The Chavez Team - Cross Country Mortgage

About CrossCountry Mortgage

CrossCountry Mortgage, established in 2019, is dedicated to assisting families in achieving their homeownership dreams. With a mission to provide accessible and personalized mortgage solutions, the company emphasizes expertise and a wide array of loan programs. They pride themselves on helping over 800 families since their inception. Their core values revolve around customer success, offering a diverse range of over 400 loan programs to cater to various financial situations and credit profiles. This extensive selection, combined with expert guidance, sets them apart in the competitive mortgage industry.

Credentials & Expertise

CrossCountry Mortgage demonstrates significant industry expertise by offering over 400 loan programs, a testament to their comprehensive understanding of the mortgage market. They are licensed to do business in CO, FL, KS, ME, MO, and OR, adhering to regulatory standards. While specific awards and certifications are not detailed, their ability to help a large number of families (over 800) and their commitment to assisting borrowers with challenging credit scores (as low as 500) and minimal down payments (0%) highlight their capability and trustworthiness. Their NMLS# is 3029, ensuring compliance and transparency.

Mortgage Offerings

CrossCountry Mortgage provides a comprehensive suite of mortgage services designed to meet diverse buyer needs. Their offerings include purchase loans, refinance options, and specialized loan programs such as Conventional, FHA, USDA, VA, and Jumbo loans. They are particularly adept at assisting borrowers with less-than-perfect credit, low down payments, self-employment income, or those without a social security number. The company emphasizes its ability to secure pre-approvals and guide clients through the entire process, from application to closing, ensuring a smooth and successful home-buying or refinancing experience.

Unique Advantages

CrossCountry Mortgage distinguishes itself through its extensive selection of over 400 loan programs, catering to a broad spectrum of borrowers. They specialize in helping individuals who may face challenges with traditional lending, including those with credit scores as low as 500 and options for 0% downpayment. Furthermore, their team includes loan officers fluent in 7 different languages, enhancing accessibility for a diverse clientele. Since opening in 2019, they have successfully assisted over 800 families in achieving homeownership.