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Review Keywords Analysis

  1. United States
  2. Best Home Renovation Loan Companies
  3. Home Renovation Loan Companies in New York
  4. Monsey

Best Home Renovation Loan Companies in Monsey

2 in Monsey · 12 nearby
Monsey Home Renovation Loan Companies stats: Key insights from this page’s listings Updated
Businesses listed
2 +12 nearby
Average rating
5.0 116 reviews
Typical service price
$10 – $30 Median of 1 priced service
Most-offered services
Mortgage ServicesCredit Monitoring
What customers praise
recommend×38highly recommend×24recommended×16highly recommended×15
Renovation loansMonsey, NY

1

Upscale Equities, Inc.

Licensed by New York and New Jersey financial authorities, Upscale Equities offers a wide range of mortgage services, including renovation loans, refinancing, and pre-qualification. The team guides clients through the process with clear communication and personalized attention, earning praise for professionalism and responsiveness, though some may find the process detailed.

Services & Prices
Home Purchase Financing Quoted per loan
Refinancing Quoted per loan
First-Time Home Buyer Assistance Quoted per loan
View Profile
(845) 576-6999
Open 9:00 AM - 5:00 PM
8 Roberts Rd, Monsey, NY 10952
General Services
Mortgage Services
2

The Credit Rabbi

Specializing in credit score improvement, The Credit Rabbi offers personalized guidance and credit repair services that many clients find effective and straightforward. The team is known for clear communication and helpful tips, though some customers note occasional delays in follow-up after signing up for monitoring services.

Services & Prices
Alerts for Changes $10 - $20
Identity Theft Protection $20 - $30
View Profile
(845) 371-6501
Open 9:30 AM - 5:30 PM
10 Roberts Rd, Monsey, NY 10952
General Services
Credit Monitoring
3

Equity Now Inc.

Serves Monsey, NY

With nearly 40 years in mortgage servicing, Equity Now offers personalized renovation loan options focused on transparency and responsiveness. Their team handles loan management, refinancing, and payment processing while guiding clients through each step. Customers appreciate their clear communication and professionalism, though experiences with individual agents can vary.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
FHA Loans Quoted per loan
View Profile
(212) 664-8900
Open 9:00 AM - 5:00 PM
174 E Boston Post Rd, Mamaroneck, NY 10543
General Services
Mortgage Services
4

Albert "Allie" Abbatiello - Loan Officer - Quintessential Mortgage Group

Serves Monsey, NY

Quintessential Mortgage Group specializes in simplifying renovation and home financing with clear communication and transparent processes. Their team offers a range of mortgage solutions, including purchase loans and refinancing, guiding clients through each step with patience and expertise. Customers appreciate their responsiveness and straightforward approach, noting the ease of closing even on… more...

Quintessential Mortgage Group specializes in simplifying renovation and home financing with clear communication and transparent processes. Their team offers a range of mortgage solutions, including purchase loans and refinancing, guiding clients through each step with patience and expertise. Customers appreciate their responsiveness and straightforward approach, noting the ease of closing even on tight timelines.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
FHA Loans Quoted per loan
View Profile
(914) 602-2228
Open 00:00 - 23:59
399 Knollwood Rd #320, White Plains, NY 10603
General Services
Mortgage Services
5

The K2 Team

Serves Monsey, NY

The K2 Team specializes in guiding first-time homebuyers and real estate investors through the mortgage process with clear, patient support. They offer personalized loan options and are praised for their professionalism and collaborative approach. Some clients note the process can feel detailed, but the team’s responsiveness helps ease concerns.

Services & Prices
Best Rate Securing Quoted per loan
Budget Planning for Loans Quoted per loan
First-Time Homebuyer Assistance Quoted per loan
Investment Property Financing Quoted per loan
View Profile
(914) 422-0540
Open 9AM - 6PM
399 Knollwood Rd #320, White Plains, NY 10603
General Services
Mortgage Brokering
Where they are 14 on the map Click a pin for the profile and directions
6

A.S.A.P. Mortgage Corp.

Serves Monsey, NY

A.S.A.P. Mortgage Corp. is known for guiding clients patiently through complex mortgage processes, including renovation loans. Their team offers refinancing, cash-out options, and first-time homebuyer support, with many customers appreciating their responsiveness and clear communication. Some find the process detailed but manageable with their help.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
Cash-Out Refinance Quoted per loan
Mortgage Pre-Approval Quoted per loan
View Profile
(914) 736-9230
Open 9:00 AM - 5:00 PM
2 S Division St 2nd Floor, Peekskill, NY 10566
General Services
Mortgage Financing
7

FM Home Loans

Serves Monsey, NY

FM Home Loans specializes in personalized mortgage solutions designed to fit individual financial needs. Their team offers services including purchase loans, refinancing, and tailored loan programs, guiding clients through each step with clear communication and care. Customers appreciate their professionalism, responsiveness, and the supportive, pressure-free experience throughout the process.

Services & Prices
Conventional Loans Quoted per loan
FHA Loans Quoted per loan
VA Loans Quoted per loan
Rate-and-Term Refinance Quoted per loan
View Profile
(845) 354-9700
Open 9:00 AM - 6:30 PM
56 Congers Rd, New City, NY 10956
General Services
Home Loans
8

Christopher Orefice at CrossCountry Mortgage

Serves Monsey, NY

CrossCountry Mortgage specializes in a wide range of loan options, including renovation loans, backed by over 20 years of experience and a strong commitment to transparency. The team offers personalized guidance through every step of the mortgage process, with clients appreciating their responsiveness and clear communication. Some find the process detailed but manageable with their support.

Services & Prices
Mortgage Product Comparison Quoted per loan
View Profile
(914) 420-7714
Open 8:30 AM - 5:00 PM
235 Main St #530, White Plains, NY 10601
General Services
Mortgage Brokerage
9

Denise Cohn at CrossCountry Mortgage

Serves Monsey, NY

CrossCountry Mortgage specializes in personalized home financing with over 25 years of experience and a commitment to transparency. Their team offers a variety of mortgage programs, including renovation loans, guiding clients through a clear and efficient process. Customers appreciate their responsiveness and problem-solving approach, though some note occasional delays tied to external factors.

View Profile
(860) 318-5097
Open 8:30 AM - 5:00 PM
235 Main St #530, White Plains, NY 10601
10

Homebridge

Serves Monsey, NY

Homebridge secured a position in the top ten due to its reputation for providing customer satisfaction, although it appears some issues exist. Client testimonials indicate that Homebridge's employees, like Chris and clients, value the personalized service you receive. He is an expert because he is liked and recommended to a friend, which is a positive reflection on Chris's performance. In… more...

Homebridge secured a position in the top ten due to its reputation for providing customer satisfaction, although it appears some issues exist. Client testimonials indicate that Homebridge's employees, like Chris and clients, value the personalized service you receive. He is an expert because he is liked and recommended to a friend, which is a positive reflection on Chris's performance. In particular, the reviews also highlight troubles with disorganized customer service, where some clients claim they needed help with callbacks. Reviews also mention that some mortgages may be sold to Cenlar. Consequently, when Homebridge exceeds client expectations, it builds a reputation based on trust and referral business.

View Profile
(914) 363-0471
Open 8:00 AM - 5:00 PM
711 Westchester Ave Suite 403, White Plains, NY 10604
11

Cary Bloom at CrossCountry Mortgage

Serves Monsey, NY

Cary Bloom and his team at CrossCountry Mortgage are in the top 10. Because of their outstanding commitment to customer service and professionalism. With more than 30 years in the mortgage industry, Cary has a wealth of experience and has developed a user-centered approach that sets him apart. The personal mortgage journeys of many clients are aided by his ongoing support and the team's… more...

Cary Bloom and his team at CrossCountry Mortgage are in the top 10. Because of their outstanding commitment to customer service and professionalism. With more than 30 years in the mortgage industry, Cary has a wealth of experience and has developed a user-centered approach that sets him apart. The personal mortgage journeys of many clients are aided by his ongoing support and the team's commitment to transparency and educational resources. Cary consistently provides non-stop assistance to his clients, making them feel informed and comfortable throughout the process, which results in an average customer ratings of 4.79 based on ratings and excellent reviews. Cary achieves purchasing efficacy, client self-assurance, and industry recognition in order to offer a wide choice of loan products and services, thereby improving the purchasing experience.

View Profile
(914) 650-4534
Open 8:30 AM - 5:00 PM
235 Main St #530, White Plains, NY 10601
12

Rick Spears | Prodigy Mortgage Corp

Serves Monsey, NY

Rick Spears of Prodigy Mortgage Corp is cited on the top 10 listing for his fast service, honest, and helpful approach. With 25 years as a New York mortgage broker, Rick’s experience offers customized guidance, quick closing (often in one week), and standout client satisfaction. Reviews suggest he treats clients with respect and delivers on his promises. Also, his ethical standards and deep… more...

Rick Spears of Prodigy Mortgage Corp is cited on the top 10 listing for his fast service, honest, and helpful approach. With 25 years as a New York mortgage broker, Rick’s experience offers customized guidance, quick closing (often in one week), and standout client satisfaction. Reviews suggest he treats clients with respect and delivers on his promises. Also, his ethical standards and deep regional knowledge help him stand out from the pack. Rick Spears’ blend of expertise, quick action, and a client-first focus makes him a top mortgage professional.

View Profile
(845) 639-0400
Open 9:00 AM - 6:00 PM
3 Dalewood Ct, New City, NY 10956
13

Capital First LLC

Serves Monsey, NY

Capital First LLC ranks in the top ten due to its commitment to personalized service, extensive industry experience, and community engagement. The firm specializes in bespoke financing options for small and medium-sized enterprises, emphasizing the client's unique needs. The reviews corroborate this, with a client extolling the company's professionalism and customized approach. Additionally… more...

Capital First LLC ranks in the top ten due to its commitment to personalized service, extensive industry experience, and community engagement. The firm specializes in bespoke financing options for small and medium-sized enterprises, emphasizing the client's unique needs. The reviews corroborate this, with a client extolling the company's professionalism and customized approach. Additionally, Capital First holds industry certifications and has over a decade of expertise. Its diverse solutions and ongoing support position the firm as a reliable partner for companies seeking financial growth. These factors make Capital First LLC a top contender in the financial services field.

View Profile
(914) 681-1386
Open 00:00 - 23:59
707 Westchester Ave, White Plains, NY 10604
14

KGN Loan Modifications

Serves Monsey, NY

View Profile
(914) 481-4876
Closed Now
219 Westchester Ave # 5, Port Chester, NY 10573

Monsey Home Improvement Loan Statistics

Home-improvement lending in Rockland County and home costs in Monsey, NY (latest HMDA and Census data)

Lenders made 491 home-improvement loans in Rockland County in 2025 (average about $210,000) and denied 387 — 44% of decided applications, compared with 39% across New York, according to federal mortgage data (HMDA, CFPB). The typical home in Monsey was built in 2003 and is worth $921,000 (Census ACS 2020–2024).

Home-improvement loans, 2025
491▲ 21%407 in 2024
Denial rate
44%NY 39%
Median year homes built
2003NY 1959
Median home value
$921,000NY $423,800
Home-purchase loans made (Rockland County, 2025)
2,579
Refinance loans made (2025)
1,369
Average home-improvement loan
$210,000 (NY $174,000)
Owners with a mortgage
63% · 81% of them spend 30%+ of income on housing
Median household income
$47,629 (NY $85,974)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Rockland County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Monsey Home Renovation Loan Companies stats: 14 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Upscale Equities, Inc. 5.0 89 Quoted per loan (845) 576-6999 Visit
2 The Credit Rabbi 4.9 27 $10 (845) 371-6501 Visit
3 Equity Now Inc. 5.0 218 Quoted per loan (212) 664-8900 Visit
4 Albert "Allie" Abbatiello - Loan Officer - Quintessential Mortgage Group 5.0 201 Quoted per loan (914) 602-2228 Visit
5 The K2 Team 5.0 109 Quoted per loan (914) 422-0540 Visit
6 A.S.A.P. Mortgage Corp. 5.0 99 Quoted per loan (914) 736-9230 Visit
7 FM Home Loans 5.0 64 Quoted per loan (845) 354-9700 Visit
8 Christopher Orefice at CrossCountry Mortgage 5.0 13 Quoted per loan (914) 420-7714 Visit
9 Denise Cohn at CrossCountry Mortgage 5.0 11 — (860) 318-5097 Visit
10 Homebridge 3.7 3 — (914) 363-0471 —
11 Cary Bloom at CrossCountry Mortgage 5.0 2 — (914) 650-4534 Visit
12 Rick Spears | Prodigy Mortgage Corp 5.0 1 — (845) 639-0400 Visit
13 Capital First LLC 5.0 1 — (914) 681-1386 Visit
14 KGN Loan Modifications 5.0 1 — (914) 481-4876 —

Frequently asked questions

8 questions
How do I choose the best home renovation loan company in Monsey?
Consider customer reviews, ratings, review volume, and if the business has claimed its profile. TrustAnalytica ranks based on these factors.
What services do top home renovation loan companies provide?
They offer loans for home improvements, covering repairs, upgrades, and expansions. Services may include application assistance and financial advice.
How long does it take to get a home renovation loan in New York?
The process typically takes a few weeks, depending on the lender's requirements and your financial situation.
What questions should I ask a home renovation loan company before hiring?
Inquire about interest rates, fees, loan terms, eligibility criteria, and the application process.
Are free consultations common with home renovation loan companies?
Yes, many companies offer free consultations to discuss your needs and loan options.
Do I need a home renovation loan company for my project in Monsey?
If you require financing for home improvements, a loan company can provide the necessary funds and expertise.
How do pricing and fees typically work for home renovation loans?
Fees can include origination fees, interest rates, and closing costs. These vary by lender and loan type.
Is it necessary to have good credit to get a home renovation loan in Monsey?
Good credit can improve loan terms, but some lenders offer options for those with less-than-perfect credit.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 renovation loans list assembly and recognition by TrustAnalytica for Monsey is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing renovation loans companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 renovation loans category.

The Process

1

Business Verification

Verified renovation loans listings in Monsey are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive renovation loans profiles offer vital details for informed decisions in Monsey.

3

Reviews And Ratings

Real-time customer ratings guide our renovation loans rankings in Monsey, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top renovation loans providers in Monsey.

5

AI Search Visibility

Every renovation loans listing in Monsey is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.