Bonny G. Rafel, LLC

Rafel LLC is an insurance law firm specializing in disability insurance representations. People who are seeking long-term and short-term disability benefits can find assistance at this firm. Bonny Rafel, a Florham Park, NJ attorney, helps people file disability benefits claims and fight back when their claims are rejected or delayed. Unfortunately, our elderly clients frequently discover they have no option for long-term care without insurance coverage. She and her paralegals win each claim. They have seen them all, and their strong claims are used daily to draw a line in the sand for the insurers desperate not to pay these seniors and loved ones the benefits that they were promised. Elderly people should have insurance to cover their long-term care needs. These claims may be more complicated, but the battle plan is the same. Create a strong offense to compel insurers to pay disabled and elderly people the benefits they paid for and need. No defendant is too big, no matter how they try to defeat these seniors. The company helps people who have stopped working due to a medical condition. People cannot claim disability insurance, so it never pays. The company is here to help. Every day, paralegals and the attorney fight back against insurance companies that deny or delay clients' claims. One may receive various disability income benefits. In New Jersey, employers must contribute to the state's mandatory TDB coverage or provide private coverage that covers up to 26 weeks for short-term disability. For more information about temporary disability insurance benefits in New Jersey, visit https://myleavebenefits.nj.gov/help/faq (Division of Temporary Disability and Family Leave Insurance).

The reviews for Bonny Rafel and her firm are outstanding. Over and over again, clients report Bonny's exceptional knowledge, care, and ability to get results. Facing uncertain outcomes and complex insurance issues, 10+ year clients, long term disability and disease patients Kat B, Kathleen R, and Genii A had high stress. The unconditional appreciation their reviews show is a big testament to Bonny and her team. Their high quality representation is unmatched. Bonny's persuasive legal arguments have been the compass which clients follow and walk away with their heads high. Helena is so thankful for a change and to Bonny Rafel. The plaintiffs still don't know what to expect their lasting long term disability policy to finally cover. She is the income protection provision behind the best decisions that those living with a long term illness, injury or pain must make.