Approved Credit Services, Inc NMLS #9604

About Approved Credit Services

Approved Credit Services, Inc. has been a specialized manufactured home financing broker since 1994, offering over 30 years of focused experience in the chattel loan industry. They assist buyers in securing loans for mobile and manufactured homes, whether located in communities or on leased land. Their mission is to provide fast, personal service and expert guidance throughout the entire loan process, from application to closing. They pride themselves on honesty, transparency, and ensuring clients fully understand loan costs. Their team's expertise in this niche market allows them to offer financing options not typically available through traditional banks or credit unions, aiming to match clients with the best loan programs from trusted lending partners at competitive rates.

Credentials & Expertise

Approved Credit Services, Inc. holds NMLS#9604 and is licensed to serve clients in California, Florida, Georgia, Michigan, New York, Ohio, Oregon, Pennsylvania, South Carolina, and Texas. They highlight their extensive experience, having specialized in manufactured home financing for over 30 years, which has equipped their team with unparalleled knowledge in the chattel loan industry. Customer reviews consistently praise their helpfulness, responsiveness, and the ease with which they navigate the loan process. They emphasize their commitment to exceptional service, answering phones promptly and responding to emails immediately, ensuring a smooth and confident closing for their clients.

Offerings

Approved Credit Services specializes in providing financing solutions for manufactured homes, including those located in communities with lot rent or on leased land. They offer chattel loans and can assist buyers with less-than-perfect credit. Their services include a free chattel loan calculator and guides on topics such as financing on leased land and understanding chattel loans. As a broker, they work with multiple lenders to find the best loan options tailored to individual needs and competitive rates. They do not finance homes purchased with land or homes in co-op communities. Their process is designed to be straightforward, involving three simple steps: online application, review of loan options, and closing with confidence.

Unique Advantages

Approved Credit Services distinguishes itself through its deep specialization in manufactured home financing, boasting over 30 years of focused experience. As a broker, they offer a wider array of loan options from various lenders compared to traditional institutions. They emphasize personalized and responsive customer service, ensuring clients receive immediate attention via phone and email. Their expertise allows them to navigate the complexities of chattel loans, providing financing solutions not commonly found elsewhere.