Cross State Funding Corporation

About Cross State Funding

Cross State Funding is a family-owned mortgage brokerage based in North Tonawanda, NY, serving Buffalo and Western New York, with licenses in Florida and California. Established with a mission to provide personalized, transparent, and community-focused mortgage services, the company emphasizes integrity and local expertise. Their team comprises experienced loan originators dedicated to helping clients achieve homeownership through a variety of loan programs, including FHA, VA, USDA, Jumbo, and refinancing options. The company prides itself on fostering trust and long-term relationships, standing out through its family-oriented approach, community involvement, and commitment to client satisfaction. Their focus on clear communication and tailored solutions sets them apart in a competitive market.

Credentials & Industry Expertise

Cross State Funding holds a NMLS number of 98185 and is registered with the New York State Department of Financial Services. The team includes top-producing loan originators with extensive experience in mortgage lending, ensuring clients receive expert guidance. The company is recognized for its commitment to ethical practices, transparency, and customer service excellence. They are members of industry associations and adhere to licensing standards, which reinforce their credibility. Client testimonials highlight their professionalism, responsiveness, and ability to secure competitive rates, further establishing their reputation as a trusted local lender with a strong community presence.

Services & Unique Advantages

The company offers a comprehensive range of mortgage services, including purchase loans, refinancing, VA, FHA, USDA, Jumbo, and specialized programs like HomePath. They serve a broad geographic area, including Buffalo, Western New York, Rochester, Syracuse, Albany, NYC, and licensed states in Florida and California. Their process emphasizes transparency, quick approvals, and personalized support, guiding clients from pre-approval to closing. Unique advantages include their family-owned roots, deep community ties, and access to hundreds of top lenders, enabling competitive rates and flexible terms. Their team’s extensive industry knowledge, combined with a client-first approach, ensures a smooth and trustworthy mortgage experience.