How much house can you afford in Omaha? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
Benchmark Mortgage Omaha
5.0 · 817 reviews · Free pre-approval
Get pre-approved →
Mortgage Specialists, LLC
5.0 · 603 reviews · Free pre-approval
Get pre-approved →
Mutual of Omaha Mortgage
4.8 · 437 reviews · Free pre-approval
Get pre-approved →
An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Known for its client-focused approach and in-house processing, Benchmark Mortgage Omaha helps buyers find loans that fit their financial goals. The team guides clients through pre-approval and home financing with clear communication and personalized support. Customers appreciate the smooth process and the sense of partnership throughout their home-buying journey.
Mortgage Specialists, LLC focuses on making the mortgage process straightforward and clear, with a team known for responsive communication and timely updates. They assist with home loan applications and work closely with clients to keep the process on schedule. Customers appreciate their helpful approach and consistent support throughout the transaction.
With over a century of financial expertise behind it, Mutual of Omaha Mortgage offers a wide range of home loan options including purchase, refinance, VA, FHA, and construction loans. The team provides personalized guidance and competitive rates, though some clients have experienced delays in communication during certain loan processes.
Petrovich Team Home Loan offers an instant pre-qualification tool that helps potential homebuyers quickly understand their borrowing capacity. The team guides clients through mortgage loan applications and compares options to find suitable terms. Customers appreciate the clear communication and responsiveness throughout the process, making home financing less overwhelming.
Known for competitive rates and a streamlined online application process, Shotbolt Mortgage Corporation offers a range of mortgage options including VA loans, refinancing, and financing for first-time buyers or the self-employed. Clients appreciate the team’s thorough, responsive approach and clear communication throughout the home financing journey.
Specializing in home equity lines of credit and reverse mortgages, this team offers clear guidance throughout the loan process. They provide attentive communication and support, helping clients feel confident and informed. Some customers note the process can take time, but appreciate the patient, knowledgeable assistance.
With over 20 years of experience, Brad Dombrosky at Flat Branch Home Loans offers personalized mortgage guidance for first-time buyers, refinancing, and debt consolidation. The team is known for clear communication and accessibility, often reaching clients by phone rather than email to keep them informed throughout the process.
With over 30 years of local ownership and an A+ BBB rating, Eagle Mortgage Co offers a wide range of mortgage products tailored to buyers and refinancers in Nebraska, Florida, and Iowa. The team is known for making the lending process straightforward and professional, though some clients note the experience can vary depending on specific loan types.
Known for fast and clear communication, Ryan Larsen specializes in helping clients—including self-employed borrowers—navigate home loan approvals efficiently. The team handles everything from pre-approval to closing, often completing processes quicker than typical timelines. Customers appreciate the smooth experience and responsive support, though most interactions are remote rather than in… more...
Known for fast and clear communication, Ryan Larsen specializes in helping clients—including self-employed borrowers—navigate home loan approvals efficiently. The team handles everything from pre-approval to closing, often completing processes quicker than typical timelines. Customers appreciate the smooth experience and responsive support, though most interactions are remote rather than in person.
Wilhelm Mortgage Inc. focuses on providing a fast, simple, and secure mortgage experience with personalized guidance through every step. Their services include pre-approvals, refinancing, VA loans, and specialized options for first-time buyers and self-employed clients. Customers appreciate the team’s clear communication and responsiveness, which help ease the stress of the mortgage process.
Lenders made 7,991 home-purchase loans in Douglas County in 2025 (average about $325,000) and denied 569 — 7% of decided applications, compared with 8% across Nebraska, according to federal mortgage data (HMDA, CFPB). In Omaha, the median home is worth $245,500 and 64% of owners have a mortgage, paying a median $1,783 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Douglas County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Benchmark Mortgage Omaha | 5.0 | 817 | Quoted per loan | (402) 933-3300 | Visit |
| 2 | Mortgage Specialists, LLC | 5.0 | 603 | Quoted per loan | (402) 991-5153 | Visit |
| 3 | Mutual of Omaha Mortgage | 4.8 | 437 | — | (630) 809-5567 | Visit |
| 4 | Michael Petrovich - Petrovich Team Home Loan | 5.0 | 401 | Quoted per loan | (402) 305-4824 | Visit |
| 5 | Shotbolt Mortgage Corporation | 5.0 | 285 | — | (402) 850-9739 | Visit |
| 6 | Terry Williams | Fairway Independent Mortgage Corporation Loan Officer / Reverse Mortgage Planner | 5.0 | 133 | — | (402) 301-4500 | Visit |
| 7 | Brad Dombrosky - Flat Branch Home Loans | 5.0 | 119 | — | (402) 512-0041 | Visit |
| 8 | Eagle Mortgage Co | 4.9 | 110 | — | (402) 397-7180 | Visit |
| 9 | Ryan Larsen, Mortgage Lender | 5.0 | 69 | Quoted per loan | (402) 871-2985 | — |
| 10 | Wilhelm Mortgage-Jeremy Wilhelm | 4.9 | 57 | — | (402) 210-8352 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.