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  1. United States
  2. Best Home Renovation Loan Companies
  3. Home Renovation Loan Companies in New York
  4. White Plains

Best Home Renovation Loan Companies in White Plains

7 in White Plains · 11 nearby
White Plains Home Renovation Loan Companies stats: Key insights from this page’s listings Updated
Businesses listed
7 +11 nearby
Average rating
4.8 340 reviews
Most-offered services
Mortgage ServicesMortgage BrokeringMortgage Brokerage
What customers praise
recommend×132highly recommend×82very professional×16helped me×14
Renovation loansWhite Plains, NY

1

Albert "Allie" Abbatiello - Loan Officer - Quintessential Mortgage Group

Quintessential Mortgage Group specializes in simplifying renovation and home financing with clear communication and transparent processes. Their team offers a range of mortgage solutions, including purchase loans and refinancing, guiding clients through each step with patience and expertise. Customers appreciate their responsiveness and straightforward approach, noting the ease of closing even on… more...

Quintessential Mortgage Group specializes in simplifying renovation and home financing with clear communication and transparent processes. Their team offers a range of mortgage solutions, including purchase loans and refinancing, guiding clients through each step with patience and expertise. Customers appreciate their responsiveness and straightforward approach, noting the ease of closing even on tight timelines.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
FHA Loans Quoted per loan
View Profile
(914) 602-2228
Open 00:00 - 23:59
399 Knollwood Rd #320, White Plains, NY 10603
General Services
Mortgage Services
2

The K2 Team

The K2 Team specializes in guiding first-time homebuyers and real estate investors through the mortgage process with clear, patient support. They offer personalized loan options and are praised for their professionalism and collaborative approach. Some clients note the process can feel detailed, but the team’s responsiveness helps ease concerns.

Services & Prices
Best Rate Securing Quoted per loan
Budget Planning for Loans Quoted per loan
First-Time Homebuyer Assistance Quoted per loan
Investment Property Financing Quoted per loan
View Profile
(914) 422-0540
Closed Now
399 Knollwood Rd #320, White Plains, NY 10603
General Services
Mortgage Brokering
3

Christopher Orefice at CrossCountry Mortgage

CrossCountry Mortgage specializes in a wide range of loan options, including renovation loans, backed by over 20 years of experience and a strong commitment to transparency. The team offers personalized guidance through every step of the mortgage process, with clients appreciating their responsiveness and clear communication. Some find the process detailed but manageable with their support.

Services & Prices
Mortgage Product Comparison Quoted per loan
View Profile
(914) 420-7714
Closed Now
235 Main St #530, White Plains, NY 10601
General Services
Mortgage Brokerage
4

Denise Cohn at CrossCountry Mortgage

CrossCountry Mortgage specializes in personalized home financing with over 25 years of experience and a commitment to transparency. Their team offers a variety of mortgage programs, including renovation loans, guiding clients through a clear and efficient process. Customers appreciate their responsiveness and problem-solving approach, though some note occasional delays tied to external factors.

View Profile
(860) 318-5097
Closed Now
235 Main St #530, White Plains, NY 10601
5

Homebridge

Homebridge secured a position in the top ten due to its reputation for providing customer satisfaction, although it appears some issues exist. Client testimonials indicate that Homebridge's employees, like Chris and clients, value the personalized service you receive. He is an expert because he is liked and recommended to a friend, which is a positive reflection on Chris's performance. In… more...

Homebridge secured a position in the top ten due to its reputation for providing customer satisfaction, although it appears some issues exist. Client testimonials indicate that Homebridge's employees, like Chris and clients, value the personalized service you receive. He is an expert because he is liked and recommended to a friend, which is a positive reflection on Chris's performance. In particular, the reviews also highlight troubles with disorganized customer service, where some clients claim they needed help with callbacks. Reviews also mention that some mortgages may be sold to Cenlar. Consequently, when Homebridge exceeds client expectations, it builds a reputation based on trust and referral business.

View Profile
(914) 363-0471
Closed Now
711 Westchester Ave Suite 403, White Plains, NY 10604
Where they are 18 on the map Click a pin for the profile and directions
6

Cary Bloom at CrossCountry Mortgage

Cary Bloom and his team at CrossCountry Mortgage are in the top 10. Because of their outstanding commitment to customer service and professionalism. With more than 30 years in the mortgage industry, Cary has a wealth of experience and has developed a user-centered approach that sets him apart. The personal mortgage journeys of many clients are aided by his ongoing support and the team's… more...

Cary Bloom and his team at CrossCountry Mortgage are in the top 10. Because of their outstanding commitment to customer service and professionalism. With more than 30 years in the mortgage industry, Cary has a wealth of experience and has developed a user-centered approach that sets him apart. The personal mortgage journeys of many clients are aided by his ongoing support and the team's commitment to transparency and educational resources. Cary consistently provides non-stop assistance to his clients, making them feel informed and comfortable throughout the process, which results in an average customer ratings of 4.79 based on ratings and excellent reviews. Cary achieves purchasing efficacy, client self-assurance, and industry recognition in order to offer a wide choice of loan products and services, thereby improving the purchasing experience.

View Profile
(914) 650-4534
Closed Now
235 Main St #530, White Plains, NY 10601
7

Capital First LLC

Capital First LLC ranks in the top ten due to its commitment to personalized service, extensive industry experience, and community engagement. The firm specializes in bespoke financing options for small and medium-sized enterprises, emphasizing the client's unique needs. The reviews corroborate this, with a client extolling the company's professionalism and customized approach. Additionally… more...

Capital First LLC ranks in the top ten due to its commitment to personalized service, extensive industry experience, and community engagement. The firm specializes in bespoke financing options for small and medium-sized enterprises, emphasizing the client's unique needs. The reviews corroborate this, with a client extolling the company's professionalism and customized approach. Additionally, Capital First holds industry certifications and has over a decade of expertise. Its diverse solutions and ongoing support position the firm as a reliable partner for companies seeking financial growth. These factors make Capital First LLC a top contender in the financial services field.

View Profile
(914) 681-1386
Open 00:00 - 23:59
707 Westchester Ave, White Plains, NY 10604
8

Equity Now Inc.

Serves White Plains, NY

With nearly 40 years in mortgage servicing, Equity Now offers personalized renovation loan options focused on transparency and responsiveness. Their team handles loan management, refinancing, and payment processing while guiding clients through each step. Customers appreciate their clear communication and professionalism, though experiences with individual agents can vary.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
FHA Loans Quoted per loan
View Profile
(212) 664-8900
Closed Now
174 E Boston Post Rd, Mamaroneck, NY 10543
General Services
Mortgage Services
9

A.S.A.P. Mortgage Corp.

Serves White Plains, NY

A.S.A.P. Mortgage Corp. is known for guiding clients patiently through complex mortgage processes, including renovation loans. Their team offers refinancing, cash-out options, and first-time homebuyer support, with many customers appreciating their responsiveness and clear communication. Some find the process detailed but manageable with their help.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
Cash-Out Refinance Quoted per loan
Mortgage Pre-Approval Quoted per loan
View Profile
(914) 736-9230
Closed Now
2 S Division St 2nd Floor, Peekskill, NY 10566
General Services
Mortgage Financing
10

Upscale Equities, Inc.

Serves White Plains, NY

Licensed by New York and New Jersey financial authorities, Upscale Equities offers a wide range of mortgage services, including renovation loans, refinancing, and pre-qualification. The team guides clients through the process with clear communication and personalized attention, earning praise for professionalism and responsiveness, though some may find the process detailed.

Services & Prices
Home Purchase Financing Quoted per loan
Refinancing Quoted per loan
First-Time Home Buyer Assistance Quoted per loan
View Profile
(845) 576-6999
Closed Now
8 Roberts Rd, Monsey, NY 10952
General Services
Mortgage Services
11

FM Home Loans

Serves White Plains, NY

FM Home Loans specializes in personalized mortgage solutions designed to fit individual financial needs. Their team offers services including purchase loans, refinancing, and tailored loan programs, guiding clients through each step with clear communication and care. Customers appreciate their professionalism, responsiveness, and the supportive, pressure-free experience throughout the process.

Services & Prices
Conventional Loans Quoted per loan
FHA Loans Quoted per loan
VA Loans Quoted per loan
Rate-and-Term Refinance Quoted per loan
View Profile
(845) 354-9700
Closed Now
56 Congers Rd, New City, NY 10956
General Services
Home Loans
12

Green River Capital : Jesse Yoslowitz

Serves White Plains, NY

Green River Capital specializes in renovation loans, guiding clients through financing options with clear communication and attentive support. The team handles each mortgage step carefully, often smoothing out challenges to keep the process moving. Customers appreciate their responsiveness and the effort to make home financing less stressful.

Services & Prices
Home Purchase Mortgage Quoted per loan
Refinancing Mortgage Quoted per loan
VA Loan Quoted per loan
View Profile
(516) 554-6162
Closed Now
1670 Old Country Rd Ste 220, Plainview, NY 11803
General Services
Mortgage Services
13

The Credit Rabbi

Serves White Plains, NY

Specializing in credit score improvement, The Credit Rabbi offers personalized guidance and credit repair services that many clients find effective and straightforward. The team is known for clear communication and helpful tips, though some customers note occasional delays in follow-up after signing up for monitoring services.

Services & Prices
Alerts for Changes $10 - $20
Identity Theft Protection $20 - $30
View Profile
(845) 371-6501
Closed Now
10 Roberts Rd, Monsey, NY 10952
General Services
Credit Monitoring
14

Alternative Funding Solutions

Serves White Plains, NY

Alternative Funding Solutions focuses on providing transparent guidance for business financing, including lines of credit that help fund projects upfront. The team is praised for clear communication and thorough support throughout the process, though some customers have noted delays and inconsistent follow-up in a few cases.

Services & Prices
Business Line of Credit Quoted per loan
Business Cash Advance Quoted per loan
Equipment Financing Quoted per loan
Cash Advance Quoted per loan
View Profile
(929) 593-4442
Closed Now
348 RXR Plaza, Uniondale, NY 11553
General Services
Funding Services
15

Construction Loans Expert - Carmelo Vitello

Serves White Plains, NY

Specializing in construction and renovation loans, Carmelo Vitello offers tailored financing solutions for new builds, remodeling, and multifamily property projects. The team supports clients through every step, providing options like construction-to-permanent loans and refinancing. Customers appreciate their knowledgeable guidance and smooth handling of complex loan processes.

View Profile
(914) 736-2855
Closed Now
125 Park Ave 18th Floor, New York, NY 10017, USA
16

Community Preservation Corporation

Serves White Plains, NY

Since 1988, Carmelo Vitello helps homeowners new and old to get mortgage loans for construction, renovation, lot/land, or general purposes. My goal is to simplify the loan process for all of you as a National Certified Construction and Renovation Loans Specialist. I can help you achieve your goals. Let's get together and make your dream home come true. My banking expertise spans decades to assist… more...

Since 1988, Carmelo Vitello helps homeowners new and old to get mortgage loans for construction, renovation, lot/land, or general purposes. My goal is to simplify the loan process for all of you as a National Certified Construction and Renovation Loans Specialist. I can help you achieve your goals. Let's get together and make your dream home come true. My banking expertise spans decades to assist you in obtaining your mortgage, construction, lot, or renovation loan that will help make your home a true home. From loan qualification to signing to the final draw, I am there for you. Congratulations! You have just bought your house. Maybe you feel it is time to make some improvements or upgrade. I can help.

View Profile
(212) 869-5300
Closed Now
220 E 42nd St 16th floor, New York, NY 10017, USA
17

KGN Loan Modifications

Serves White Plains, NY

View Profile
(914) 481-4876
Closed Now
219 Westchester Ave # 5, Port Chester, NY 10573
18

Rick Spears | Prodigy Mortgage Corp

Serves White Plains, NY

Rick Spears of Prodigy Mortgage Corp is cited on the top 10 listing for his fast service, honest, and helpful approach. With 25 years as a New York mortgage broker, Rick’s experience offers customized guidance, quick closing (often in one week), and standout client satisfaction. Reviews suggest he treats clients with respect and delivers on his promises. Also, his ethical standards and deep… more...

Rick Spears of Prodigy Mortgage Corp is cited on the top 10 listing for his fast service, honest, and helpful approach. With 25 years as a New York mortgage broker, Rick’s experience offers customized guidance, quick closing (often in one week), and standout client satisfaction. Reviews suggest he treats clients with respect and delivers on his promises. Also, his ethical standards and deep regional knowledge help him stand out from the pack. Rick Spears’ blend of expertise, quick action, and a client-first focus makes him a top mortgage professional.

View Profile
(845) 639-0400
Closed Now
3 Dalewood Ct, New City, NY 10956

White Plains Home Improvement Loan Statistics

Home-improvement lending in Westchester County and home costs in White Plains, NY (latest HMDA and Census data)

Lenders made 1,383 home-improvement loans in Westchester County in 2025 (average about $225,000) and denied 949 — 41% of decided applications, compared with 39% across New York, according to federal mortgage data (HMDA, CFPB). The typical home in White Plains was built in 1961 and is worth $620,800 (Census ACS 2020–2024).

Home-improvement loans, 2025
1,383▲ 21%1,143 in 2024
Denial rate
41%NY 39%
Median year homes built
1961NY 1959
Median home value
$620,800NY $423,800
Home-purchase loans made (Westchester County, 2025)
6,849
Refinance loans made (2025)
2,927
Average home-improvement loan
$225,000 (NY $174,000)
Owners with a mortgage
58% · 33% of them spend 30%+ of income on housing
Median household income
$110,763 (NY $85,974)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Westchester County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Frequently asked questions

7 questions
How do I choose the best home renovation loan company in White Plains?
Consider verified reviews, ratings, and whether the business has claimed its profile. TrustAnalytica ranks based on these factors for a data-driven choice.
What services do home renovation loan companies provide?
They offer financing options for home improvement projects, including loans for remodeling, repairs, and upgrades. Services may include loan consultation and application assistance.
How long does it take to get a home renovation loan in White Plains?
The process can take from a few days to several weeks, depending on the lender and complexity of the project. Factors include application review and approval time.
Are free consultations common with home renovation loan companies?
Yes, many companies offer free consultations to discuss loan options and project feasibility. It's a standard practice to help clients understand their financing choices.
What questions should I ask a home renovation loan company?
Inquire about interest rates, loan terms, fees, and the application process. Ask about their experience with similar projects and any hidden costs.
Do I need a home renovation loan company for my project?
If you require financing for significant home improvements, a loan company can provide necessary funds and expertise. Evaluate your financial needs and project scope.
How do fees typically work for home renovation loans?
Fees may include origination fees, appraisal fees, and closing costs. It's important to review the loan agreement for a full breakdown of potential charges.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 renovation loans list assembly and recognition by TrustAnalytica for White Plains is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing renovation loans companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 renovation loans category.

The Process

1

Business Verification

Verified renovation loans listings in White Plains are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive renovation loans profiles offer vital details for informed decisions in White Plains.

3

Reviews And Ratings

Real-time customer ratings guide our renovation loans rankings in White Plains, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top renovation loans providers in White Plains.

5

AI Search Visibility

Every renovation loans listing in White Plains is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.