Oxford Capital Mortgage

About Oxford Capital Mortgage

Oxford Capital Mortgage, established in 2004, is a dedicated mortgage financing company serving Rochester, NY, and expanding to Brooklyn, Queens, Staten Island, and Long Island, NY. The company's mission is to simplify the mortgage process and help clients secure the ideal home financing solution. They pride themselves on offering a wide variety of loan options to meet diverse needs, ensuring a smooth and accessible path to homeownership. Their team of experts is committed to providing personalized assistance and becoming a trusted resource for all mortgage-related inquiries, aiming to enrich borrowers' lives through successful home financing.

Why Choose OCM

Oxford Capital Mortgage distinguishes itself through its commitment to client-centric service. They offer flexible loan solutions tailored to individual needs and operate with the principle of working for the client, not the lender, ensuring the best possible loan terms. Their dedicated team is focused on enriching borrowers' lives by facilitating homeownership, providing attentive and personalized support throughout the entire mortgage process. This client-first approach, combined with a broad range of mortgage options, positions them as a reliable partner in achieving homeownership goals.

Mortgage Solutions Offered

Oxford Capital Mortgage provides a comprehensive suite of mortgage products designed to cater to various borrower requirements. These include Conventional Loans, Investor Loans, Commercial Loans, FHA Loans, FHA 203K loans for home improvements, Physician Loans, USDA Loans for rural areas, One-Time Close New Construction Loans, VA Home Loans for veterans, Bank Statement Loans for self-employed individuals, Piggyback HELOCs, Standalone HELOCs, and CEMA Loans to help save on closing costs in New York. They also offer a mortgage calculator to help estimate costs.

Unique Advantages

Established in 2004, Oxford Capital Mortgage brings over a decade of experience to the mortgage industry. They specialize in offering a wide array of loan types, ensuring clients find a solution that precisely fits their financial situation. A key differentiator is their commitment to working exclusively for the borrower, not the lender, guaranteeing advocacy throughout the process. Their team is dedicated to providing personalized guidance, making the complex mortgage process more manageable and accessible for all clients.