First Residential Independent Mortgage

About First Residential

First Residential Independent Mortgage is a mortgage lender that offers a variety of loan options for purchasing or refinancing homes. They emphasize a streamlined application process, aiming for a quick and efficient experience for their clients. The company highlights its commitment to customer service and providing accessible financing solutions. They offer services nationwide, though specific state availability may vary. Their goal is to be the first name in home financing, guiding customers from the initial stages of homeownership to refinancing existing mortgages.

Credibility & Trust

First Residential Independent Mortgage boasts a high recommendation rate of 98% and a total of 7,642 reviews with an average satisfaction rating of 4.8/5. They emphasize a quick, 3-minute process with no negative credit impact for initial inquiries. The company is a DBA of Mortgage Research Center, LLC, and is licensed under NMLS ID #1907, providing a layer of regulatory oversight and consumer protection. They also provide a link to the Nationwide Mortgage Licensing System & Directory for further verification.

Offerings

First Residential Independent Mortgage provides a range of loan products, including Conventional Loans, FHA Loans, and Refinance options. They offer down payment assistance programs to help cover upfront costs, with options for forgivable and long-term repayment plans, including 0% down payment possibilities. Their services are designed to cater to various borrower needs, from first-time homebuyers to those looking to leverage their home equity. They also provide online tools and calculators, such as affordability and mortgage calculators, to assist users in their home financing journey.

Unique Advantages

First Residential Independent Mortgage distinguishes itself with a high customer recommendation rate (98%) and a strong average satisfaction rating (4.8/5). They offer a rapid 3-minute pre-qualification process with no negative credit impact. The company provides down payment assistance programs, including 0% down options, making homeownership more accessible. They also offer a mobile app for a convenient, on-the-go mortgage management experience.