mortgage Corporation offers a comprehensive suite of home loan programs designed for the Kansas City metro area. This includes conventional loans with flexible terms and low down payment options, FHA loans for borrowers with less-than-perfect credit, VA loans for eligible veterans with zero down payment, and USDA loans for rural property purchases. They also provide jumbo loans for high-value properties and specialized programs for first-time homebuyers. Beyond purchases, they offer various refinancing solutions, including cash-out refinances, rate-and-term refinances, and home equity options, all supported by a range of online tools like affordability and mortgage calculators.

Unique Advantages

Metropolitan Mortgage Corporation distinguishes itself through its hybrid model, acting as both a local lender and a mortgage broker to provide broad loan access. They emphasize one-on-one communication and offer evening and weekend support for responsive client service. Their deep understanding of the Kansas City housing market, spanning multiple counties and states, allows for more accurate financial estimations and tailored advice.