Rio Finance Company, LLC

About Rio Finance

Rio Finance Company, LLC is a family-owned and operated business with over 50 years of combined experience in the financial services industry. Located in Las Cruces, NM, the company prides itself on personalized service, taking into account job history and collateral value alongside credit scores to approve loans. Their mission is to provide accessible financial solutions to the local community, emphasizing honesty, professionalism, and customer education. The team is composed of experienced professionals dedicated to helping clients improve their credit and achieve their financial goals. Their commitment to customer satisfaction and community involvement sets them apart from competitors, making them a trusted resource for personal and auto loans.

Credibility and Industry Expertise

Rio Finance boasts numerous certifications, licenses, and memberships, including License #01708, and adheres to strict regulatory standards. The company has received high customer ratings, with an average Google review score of 4.95 out of 149 reviews, reflecting their credibility and industry reputation. Their staff is highly trained, and they stay current with financial regulations and best practices, ensuring clients receive trustworthy advice. The owners, Michael and Carla Laycock, have deep roots in the local community, further enhancing their credibility and commitment to ethical business practices.

Services Offered and Unique Advantages

Rio Finance offers a variety of installment loans, including personal loans up to $2,000 and secured loans up to $15,000. Their services include auto, motorcycle, ATV, RV loans, and credit education, with flexible terms ranging from 12 to 60 months. The company also provides notary services free to existing customers and assistance with credit rebuilding and tax preparation. Their process is quick and efficient, with approval times as fast as 15 minutes, and same-day funding. Unique advantages include direct contact with owners, flexible scheduling, multilingual staff, and a friendly, professional environment. These factors contribute to their reputation as a reliable and customer-focused financial partner.