Denied, cut off or offered a buyout? Estimate your back pay, future benefits and a typical lump-sum settlement. Free, instant, no sign-up.
Updated · lawyer rankings recalculated
The 2026 average is about $1,630 a month.
Enter your monthly benefit, or your salary.
Count from when benefits stopped (or should have started) until today.
Enter your age (18–64).
Mintz & Geftic, LLC
4.9 · 100 reviews · Disability claims
Free claim review →
Lynch Law Firm
4.8 · 100 reviews · Disability claims
Free claim review →
Bonny G. Rafel, LLC
4.9 · 44 reviews · Disability claims
Free claim review →
General estimate only, not legal or tax advice. No attorney–client relationship is created.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Mintz & Geftic, LLC specializes in representing clients seriously injured in motor vehicle accidents, slip-and-falls, and construction site incidents. Their New Jersey and New York-licensed lawyers also handle workers' compensation and business disputes, with staff fluent in Spanish and Portuguese. Clients appreciate the team’s responsiveness and compassionate approach, though some cases can… more...
Mintz & Geftic, LLC specializes in representing clients seriously injured in motor vehicle accidents, slip-and-falls, and construction site incidents. Their New Jersey and New York-licensed lawyers also handle workers' compensation and business disputes, with staff fluent in Spanish and Portuguese. Clients appreciate the team’s responsiveness and compassionate approach, though some cases can involve unexpected challenges.
Specializing in Social Security Disability benefits, Lynch Law Firm has helped New Jersey clients secure financial assistance for over 20 years. The team handles appeals and claims with no upfront fees, working on a contingent basis. Clients appreciate their clear communication and supportive approach, though some note the process can be lengthy.
Bonny G. Rafel, LLC focuses exclusively on disability insurance claims, helping clients secure both short-term and long-term benefits. The team guides individuals through the complex filing and appeals process, often working with vulnerable clients facing medical challenges. Clients appreciate their clear communication, thorough preparation, and compassionate support throughout difficult cases.
Greenberg Minasian, LLC focuses on personal injury cases, including car accidents, wrongful death, and nursing home abuse, serving clients across New Jersey. The team is known for their knowledge and professionalism, with many clients appreciating their clear communication and support. Some have noted occasional issues with office staff interactions.
With fifty years of experience focusing on Veterans' Disabilities and Social Security claims, Karl Kazmierczak, LLC offers legal support tailored to these specialized areas. The team handles VA legacy and AMA claims, guiding clients through complex processes with respect and clear communication. Clients appreciate the firm’s honesty and dedication, though outcomes can vary given the challenges of… more...
With fifty years of experience focusing on Veterans' Disabilities and Social Security claims, Karl Kazmierczak, LLC offers legal support tailored to these specialized areas. The team handles VA legacy and AMA claims, guiding clients through complex processes with respect and clear communication. Clients appreciate the firm’s honesty and dedication, though outcomes can vary given the challenges of each case.
With over 90 years of combined experience, the Law Offices of Jeffrey S. Hasson, P.C. focus on personal injury and criminal defense cases, including workplace injuries and motor vehicle accidents. Clients appreciate the team’s clear communication and bilingual staff, though some note the firm’s thorough process can take time.
Certified in Workers' Compensation law, this firm focuses on helping clients with disability, personal injury, and Social Security claims. The team is known for keeping clients informed and accessible throughout the process, though some have noted occasional gaps in communication. They bring decades of experience navigating complex benefit cases.
Walker & Hern, a long-term disability law firm that has a proven track record of representing clients throughout the United States, is experienced and aggressive. The firm's staff consists of highly skilled attorneys who can guide clients through long-term disabilities appeals and litigation. They also have the ability to settle cases. We are focused on protecting your long-term benefits. we have… more...
Walker & Hern, a long-term disability law firm that has a proven track record of representing clients throughout the United States, is experienced and aggressive. The firm's staff consists of highly skilled attorneys who can guide clients through long-term disabilities appeals and litigation. They also have the ability to settle cases. We are focused on protecting your long-term benefits. we have significant experience navigating the treacherous waters that stand between you and the money you deserve. We can use that experience to your advantage and give you a better chance of winning your claim for long-term disability benefits by making certain your particular insurance company has what they require to approve your claim. The legal team at XL is sensitive to our client's needs and understands the unique opportunities and challenges that each case presents.
We are dedicated to assisting disabled individuals and their families in their pursuit of Social Security, Veterans, and Private Disability Benefits. We have personally appeared with hundreds of clients at their Social Security and VA Disability Hearings throughout the United States. Most people think of Social Security as a program for retirees. In fact, the Social Security Administration has a… more...
We are dedicated to assisting disabled individuals and their families in their pursuit of Social Security, Veterans, and Private Disability Benefits. We have personally appeared with hundreds of clients at their Social Security and VA Disability Hearings throughout the United States. Most people think of Social Security as a program for retirees. In fact, the Social Security Administration has a substantial program of benefits for disabled individuals. When an adult cannot work due to an injury and/or medical condition, she/he may be eligible for financial benefits under the SSDI and/or SSI programs provided through the Social Security Act. There are also provisions for children who have severe limitations.
We had very bad experience with this atty. Now, when case is finally over with another atty, we want to warn others to look elsewhere. He gives a great sales pitch to get a client but after hiring him good luck getting responses or having a skillful representation. He is not knowledgeable , disorgan…
My name is Tony Tedder I am a Desert Storm NBC Recon Veteran. A literal canary in the coal mine just with a high and tight and no yellow feathers. I as well as several others in my Platoon have suffered with the effect of the War because of a variety of issues and I won't get into that. The war was…
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Mintz & Geftic, LLC | 4.9 | 100 | $1,000 | (908) 352-2323 | Visit |
| 2 | Lynch Law Firm | 4.8 | 100 | $1,000 | (201) 288-2022 | Visit |
| 3 | Bonny G. Rafel, LLC | 4.9 | 44 | $150 | (973) 845-2600 | Visit |
| 4 | Greenberg Minasian, LLC | 4.2 | 28 | $200 | (973) 325-7711 | Visit |
| 5 | Karl Kazmierczak, LLC | 5.0 | 22 | $150 | (201) 337-7704 | Visit |
| 6 | Law Offices of Jeffrey S. Hasson, P.C. | 4.8 | 21 | $150 | (201) 928-0300 | Visit |
| 7 | Law Offices of Marc J. Brenner | 4.4 | 9 | $150 | — | Visit |
| 8 | Walker & Hern, LLC | 3.7 | 3 | — | — | Visit |
| 9 | Cahn & Rohrberger, LLC | 3.0 | 2 | — | (201) 932-1972 | Visit |
This calculator adds two numbers. Back pay is the monthly benefit your policy should have paid (after any SSDI offset) multiplied by the months it has been unpaid. Future benefits are the same monthly amount until benefits normally end at age 65, converted to today's value with a discount rate. Insurers rarely pay the full future value in a lump sum, so the estimate also shows the range buyouts typically land in, which depends on whether you are still being paid, were cut off, or were denied from the start.
General information about New Jersey disability insurance law, not legal or tax advice. The estimate is not a guarantee: your policy wording, medical evidence, offsets and the insurer's position all change the answer. A disability lawyer can tell you how these rules apply to you.
General information, not legal advice — consult a licensed New Jersey attorney.