Texana Bank Mortgage

About Texana Bank

Texana Bank Mortgage, a division of Texana Bank, N.A., is a federally chartered and FDIC-insured institution with over 110 years of banking experience. They specialize in providing a comprehensive range of mortgage solutions tailored to diverse borrower needs, including purchase, refinance, and investor loans. Their mission is to modernize the mortgage process, offering a streamlined experience backed by the stability and trust of a long-standing bank. They pride themselves on their extensive loan program offerings and commitment to customer service, ensuring borrowers find the right financial product for their unique situation.

Credibility & Trust

Texana Bank Mortgage operates as a federally chartered bank, ensuring it is FDIC insured and backed by the full faith and credit of the U.S. Government. They hold an NMLS #407536 and boast a 5.0 Google Rating based on over 100 reviews, highlighting exceptional customer satisfaction. The bank emphasizes a soft credit check process that does not impact a borrower's credit score, promoting a transparent and low-risk exploration of loan options. Their commitment to being a federally chartered institution underscores their reliability and adherence to strict regulatory standards.

Mortgage Offerings

Texana Bank Mortgage provides a wide array of loan programs designed for various needs. Their offerings include solutions for purchasing homes, such as VA, FHA, Conventional, Jumbo, USDA, construction, and manufactured home loans, often accompanied by down payment assistance. For refinancing, they offer VA IRRRL, FHA Streamline, Cash-Out, Rate & Term, HELOC, and Reverse Mortgages. Investor and self-employed borrowers can access specialized products like DSCR loans, Fix & Flip financing, Bank Statement loans, P&L loans, and ITIN loans, catering to unique qualification requirements without relying solely on traditional tax returns.

Unique Advantages

Texana Bank Mortgage distinguishes itself through its 110+ years of banking history and its status as a federally chartered, FDIC-insured institution. They offer a soft credit check that protects borrowers' credit scores during the pre-qualification process. With over 26 loan programs available, they provide extensive options, including specialized products for investors and self-employed individuals that bypass traditional tax return requirements. Their commitment to a streamlined, three-step closing process and a 5.0 Google rating further solidify their position as a trusted mortgage provider.