Kevin Edwards Mortgage Broker

About Kevin Edwards

Kevin Edwards is a dedicated Mortgage Broker based in Reno, Nevada, operating under ARBOR Financial Group. His primary focus is to guide homebuyers and homeowners through the complexities of the mortgage process. Kevin aims to understand each client's unique financial goals and provides clear explanations of available mortgage programs, helping them make informed decisions. He emphasizes personalized service, recognizing that each borrower's situation—whether it's a first-time home purchase, refinancing, or dealing with non-traditional income—requires a tailored approach. By leveraging access to multiple lending sources, Kevin ensures clients explore a wide range of financing options beyond a single, standardized solution.

Why Choose Kevin

Kevin Edwards is recognized for his integrity, providing quick and accurate mortgage guidance. He holds licenses in NV, CA, AZ, ID, OR, and WA, and his NMLS #1269816 and DRE #53061 signify his professional credentials. With a strong reputation bolstered by numerous positive Google reviews, Kevin demonstrates a commitment to client satisfaction. He offers free quotes and emphasizes transparency in explaining rates and costs, ensuring clients receive fair terms. His expertise in navigating various mortgage programs, including those for self-employed individuals and investors, further solidifies his position as a trusted advisor.

Mortgage Offerings

Kevin Edwards offers a comprehensive suite of mortgage services designed to meet diverse client needs. This includes conventional home loans, 30-year fixed-rate mortgages, and adjustable-rate mortgages. He specializes in financing for self-employed borrowers, offering solutions like bank statement loans, 1099 income loans, and P&L programs. Additionally, he provides Non-QM loans for those outside standard guidelines, VA loans for veterans, FHA loans, and USDA loans for eligible rural properties. For investors, he offers DSCR loans and investment property financing. Refinancing options, including cash-out refinances and HELOCs, as well as renovation and construction loans, are also available. He also assists with ITIN loans and reverse mortgages.

Unique Advantages

Kevin Edwards distinguishes himself by offering access to a broader range of mortgage programs through his broker status, providing more choices than a single bank. He excels at explaining complex mortgage terms in plain language, ensuring client understanding. His expertise in finding solutions for unique income situations, such as self-employment or 1099 income, is a significant differentiator. Clients benefit from having a single point of contact throughout the entire process, and Kevin's local Reno experience ensures tailored guidance for the regional market. His strong reputation, evidenced by nearly 200 Google reviews, underscores his commitment to client success.