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  1. United States
  2. Best Mortgage Brokers
  3. Mortgage Brokers in New York
  4. Syracuse

Best Mortgage Brokers in Syracuse

Syracuse Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
7
Average rating
4.9 577 reviews
Typical service price
$300 – $500 Median of 1 priced service
Most-offered services
Home Buying AssistanceMortgage ServicesMortgage Rate LockHard Money LoansProject Funding
What customers praise
recommend×10highly recommend×8very helpful×2helped me×2
Mortgage brokerSyracuse, NY

1

Approved Credit Services, Inc NMLS #9604

With over 30 years of experience specializing in manufactured home financing, Approved Credit Services, Inc. offers chattel loan options for homes in communities or on leased land. The team works with multiple lenders to find competitive rates and guides clients through a straightforward loan process, earning praise for their responsiveness and clear communication.

View Profile
(800) 449-4007
Open 8:00 AM - 8:00 PM
2572 Erie Blvd E, Syracuse, NY 13224
2

Mariner Finance

Mariner Finance is known for working with clients who may have less-than-perfect credit, offering personal loan options with clear communication throughout the process. The team provides respectful and professional service, helping with loans and extra financing needs. Some customers note the process can take time but appreciate the understanding approach.

View Profile
(315) 449-1531
Open 9:00 AM - 5:00 PM
3214 Erie Blvd E, Syracuse, NY 13214
3

MHD Empire Service Corp.

With over 20 years of experience specializing in manufactured home financing, MHD Empire Service Corp. offers competitive loan rates and a streamlined application process. Their team is known for being knowledgeable and responsive, helping first-time buyers navigate the steps with clear guidance and timely communication.

Services & Prices
First-Time Home Buyer Guidance $300 - $500
Home Loan Application Support $150 - $300
Real Estate Market Consultation $100 - $200
View Profile
(866) 870-2612
Open 8:30 AM - 5:00 PM
300 S State St #1000, Syracuse, NY 13202
General Services
Home Buying Assistance
4

Joseph Dougherty at CrossCountry Mortgage

CrossCountry Mortgage specializes in a wide range of loan options, including conventional, FHA, VA, and jumbo loans, tailored to fit various homebuying needs. The team is known for clear communication and accessibility throughout the process, helping borrowers feel supported from application to closing. Some clients note occasional wait times but appreciate the knowledgeable guidance.

View Profile
(315) 567-6594
Open 8:30 AM - 5:00 PM
2 N Clinton St #170, Syracuse, NY 13202
5

Sefcu Mortgage Services

Known for clear communication and responsiveness, Sefcu Mortgage Services guides clients through the mortgage process with regular updates and expert advice. The team helps first-time buyers and seasoned clients alike, making complex steps easier to understand. While they don’t maintain a physical office at this location, their support remains accessible throughout.

Services & Prices
Home Purchase Mortgage Quoted per loan
Refinance Mortgage Quoted per loan
Rate Lock Agreement Quoted per loan
Extend Rate Lock Quoted per loan
View Profile
(315) 701-1390
Open 9:00 AM - 4:30 PM
200 Salina Meadows Pkwy, Syracuse, NY 13212
General Services
Mortgage Services
Mortgage Affordability Calculator – SyracuseSee how much house you can afford in Syracuse in 30 seconds, then get pre-approved by a top-rated local mortgage broker. Check what I can afford →
Where they are 7 on the map Click a pin for the profile and directions
6

Syracuse Hard Money

Syracuse Hard Money specializes in fast, professional hard money lending tailored to real estate investors and developers. The team handles loan approvals and funding efficiently, with customers appreciating their clear communication and responsiveness throughout the process. Some clients note a fast pace, which suits those ready to move quickly on projects.

Services & Prices
Residential Hard Money Loans Quoted per loan
Commercial Hard Money Loans Quoted per loan
Bridge Loans Quoted per loan
Fix and Flip Funding Quoted per loan
View Profile
(315) 849-0099
Open 9:00 AM - 4:00 PM
224 Harrison St #210, Syracuse, NY 13202
General Services
Hard Money Loans
7

Matt Secor at CrossCountry Mortgage

CrossCountry Mortgage is known for its wide range of mortgage solutions, including home purchase loans, refinancing, and specialized programs like FHA and first-time homebuyer assistance. The team is praised for clear communication and responsiveness, helping clients navigate a complex market with patience and efficiency.

View Profile
(585) 880-0848
Open 8:30 AM - 5:00 PM
2 S Clinton St Ste 170, Syracuse, NY 13202

Syracuse Mortgage Statistics

Home-purchase lending in Onondaga County and home costs in Syracuse, NY (latest HMDA and Census data)

Lenders made 4,198 home-purchase loans in Onondaga County in 2025 (average about $264,000) and denied 487 — 10% of decided applications, compared with 13% across New York, according to federal mortgage data (HMDA, CFPB). In Syracuse, the median home is worth $138,400 and 60% of owners have a mortgage, paying a median $1,238 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
4,198▲ 6%3,957 in 2024
Denial rate
10%NY 13%
Median home value
$138,400NY $423,800
Monthly cost with a mortgage
$1,238median · NY $2,555
Refinance loans made (Onondaga County, 2025)
2,036 · 1,656 in 2024
Home-improvement loans made (2025)
1,597
Average home-purchase loan
$264,000 (NY $527,000)
Owners with a mortgage
60% · 24% of them spend 30%+ of income on housing
Median household income
$47,819 (NY $85,974)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Onondaga County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Syracuse Mortgage Brokers stats: 7 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Approved Credit Services, Inc NMLS #9604 5.0 272 — (800) 449-4007 Visit
2 Mariner Finance 4.7 181 — (315) 449-1531 Visit
3 MHD Empire Service Corp. 4.8 43 $100 (866) 870-2612 Visit
4 Joseph Dougherty at CrossCountry Mortgage 5.0 34 — (315) 567-6594 Visit
5 Sefcu Mortgage Services 4.6 28 Quoted per loan (315) 701-1390 Visit
6 Syracuse Hard Money 5.0 15 Quoted per loan (315) 849-0099 Visit
7 Matt Secor at CrossCountry Mortgage 5.0 4 — (585) 880-0848 Visit

Frequently asked questions

8 questions
What does a mortgage broker do?
A mortgage broker assists clients in finding and securing home loans by comparing different lenders' offerings. They handle paperwork and negotiate terms.
How do I choose the best mortgage broker in Syracuse?
Consider verified reviews, ratings, review volume, and profile claims. TrustAnalytica ranks brokers using these factors for a transparent, data-driven choice.
Are free consultations common with Syracuse mortgage brokers?
Yes, many mortgage brokers offer free consultations to discuss your needs and options before you commit to their services.
What questions should I ask a mortgage broker before hiring?
Ask about their experience, fees, loan options, lender relationships, and how they handle the application process.
Do I need a mortgage broker in New York?
While not required, a mortgage broker can simplify the loan process and may offer access to better rates and terms.
How do mortgage broker fees work in Syracuse?
Mortgage brokers typically earn fees from lenders or charge a commission based on the loan amount. Discuss fee structures upfront.
How long does the mortgage process take with a broker?
The mortgage process can take 30-45 days, depending on the complexity of the application and lender efficiency.
What services do Syracuse mortgage brokers provide?
They offer loan comparisons, application assistance, and negotiation of terms with lenders, aiming to secure the best mortgage for clients.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Syracuse is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Syracuse are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Syracuse.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Syracuse, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Syracuse.

5

AI Search Visibility

Every mortgage broker listing in Syracuse is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.