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  1. United States
  2. Best Mortgage Brokers
  3. Mortgage Brokers in North Carolina
  4. Charlotte

Best Mortgage Brokers in Charlotte

Charlotte Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
14
Average rating
5.0 6154 reviews
Owner reviewed
1 of 14 Claimed or managed by the owner
Most-offered services
Mortgage ServicesRefinancing ServicesHome Loan ServicesHome Purchase FinancingMortgage Education & Webinars
What customers praise
recommend×160highly recommend×102great experience×23recommended×20
Mortgage brokerCharlotte, NC

1

Trevor Higgins - Fairway Home Mortgage

Verified

With over a decade of experience, Fairway Home Mortgage focuses on providing clear, side-by-side loan comparisons for Charlotte-area homebuyers and real estate investors. The team handles everything from first-time buyer loans to specialized investor financing, consistently delivering smooth communication and timely service throughout the lending process.

Services & Prices
First Time Home Buyers Free Consultation
DSCR - PadSplit - LTR/STR Free Consultation
Sell to Buy - Bridge Loan Financing Free Consultation
VA Free Consultation
View Profile
(330) 977-0017
Open 8:30 AM - 6:30 PM
10720 Sikes Pl # 125, Charlotte, NC 28277, USA
General Services
Home Purchase Financing
2

Loan Pronto, Inc.

Loan Pronto, Inc. offers quick and efficient mortgage refinancing with a focus on clear communication and responsive service. Their team uses up-to-date technology to streamline the process, making document signing and approvals straightforward. Customers appreciate their patience and thorough answers throughout each step.

View Profile
(704) 602-2446
Open 8:30 AM - 5:30 PM
800 Westmere Ave Suite 300, Charlotte, NC 28208
3

PrimeLine Capital

PrimeLine Capital helps borrowers compare multiple lenders to find competitive mortgage rates and minimize closing costs. Their licensed experts guide clients through various loan options, including purchases, refinances, and government-backed programs, with clear communication throughout the process. While some cases may take longer due to unique situations, the team stays accessible and… more...

PrimeLine Capital helps borrowers compare multiple lenders to find competitive mortgage rates and minimize closing costs. Their licensed experts guide clients through various loan options, including purchases, refinances, and government-backed programs, with clear communication throughout the process. While some cases may take longer due to unique situations, the team stays accessible and supportive.

Services & Prices
Home Loan Quoted per loan
HELOC (Home Equity Line of Credit) Quoted per loan
Refinancing Quoted per loan
View Profile
(704) 285-8020
Open 8:00 AM - 7:00 PM
128 S Tryon St Ste 1832, Charlotte, NC 28202
General Services
Mortgage Services
4

Fairway Mortgage Carolinas

Fairway Mortgage Carolinas offers a unique money-back guarantee if they don’t close as agreed, reflecting their focus on transparency and reliability. They provide a broad range of mortgage options, including VA, FHA, USDA, jumbo loans, and refinancing, with tools and guidance to support buyers. Customers appreciate their clear communication and responsiveness throughout the process.

View Profile
(704) 541-1172
Open 9:00 AM - 5:00 PM
8832 Blakeney Professional Dr STE 102, Charlotte, NC 28277
5

Lennar Mortgage, LLC Charlotte

Known for clear and consistent communication throughout the home loan process, Lennar Mortgage, LLC Charlotte helps clients navigate each step with regular updates and accessible support. The team offers mortgage services focused on making the experience smoother, with customers appreciating their responsiveness and guidance from application to closing.

View Profile
(704) 644-1459
Open 8:30 AM - 5:30 PM
11605 N Community House Rd Ste 400A, Charlotte, NC 28277
Mortgage Affordability Calculator – CharlotteSee how much house you can afford in Charlotte in 30 seconds, then get pre-approved by a top-rated local mortgage broker. Check what I can afford →
Where they are 14 on the map Click a pin for the profile and directions
6

Motivation Mortgage

Motivation Mortgage focuses on helping clients understand and navigate a wide range of loan options, including Conventional, FHA, VA, Jumbo, and niche products like DSCR and Non-QM mortgages. Their team provides personalized guidance and useful online tools to support homebuyers and refinancers in the Charlotte area. Customers appreciate the clear communication and responsiveness, though some… more...

Motivation Mortgage focuses on helping clients understand and navigate a wide range of loan options, including Conventional, FHA, VA, Jumbo, and niche products like DSCR and Non-QM mortgages. Their team provides personalized guidance and useful online tools to support homebuyers and refinancers in the Charlotte area. Customers appreciate the clear communication and responsiveness, though some note the process can still feel complex at times.

Services & Prices
Conventional Loans Quoted per loan
FHA Loans Quoted per loan
VA Loans Quoted per loan
Cash-Out Refinancing Quoted per loan
View Profile
(704) 746-0300
Open 8:00 AM - 6:00 PM
9140 Arrowpoint Blvd Ste 130, Charlotte, NC 28273
General Services
Mortgage Loan Services
7

1st Advantage Mortgage

1st Advantage Mortgage specializes in comparing offers from multiple wholesale lenders to help clients find competitive mortgage terms. They provide a range of loan options, including conventional, FHA, VA, and jumbo loans, with pre-approvals often completed within 24 hours. Customers appreciate the team’s clear communication and local market knowledge, though some note the process can involve… more...

1st Advantage Mortgage specializes in comparing offers from multiple wholesale lenders to help clients find competitive mortgage terms. They provide a range of loan options, including conventional, FHA, VA, and jumbo loans, with pre-approvals often completed within 24 hours. Customers appreciate the team’s clear communication and local market knowledge, though some note the process can involve detailed paperwork.

Services & Prices
Conventional Loans Quoted per loan
FHA Loans Quoted per loan
VA Loans Quoted per loan
Fast Preapproval Quoted per loan
View Profile
(704) 343-8681
Open 8:00 AM - 8:00 PM
128 S Tryon St Suite 1933, Charlotte, NC 28202
General Services
Home Loans
8

Jason Yang - Mortgage Lender with LendScout by American Security Mortgage Corporation

Known for guiding first-time homebuyers through the mortgage process with clear communication and friendly support, this team offers personalized lending services that help simplify complex steps. Customers appreciate their responsiveness and willingness to explain details, making the experience less stressful and more understandable.

Services & Prices
Mortgage Pre-Approval Quoted per loan
Interest Rate Comparison Quoted per loan
View Profile
(704) 657-0092
Open 00:00 - 23:59
150 Providence Rd 3rd Floor, Charlotte, NC 28207
General Services
Mortgage Lending
9

BlackHawk Mortgage

BlackHawk Mortgage specializes in VA loans and has experience working with veterans throughout the home buying process. Their team guides clients from application to closing, offering clear explanations and local connections beyond just lending. Customers appreciate their accessibility and thoroughness, though some note the process can require patience.

Services & Prices
Purchase Mortgage Quoted per loan
VA Loan Quoted per loan
Refinancing Quoted per loan
View Profile
(704) 817-3937
Open 8:00 AM - 5:30 PM
615 S College St #9, Charlotte, NC 28202
General Services
Mortgage Services
10

Leverage Lending Group

Leverage Lending Group offers personalized mortgage lending with a focus on client care rather than just financing. Serving multiple communities across North Carolina, South Carolina, and Florida, their team handles everything from FHA loans to competitive rate matching, often using digital tools for a smooth, mostly online process. Customers appreciate their responsiveness and availability… more...

Leverage Lending Group offers personalized mortgage lending with a focus on client care rather than just financing. Serving multiple communities across North Carolina, South Carolina, and Florida, their team handles everything from FHA loans to competitive rate matching, often using digital tools for a smooth, mostly online process. Customers appreciate their responsiveness and availability, including after hours.

Services & Prices
FHA Loans Quoted per loan
Conventional Loans Quoted per loan
VA Loans Quoted per loan
Rate and Term Refinance Quoted per loan
View Profile
(704) 631-9276
Open 00:00 - 23:59
216 N McDowell St Suite 200, Charlotte, NC 28204, USA
General Services
Mortgage Services
11

Prime Home Mortgage Incorporated

Known for its access to over 100 investors, Prime Home Mortgage offers a wide range of loan programs including conventional, jumbo, VA, and commercial loans. The team provides clear guidance through purchase and refinancing options, with clients often noting their professionalism, responsiveness, and smooth communication throughout the process.

Services & Prices
First-Time Homebuyer Loans Quoted per loan
Refinancing Loans Quoted per loan
VA Loans Quoted per loan
View Profile
(980) 292-1918
Open 9:00 AM - 9:00 PM
2120 Crown Centre Dr Ste 400A, Charlotte, NC 28227
General Services
Home Loan Services
12

Dolfin Home Loans

Known for offering a variety of mortgage options across several states, Dolfin Home Loans focuses on making the loan process straightforward and informative. Their team stays responsive and keeps clients well-informed, helping with everything from first-time purchases to refinancing. Customers appreciate their clear communication and willingness to answer questions throughout the process.

Services & Prices
Conventional Loan Quoted per loan
FHA Loan Quoted per loan
VA Loan Quoted per loan
Cash-Out Refinance Quoted per loan
View Profile
+188850789292
Open 8:00 AM - 7:00 PM
227 W 4th St Suite 107, Charlotte, NC 28202, USA
General Services
Home Loan Services
13

Mecklenburg Mortgage

Mecklenburg Mortgage focuses on guiding clients through mortgage and refinancing options with clear communication and prompt responses. The team offers a full mortgage experience, including detailed knowledge of investor guidelines, and is known for making the process straightforward. Some clients note occasional wait times but appreciate the helpful, candid support throughout.

Services & Prices
First-Time Home Buyer Assistance Quoted per loan
Refinancing Quoted per loan
Mortgage Pre-Approval Quoted per loan
Conventional Loans Quoted per loan
View Profile
(704) 412-9131
Open 9:00 AM - 5:00 PM
828 East Blvd #301, Charlotte, NC 28203, USA
General Services
Mortgage Solutions
14

Lendexa Mortgage LLC

Known for patient, clear communication and constant availability, Lendexa Mortgage LLC helps make the home buying and refinancing process more manageable. The team offers thorough guidance on loan options and stays in close contact throughout, which customers appreciate especially during stressful or time-sensitive situations. Some find frequent check-ins a bit much, but most value the support.

Services & Prices
Home Purchase Loan Quoted per loan
Refinance Loan Quoted per loan
VA Loan Quoted per loan
View Profile
(833) 234-7283
Open 00:00 - 23:59
227 W 4th St #123, Charlotte, NC 28202
General Services
Mortgage Services

Charlotte Mortgage Statistics

Home-purchase lending in Mecklenburg County and home costs in Charlotte, NC (latest HMDA and Census data)

Lenders made 15,561 home-purchase loans in Mecklenburg County in 2025 (average about $502,000) and denied 1,571 — 9% of decided applications, compared with 14% across North Carolina, according to federal mortgage data (HMDA, CFPB). In Charlotte, the median home is worth $385,700 and 74% of owners have a mortgage, paying a median $1,821 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
15,5610%15,526 in 2024
Denial rate
9%NC 14%
Median home value
$385,700NC $288,900
Monthly cost with a mortgage
$1,821median · NC $1,631
Refinance loans made (Mecklenburg County, 2025)
8,598 · 6,472 in 2024
Home-improvement loans made (2025)
2,596
Average home-purchase loan
$502,000 (NC $369,000)
Owners with a mortgage
74% · 24% of them spend 30%+ of income on housing
Median household income
$82,068 (NC $72,388)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Mecklenburg County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Charlotte Mortgage Brokers stats: 14 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Trevor Higgins - Fairway Home Mortgage 4.9 90 Free Consultation (330) 977-0017 Visit
2 Loan Pronto, Inc. 4.9 2932 — (704) 602-2446 Visit
3 PrimeLine Capital 4.9 732 Quoted per loan (704) 285-8020 Visit
4 Fairway Mortgage Carolinas 5.0 633 — (704) 541-1172 Visit
5 Lennar Mortgage, LLC Charlotte 4.9 468 — (704) 644-1459 Visit
6 Motivation Mortgage 5.0 278 Quoted per loan (704) 746-0300 Visit
7 1st Advantage Mortgage 5.0 268 Quoted per loan (704) 343-8681 Visit
8 Jason Yang - Mortgage Lender with LendScout by American Security Mortgage Corporation 5.0 175 Quoted per loan (704) 657-0092 Visit
9 BlackHawk Mortgage 5.0 112 Quoted per loan (704) 817-3937 —
10 Leverage Lending Group 5.0 100 Quoted per loan (704) 631-9276 Visit
11 Prime Home Mortgage Incorporated 5.0 94 Quoted per loan (980) 292-1918 Visit
12 Dolfin Home Loans 5.0 94 Quoted per loan +188850789292 Visit
13 Mecklenburg Mortgage 4.9 93 Quoted per loan (704) 412-9131 Visit
14 Lendexa Mortgage LLC 5.0 85 Quoted per loan (833) 234-7283 Visit

Frequently asked questions

8 questions
What does a mortgage broker do?
A mortgage broker connects borrowers with lenders, helping find suitable mortgage options and managing the application process.
How do I choose the best mortgage broker in Charlotte?
Consider verified reviews, ratings, review volume, and whether the business claims its profile. TrustAnalytica ranks based on these factors.
Are free consultations common with mortgage brokers?
Yes, many mortgage brokers offer free consultations to discuss potential mortgage options and services.
How much do mortgage brokers charge in North Carolina?
Mortgage brokers typically earn a commission from lenders, often around 1-2% of the loan amount.
Do I need a mortgage broker to buy a home?
While not required, a mortgage broker can simplify the process by offering access to multiple lenders and loan products.
What questions should I ask a mortgage broker before hiring?
Ask about their experience, fees, lender network, loan options, and how they handle the application process.
How long does the mortgage process take with a broker?
The process typically takes 30-45 days, but it can vary based on lender requirements and borrower preparedness.
Can mortgage brokers help with refinancing in Charlotte?
Yes, mortgage brokers can assist with refinancing by finding competitive rates and terms from various lenders.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Charlotte is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Charlotte are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Charlotte.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Charlotte, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Charlotte.

5

AI Search Visibility

Every mortgage broker listing in Charlotte is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.