Trevor Higgins (NMLS 1410557) is a top-rated mortgage broker in Charlotte, NC, and the team leader at Fairway Home Mortgage. With over 12 years of experience, Trevor and his team specialize in guiding Charlotte-area homebuyers and real estate investors through a fast, transparent, and on-time loan process.
As a full-service mortgage lender, we provide clear, side-by-side loan comparisons to help clients achieve their goals, from first-time home purchases to scaling large investment portfolios.
Expertise for Homebuyers:
First-Tim e Home Buyer Loans
Conventional, FHA, VA, & USDA Programs
Jumbo Loans for High-Value Properties
Specialized Investor Financing:
DSCR (Debt Service Coverage Ratio) Loans
Conventional 1-4 Unit Properties
Financing for Short-Term Rentals (STR), PadSplit, & Co-living
Cash-Out Refinances to Scale Portfolios
We combine deep local expertise in the Charlotte, NC market with the power of a nationwide lender, ensuring clear communication from application to your clear-to-close.
(Formerly Fairway Independent Mortgage Corporation.)
Frequently asked questions
7 questions
What do clients say about working with Trevor Higgins - Fairway Home Mortgage?
Clients frequently praise Trevor and his team for their exceptional communication, efficiency, and support throughout the mortgage process. Many highlight their responsiveness and ability to make clients feel comfortable and informed, especially first-time homebuyers.
Does Trevor Higgins offer services for first-time home buyers in Charlotte?
Yes, Trevor Higgins specializes in first-time home buyer loans, including FHA, VA, USDA programs, and conventional loans. His team provides comprehensive support tailored to help new buyers navigate the mortgage process effectively.
What services does Fairway Home Mortgage provide?
Fairway Home Mortgage offers a range of services including Mortgage Broker (Home Purchase, Mortgage Refinance, Investor Friendly Loans), Refinancing (Rate & Term, Debt Consolidation, Cash Out), Home Purchase Financing (First Time Home Buyers, DSCR, VA, USDA Loans), and Mortgage Education & Webinars.
Can I get refinancing options from Fairway Home Mortgage?
Yes, they provide refinancing services including Rate & Term to lower rates and payments, Debt Consolidation to reduce interest expenses, and Cash Out Refinance options to access home equity.
How does the team at Fairway Home Mortgage support real estate investors?
Trevor Higgins and his team offer specialized investor financing options such as DSCR loans and financing for short-term rentals, ensuring that real estate investors have tailored solutions for their unique needs.
What makes Trevor Higgins a trusted mortgage broker in Charlotte?
Trevor has over 12 years of experience in the mortgage industry and is known for his thoroughness, clear communication, and dedication to client satisfaction, making him a reliable choice for homebuyers and investors.
Where is Trevor Higgins - Fairway Home Mortgage located?