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  1. United States
  2. TOP Home Renovation Loan Companies
  3. Home Renovation Loan Companies in New York
  4. Niagara Falls

Top Home Renovation Loan Companies In Niagara Falls

2 in Niagara Falls · 7 nearby
Niagara Falls Home Renovation Loan Companies stats: Key insights from this page’s listings Updated
Businesses listed
2 +7 nearby
Average rating
4.3 81 reviews
Typical service price
$450 – $1,400 Median of 14 priced services
Most-offered services
Flooring InstallationKitchen RemodelingBathroom RemodelingDesign ConsultationHeating Services
What customers praise
recommend×29highly recommend×20very professional×6attention to detail×5
Renovation loansNiagara Falls, NY

1

KINETIC KITCHEN AND BATH

Kinetic Kitchen and Bath is one of the Top Ten list because of their excellent quality and customer satisfaction. The company has over ten years of experience and is licensed and insured. The reviews show a fantastic job, professionalism, fast communication, and a careful mind about the customer's needs. The clients recommend Kinetic Kitchen and Bath because of the breathtaking kitchen and bath… more...

Kinetic Kitchen and Bath is one of the Top Ten list because of their excellent quality and customer satisfaction. The company has over ten years of experience and is licensed and insured. The reviews show a fantastic job, professionalism, fast communication, and a careful mind about the customer's needs. The clients recommend Kinetic Kitchen and Bath because of the breathtaking kitchen and bath remodels. The completeness of the work, the attention to detail, and the ability to go beyond what is required show how Kinetic Kitchen and Bath elevates itself above other companies.

Services & Prices
Full Kitchen Remodel $30000 - $50000
Cabinet Installation $5000 - $15000
Countertop Replacement $2000 - $10000
Full Bathroom Remodel $15000 - $25000
View Profile
(716) 297-7100
Closed Now
1655 Fashion Outlets Blvd, Niagara Falls, NY 14304
General Services
Kitchen Remodeling
2

Niagara Mobile Home Service

Niagara Mobile Home Service is among the top ten due to its superior customer service, with positive feedback highlighting Scott and his team's devotion, professionalism, and reliability. A customer who received help at 4 AM noted Scott’s capability to remain calm, provide a solution, and empathize with someone in a difficult situation. Clients praised his quick responses and industry knowledge.… more...

Niagara Mobile Home Service is among the top ten due to its superior customer service, with positive feedback highlighting Scott and his team's devotion, professionalism, and reliability. A customer who received help at 4 AM noted Scott’s capability to remain calm, provide a solution, and empathize with someone in a difficult situation. Clients praised his quick responses and industry knowledge. Many people also praised the company for being professional, friendly, and always providing good service. Scott and his team’s honesty and dependability are significant competitive advantages. Repeat consumers are grateful for Scott and his team’s ongoing commitment.

Services & Prices
Furnace Repair $100 - $200
Heating System Installation $1200 - $2500
Heat Tape Installation $50 - $150
Leak Repair $75 - $150
View Profile
(716) 297-3854
Open 00:00 - 23:59
1248 95th St, Niagara Falls, NY 14304
General Services
Heating Services
3

Ivy Lea Construction

Serves Niagara Falls, NY

Ivy Lea Construction is among the top ten remodeling contractors in the Buffalo-Niagara market, with over 30 years of experience and a well-earned reputation for its craftsmanship and customer care. Its expertise in home renovations, ranging from kitchens and bathrooms to windows and doors, is its specialty. Positive customer reviews highlight the skilled team, detailed performance, and open… more...

Ivy Lea Construction is among the top ten remodeling contractors in the Buffalo-Niagara market, with over 30 years of experience and a well-earned reputation for its craftsmanship and customer care. Its expertise in home renovations, ranging from kitchens and bathrooms to windows and doors, is its specialty. Positive customer reviews highlight the skilled team, detailed performance, and open lines of communication that surpass customer expectations. Ivy Lea Construction's professional certifications, industry affiliations, and positive customer reviews emphasize its credibility, dependability, and dedication to high-quality outcomes that meet and exceed customer expectations.

Services & Prices
Bathroom Gut and Remodel $10000 - $25000
Grab Bar Installation $150 - $300
Walk-in Shower Installation $3000 - $8000
Complete Kitchen Gut and Remodel $20000 - $50000
View Profile
(716) 875-8654
Open 8:00 AM - 5:00 PM
765 Walck Rd, North Tonawanda, NY 14120
General Services
Bathroom Remodeling
4

JMK Construction

Serves Niagara Falls, NY

JMK Construction has made it to the top 10 list due to its solid 2014 foundation, lead by owner John, a 20+ year construction veteran. Its full licensing, insurance, and lifetime waterproofing warranty assure customers of quality and compliance. JMK’s offerings span from waterproofing to structural support, with unparalleled project supervision and an exclusive focus on your customer’s… more...

JMK Construction has made it to the top 10 list due to its solid 2014 foundation, lead by owner John, a 20+ year construction veteran. Its full licensing, insurance, and lifetime waterproofing warranty assure customers of quality and compliance. JMK’s offerings span from waterproofing to structural support, with unparalleled project supervision and an exclusive focus on your customer’s satisfaction. Adding to JMK's typical comprehensive services, customer reviews call attention to the team’s professionalism, efficiency, and attention to detail. It makes JMK the best construction company in Western New York for residential and commercial construction.

Services & Prices
Exterior Drain Tile Installation $1500 - $3000
Sump Pump Installation $800 - $1500
Basement Leak Repair $500 - $1200
Foundation Repair $2000 - $5000
View Profile
(716) 908-4830
Open 7:00 AM - 5:00 PM
440 Northwood Dr, Tonawanda, NY 14223
General Services
Basement Waterproofing
5

Kaz Home Improvements

Serves Niagara Falls, NY

Kaz Home Improvements is a top ten choice due to a 30+ year history in full-service home remodeling. Client reviews highlight craftsmanship, efficiency, and the family-like connection clients often feel with the crew. This personalization significantly eases the remodeling process. Customers like Jim’s polite and helpful approach, an Eric, a Kenny, and a Chris's polished work across kitchen… more...

Kaz Home Improvements is a top ten choice due to a 30+ year history in full-service home remodeling. Client reviews highlight craftsmanship, efficiency, and the family-like connection clients often feel with the crew. This personalization significantly eases the remodeling process. Customers like Jim’s polite and helpful approach, an Eric, a Kenny, and a Chris's polished work across kitchen upgrades and bathroom redesigns. Kaz Home Improvements' elegance combines with customer-first methods, an experienced staff, and a trust bond with the WNY community to emphasize dependability, quality, and advanced home transformations.

Services & Prices
Full Bathroom Remodel $15000 - $25000
Partial Bathroom Remodel $5000 - $10000
Bathroom Fixture Installation $500 - $1500
Complete Kitchen Remodel $20000 - $40000
View Profile
(716) 674-7288
Closed Now
150 N America Dr, West Seneca, NY 14224
General Services
Bathroom Remodeling
Where they are 9 on the map Click a pin for the profile and directions
6

Northtowns Remodeling Corp.

Serves Niagara Falls, NY

Northtowns Remodeling Corp. is a top remodeling contractor because of its 40+ years of service in Buffalo-Niagara, expert craftsmanship, and customer satisfaction. The 4.9-star average rating on Google and numerous positive reviews confirm this. On its webpage, customers mention satisfied experience working with Brian and his team, which presents them as friendly, professional, and responsible… more...

Northtowns Remodeling Corp. is a top remodeling contractor because of its 40+ years of service in Buffalo-Niagara, expert craftsmanship, and customer satisfaction. The 4.9-star average rating on Google and numerous positive reviews confirm this. On its webpage, customers mention satisfied experience working with Brian and his team, which presents them as friendly, professional, and responsible and delivering high-quality work. The family-owned operation provides custom solutions in kitchen and bath remodeling, additions, and exterior renovations in the Buffalo-Niagara region. Their commitment to local expertise and community sets Northtowns Remodeling Corp. apart, which makes them the trustworthy choice for homeowners.

Services & Prices
Countertop Installation $10 - $20
Cabinet Installation $15 - $25
Backsplash Installation $5 - $15
Shower Installation $20 - $30
View Profile
(716) 876-3300
Closed Now
524 Main St, Tonawanda, NY 14150
General Services
Kitchen Remodeling
7

Western New York Federal Credit Union

Serves Niagara Falls, NY

Western New York Federal Credit Union is a top ten credit union due to over 85 years of community service, unmatched member support, and yelling statements. Credit union members acquire tailored financial services and confirm the member-centric stance of banks. They frequently recognize them for their affordability, caring staff, and community-based rates, such as the 5-star auto loan rates.… more...

Western New York Federal Credit Union is a top ten credit union due to over 85 years of community service, unmatched member support, and yelling statements. Credit union members acquire tailored financial services and confirm the member-centric stance of banks. They frequently recognize them for their affordability, caring staff, and community-based rates, such as the 5-star auto loan rates. Western New York Federal Credit Union continuously adapts and meets the needs of its users, resulting in its top ranking on the list. Their comprehensive services, such as online and mobile banking, thrift, loan options, and educational services, aim to foster financial wellbeing among families and individuals.

Services & Prices
Standard Auto Loan $15000 - $30000
Low-Interest Auto Loan $15000 - $30000
Loan Payment Schedule $0 - $0
Regular Savings Account $0 - $0
View Profile
(716) 771-5000
Open 8:30 AM - 5:00 PM
1937 Union Rd, West Seneca, NY 14224
General Services
Auto Loans
8

Cross State Funding Corporation

Serves Niagara Falls, NY

Cross State Funding is a top 10 mortgage brokerage. Founded some 18 years ago as a family operation in North Tonawanda, NY, the firm has earned its place among the top ten mortgage lenders. Cross State Funding is recognized for exceptional customer service and clear communication. As a New York State and NMLS-registered company, Cross State Funding delivers personalized, branded mortgage… more...

Cross State Funding is a top 10 mortgage brokerage. Founded some 18 years ago as a family operation in North Tonawanda, NY, the firm has earned its place among the top ten mortgage lenders. Cross State Funding is recognized for exceptional customer service and clear communication. As a New York State and NMLS-registered company, Cross State Funding delivers personalized, branded mortgage solutions across the spectrum. Clients appreciate the team's availability, expertise, and tailored advice across loan types, which include FHA loans, VA loans, USDA loans, and jumbo loans. Cross State Funding has gained superior customer ratings in its home market, Buffalo, and the surrounding area.

Services & Prices
Home Purchase Mortgage $3000 - $5000
Refinance Mortgage $3000 - $5000
First-Time Homebuyer Assistance $2000 - $4000
Pre-Approval Consultation $100 - $200
View Profile
(877) 234-1898
Open 00:00 - 23:59
416 Oliver St, North Tonawanda, NY 14120
General Services
Mortgage Services
9

WNY Roofing

Serves Niagara Falls, NY

WNY Roofing is among the top ten roofing companies because of its exceptional craftsmanship, integrity, and community commitment. With more than 20 years of expertise, the company uses premium materials from trusted suppliers like Owens Corning and GAF, guaranteeing clients get quality, durability, and beauty throughout the years. WNY Roofing offers custom solutions like roofing, siding, and… more...

WNY Roofing is among the top ten roofing companies because of its exceptional craftsmanship, integrity, and community commitment. With more than 20 years of expertise, the company uses premium materials from trusted suppliers like Owens Corning and GAF, guaranteeing clients get quality, durability, and beauty throughout the years. WNY Roofing offers custom solutions like roofing, siding, and gutter work to help professional and residential clients in Western and Central New York and the northeastern section of Pennsylvania. The company's commitment to quality has won several accolades and certification from Owens Corning and GAF. Clients have noted that the company's quality, commitment to the client, and responsiveness to issues separate it from the competition.

Services & Prices
Full Roof Replacement $10000 - $20000
Roof Repairs $500 - $5000
Ice Shield Installation $1000 - $3000
Siding Installation $2000 - $8000
View Profile
(716) 776-7663
Closed Now
44 Delaware St, Tonawanda, NY 14150
General Services
Roofing

Niagara Falls Home Improvement Loan Statistics

Home-improvement lending in Niagara County and home costs in Niagara Falls, NY (latest HMDA and Census data)

Lenders made 626 home-improvement loans in Niagara County in 2025 (average about $86,000) and denied 304 — 33% of decided applications, compared with 39% across New York, according to federal mortgage data (HMDA, CFPB). The typical home in Niagara Falls was built in 1949 and is worth $115,300 (Census ACS 2020–2024).

Home-improvement loans, 2025
626▲ 16%541 in 2024
Denial rate
33%NY 39%
Median year homes built
1949NY 1959
Median home value
$115,300NY $423,800
Home-purchase loans made (Niagara County, 2025)
1,861
Refinance loans made (2025)
982
Average home-improvement loan
$86,000 (NY $174,000)
Owners with a mortgage
50% · 22% of them spend 30%+ of income on housing
Median household income
$49,101 (NY $85,974)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Niagara County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Niagara Falls Home Renovation Loan Companies stats: 9 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 KINETIC KITCHEN AND BATH 4.6 41 $500 (716) 297-7100 Visit
2 Niagara Mobile Home Service 3.9 40 $50 (716) 297-3854 —
3 Ivy Lea Construction 4.6 292 $1 (716) 875-8654 Visit
4 JMK Construction 4.9 207 $150 (716) 908-4830 Visit
5 Kaz Home Improvements 4.6 186 $100 (716) 674-7288 Visit
6 Northtowns Remodeling Corp. 4.9 113 $5 (716) 876-3300 Visit
7 Western New York Federal Credit Union 3.8 87 $2 (716) 771-5000 Visit
8 Cross State Funding Corporation 4.7 51 $100 (877) 234-1898 Visit
9 WNY Roofing 3.6 44 $200 (716) 776-7663 Visit

Frequently asked questions

8 questions
How do I choose the best home renovation loan company in Niagara Falls?
Consider verified reviews, ratings, and whether the company claimed its profile. TrustAnalytica ranks based on these factors for transparency.
What services do home renovation loan companies offer?
They provide financing options for home improvements, including loans for kitchen, bath, and general renovations.
Are free consultations common with home renovation loan companies?
Yes, many companies offer free consultations to discuss financing options and project scope.
What questions should I ask a home renovation loan company?
Ask about interest rates, loan terms, fees, and eligibility requirements to ensure you understand the financing process.
Do I need a home renovation loan company for my project in Niagara Falls?
If you need financial assistance for home improvements, a loan company can provide tailored financing solutions.
How long does the home renovation loan process take?
The process typically takes a few weeks, depending on the lender's requirements and your financial situation.
What are typical fees for home renovation loans in New York?
Fees vary but often include origination fees, appraisal fees, and closing costs. Always clarify with your lender.
How do home renovation loans work?
These loans provide funds for home improvements, repaid over time with interest, similar to a mortgage.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 renovation loans list assembly and recognition by TrustAnalytica for Niagara Falls is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing renovation loans companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 renovation loans category.

The Process

1

Business Verification

Verified renovation loans listings in Niagara Falls are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive renovation loans profiles offer vital details for informed decisions in Niagara Falls.

3

Reviews And Ratings

Real-time customer ratings guide our renovation loans rankings in Niagara Falls, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top renovation loans providers in Niagara Falls.

5

AI Search Visibility

Every renovation loans listing in Niagara Falls is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.