1st Advantage Mortgage

About 1st Advantage Mortgage

1st Advantage Mortgage is a licensed mortgage broker and lender based in Charlotte, NC, founded in 2023. They specialize in comparing offers from multiple wholesale lenders for both purchase and refinance transactions across the Charlotte metro area. Their mission is to provide clarity, speed, and personal guidance throughout the mortgage process, ensuring clients can review rates, fees, and program fit before selecting a loan. They pride themselves on offering a competitive landscape for lenders to vie for each client's business, aiming to secure the best possible terms. With a team of licensed loan officers, they serve clients in North Carolina, South Carolina, Texas, Florida, Virginia, and Pennsylvania, emphasizing local market knowledge and personalized service.

Credibility and Trust

1st Advantage Mortgage holds an impressive 5.0 rating based on over 300 customer reviews, as verified by Trustindex. They have obtained Trustindex certifications for being a Verified Business, demonstrating 100% issue-free services, and maintaining data protection with a valid SSL certificate. Their contact information, including phone and email, is verified. The company was founded in 2023 and operates with 1-10 employees. This strong online reputation and verification process signal a commitment to transparency and customer satisfaction.

Offerings and Services

1st Advantage Mortgage offers a comprehensive suite of mortgage products, including Conventional, FHA, VA, USDA, Jumbo, Investment Property, Adjustable-Rate (ARM), Non-QM, Bank Statement, and DSCR loans. They cater to various needs, from first-time homebuyers and refinancers to investors and self-employed individuals. Their unique approach involves submitting each loan application to multiple wholesale lenders, allowing clients to compare real offers. They provide services such as rate comparisons, pre-approvals typically within 24 hours, and guidance on loan programs tailored to individual credit profiles and property types. They serve clients in Charlotte, Gaston County, York County SC, and are licensed in NC, SC, TX, FL, VA, and PA.

Unique Advantages

1st Advantage Mortgage distinguishes itself by acting as both a mortgage broker and lender, comparing offers from multiple wholesale lenders for every client. They provide a typical 24-hour turnaround for pre-approvals, which helps buyers compete in the market. The company emphasizes local market knowledge, serving the Charlotte metro area and surrounding counties with a team that lives and works in the community. Their verified 5.0 rating from over 300 customer reviews highlights their commitment to excellent service.