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  1. United States
  2. Top Mortgage Brokers
  3. Mortgage Brokers in New York
  4. Rochester

Top Mortgage Brokers In Rochester

Rochester Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10
Average rating
4.9 1682 reviews
Typical service price
$100 – $250 Median of 14 priced services
Most-offered services
Mortgage ServicesLoan ConsultationCustomer SupportHome Buying Process ManagementLoan Applications
What customers praise
recommend×10highly recommend×8great experience×3great people×2
Mortgage brokerRochester, NY

1

PrimeLending, A PlainsCapital Company - Monroe

Known for its streamlined digital process and specialized VA loan programs, PrimeLending, A PlainsCapital Company in Monroe offers a full range of home financing options including purchase, refinance, and renovation loans. The team is praised for clear communication and patience, guiding clients smoothly through each step despite occasional technical challenges.

Services & Prices
Pre-approval $300 - $500
Loan Processing $500 - $1000
Closing Assistance $200 - $800
Initial Consultation $100 - $200
View Profile
(585) 625-0866
Open 8:30 AM - 5:00 PM
3144 S Winton Rd Ste 600, Rochester, NY 14623
General Services
Mortgage Services
2

Premium Mortgage Corporation

Known for clear communication and quick responses, Premium Mortgage Corporation helps make home buying smoother and less stressful. The team assists with pre-approvals and closings, often finishing sooner than expected. Customers appreciate their knowledgeable approach, though a few note the process can feel fast-paced.

Services & Prices
Pre-Approval $10 - $20
Home Loan Processing $300 - $500
Closing Assistance $200 - $400
Online Consultation $25 - $50
View Profile
(585) 241-0000
Open 9:00 AM - 5:00 PM
2541 Monroe Ave, Rochester, NY 14618
General Services
Mortgage Services
3

Robb E Everhart | Fairway Independent Mortgage Corporation Area Manager

Fairway Independent Mortgage Corporation focuses on guiding clients through a variety of loan options with clear communication and personalized support. Their services include loans for buying, building, refinancing, and specialized programs like physician and renovation loans. Customers appreciate the team’s responsiveness and the smooth, fast process from application to closing.

View Profile
(585) 507-9962
Open 8:00 AM - 6:00 PM
3246 Monroe Ave Ste 250, Rochester, NY 14618
4

Joe Petralia, Mortgage Loan Officer @ Genesee Regional Bank (GRB)

Genesee Regional Bank (GRB) focuses on providing timely mortgage pre-approvals and competitive loan rates, helping clients move quickly in competitive markets. The team offers responsive communication and support throughout the loan process, making it straightforward and accessible. Customers appreciate the ease of working with them and their helpful, resourceful approach.

Services & Prices
Pre-Approval $100 - $200
Refinancing $300 - $500
Home Purchase Loans $500 - $1000
Initial Consultation $50 - $100
View Profile
(585) 402-5084
Open 6:00 AM - 8:00 PM
1850 S Winton Rd, Rochester, NY 14618
General Services
Mortgage Services
5

Oxford Capital Mortgage

Oxford Capital Mortgage has been serving borrowers since 2004 with a focus on working exclusively for the client, not the lender. They offer a broad range of loan options, including FHA, VA, and construction loans, aiming to simplify the mortgage process. Customers appreciate the team’s personalized support and responsiveness throughout closing.

Services & Prices
Home Purchase Loans $300 - $500
Refinancing $250 - $450
Pre-approval Services $150 - $300
Initial Consultation $100 - $200
View Profile
(585) 232-7202
Open 8:00 AM - 6:00 PM
16 W Main St #231, Rochester, NY 14614
General Services
Mortgage Services
Where they are 10 on the map Click a pin for the profile and directions
6

AnnieMac Home Mortgage

About AnnieMac Home MortgageAnnieMac Home Mortgage is a privately owned retail mortgage lender dedicated to helping individuals and families achieve their homeownership dreams. With a focus on competitive rates and expert guidance, the company offers a comprehensive suite of mortgage solutions. AnnieMac prides itself on its commitment to customer service, aiming to make the home buying and… more...

About AnnieMac Home MortgageAnnieMac Home Mortgage is a privately owned retail mortgage lender dedicated to helping individuals and families achieve their homeownership dreams. With a focus on competitive rates and expert guidance, the company offers a comprehensive suite of mortgage solutions. AnnieMac prides itself on its commitment to customer service, aiming to make the home buying and refinancing process as smooth and transparent as possible. They leverage technology and a knowledgeable team to provide personalized support throughout the loan journey, ensuring clients are well-informed and confident in their decisions. Their mission is to be a trusted partner in real estate financing, fostering long-term relationships built on integrity and exceptional service.Industry ExpertiseAnnieMac Home Mortgage operates with a strong foundation of industry knowledge and adherence to regulatory standards. As a licensed mortgage lender, they are committed to transparency and consumer protection, as evidenced by their NMLS ID# 338923 and readily available licensing information. The company emphasizes providing accurate and reliable information to borrowers, empowering them to make sound financial choices. Their team of loan originators is equipped with the expertise to navigate complex mortgage landscapes, offering guidance on various loan products and market conditions. This dedication to professionalism and compliance ensures a trustworthy experience for all clients.AnnieMac OffersAnnieMac Home Mortgage provides a wide array of mortgage products designed to meet diverse client needs. These include purchase loans for those looking to buy a new home, refinance loans to potentially lower monthly payments or access equity, and construction loans for custom home builds. They also offer specialized programs like Cash2Keys, HELOCs, and renovation loans. Additionally, AnnieMac provides valuable resources such as purchase and refinance calculators, buyer guides, and informative articles to assist clients in their decision-making process. Their service areas encompass a broad range of mortgage needs, with a focus on delivering tailored solutions and competitive rates.Unique AdvantagesAnnieMac Home Mortgage distinguishes itself through its comprehensive loan options, including specialized programs like Cash2Keys and Rate Relief. They offer robust resources such as calculators and buyer guides to empower consumers. The company also highlights its commitment to transparency with readily available NMLS information and licensing details.

View Profile
(585) 419-6651
Open 9:00 AM - 5:00 PM
1200 Jefferson Rd #205, Rochester, NY 14623
7

Haus Capital Corporation

Known for guiding clients smoothly through the home-buying process, Haus Capital Corporation offers mortgage brokerage services with clear communication and personalized support. The team assists with various mortgage needs, and customers appreciate their responsiveness and ability to meet tight deadlines, making complex decisions easier to navigate.

Services & Prices
Home Purchase Loans $10 - $20
Refinancing $15 - $25
Pre-Approval Services $5 - $15
Personalized Mortgage Consultation $50 - $100
View Profile
(585) 461-5656
Open 9:00 AM - 5:00 PM
42 S Washington St Suite 102, Rochester, NY 14608
General Services
Mortgage Services
8

Homestead Funding Corp: Sherri Forbes | NMLS# 589663

With nearly 40 years as a licensed mortgage banker, Homestead Funding Corp focuses on guiding borrowers through the home financing process with clear explanations and personalized support. Their team offers a variety of loan programs, including reverse mortgages, and is known for keeping clients informed and responsive throughout each step.

View Profile
(585) 733-3889
Open 8:00 AM - 5:00 PM
21 Goodway Dr Ste B5, Rochester, NY 14623
9

Fairway Independent Mortgage Corporation

Fairway Independent Mortgage Corporation focuses on clear communication to help clients navigate the mortgage process with confidence. The team offers detailed guidance and timely responses, making a typically stressful experience more manageable. Customers appreciate their availability and thorough explanations throughout each step.

View Profile
(585) 512-1090
Open 8:00 AM - 6:00 PM
3246 Monroe Ave Ste 250, Rochester, NY 14618
10

Moneyline New York, LLC

Known for combining fast processing with personalized service, Moneyline New York LLC works with a broad network of lenders to offer competitive rates on various loan types, including conventional, jumbo, and VA loans. Clients appreciate the team’s clear communication and efficient digital tools, though some note the process can feel technology-heavy at times.

View Profile
(585) 233-9766
Open 8:00 AM - 6:00 PM
502 Audubon Trail, Rochester, NY 14622

Rochester Mortgage Statistics

Home-purchase lending in Monroe County and home costs in Rochester, NY (latest HMDA and Census data)

Lenders made 6,972 home-purchase loans in Monroe County in 2025 (average about $257,000) and denied 524 — 7% of decided applications, compared with 13% across New York, according to federal mortgage data (HMDA, CFPB). In Rochester, the median home is worth $139,600 and 61% of owners have a mortgage, paying a median $1,244 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
6,972▲ 4%6,715 in 2024
Denial rate
7%NY 13%
Median home value
$139,600NY $423,800
Monthly cost with a mortgage
$1,244median · NY $2,555
Refinance loans made (Monroe County, 2025)
3,652 · 3,142 in 2024
Home-improvement loans made (2025)
2,489
Average home-purchase loan
$257,000 (NY $527,000)
Owners with a mortgage
61% · 29% of them spend 30%+ of income on housing
Median household income
$47,213 (NY $85,974)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Monroe County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Frequently asked questions

7 questions
What does a mortgage broker do?
A mortgage broker helps clients find and apply for home loans by comparing offers from various lenders. They guide through paperwork and negotiation.
How do I choose the best mortgage broker in Rochester?
Consider customer reviews, ratings, and whether the broker has claimed their profile. TrustAnalytica ranks based on these factors for transparency and reliability.
Are free consultations common with mortgage brokers in Rochester?
Yes, many mortgage brokers offer free consultations to discuss your needs and potential loan options before you commit.
What questions should I ask a mortgage broker before hiring?
Ask about their experience, lender access, fees, loan types offered, and how they handle communication throughout the process.
Do I need a mortgage broker to buy a home in New York?
While not required, a mortgage broker can simplify the loan process and help find competitive rates by comparing multiple lenders.
How long does it take to get a mortgage through a broker in Rochester?
The process typically takes 30 to 45 days, depending on the lender's requirements and your financial situation.
What are typical fees for mortgage brokers in New York?
Mortgage brokers usually charge a commission of 1-2% of the loan amount, paid by the lender or borrower.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Rochester is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Rochester are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Rochester.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Rochester, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Rochester.

5

AI Search Visibility

Every mortgage broker listing in Rochester is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.