Home Mortgage Solutions Inc. (HMS), an Ohio-based mortgage broker, is a full-service lender. At HMS, white-glove service is offered to all customers. Our customers receive the highest level of attention, care, and consideration. As a result, they have the lowest interest rates and the best loan approvals for their specific situation. You can be assured that we have taken every action possible to make the closing as efficient and smooth as possible. HMS excels at brokering hard-to-close loans. There are many loan options available to you, including a full range of Non-QM loans, as well as low or zero down payment loans, Jumbo, Conventional, FHA, VA, USDA, 203k Rehab Loans, foreign nationals, interest-only options, Bank Statement Loans, DSCR (Debt Servicing Coverage Ratio), and investment property loans.
Reviews Summary
The reviews all point to the immensely positive experience from the company - Home Mortgage Solutions, particularly with Kevin Wolford and Jason Young. The clients applaud both loan officers for their knowledge, communication, and service orientation throughout their transaction. Most of the clients compliment Wolford for his superb communication and knowledge and also for his ability to find an option that worked best for their budget. Several reviews indicate a closing time faster than expected, making his help a lot less stressful. Jason Young also receives accolades for his professionalism, product knowledge, and his sufficient willingness to always provide an explanation to his clients. Nearly all the reviews suggest that the clients would recommend the company and loan officers to their friends and family.
Frequently asked questions
7 questions
Is Home Mortgage Solutions Inc good for first-time buyers, and what do reviewers highlight?
Yes, they are highly regarded by first-time buyers. Reviewers consistently praise Kevin Wolford for his guidance, knowledge, and responsiveness, making the home buying process smooth and understandable for newcomers.
What services does Home Mortgage Solutions Inc offer for mortgage needs?
They provide a range of services including Home Mortgages (Conventional, FHA, VA), Mortgage Refinance (Rate & Term, Cash-Out, Streamline), Home Equity Loans (Fixed Rate, HELOC, Interest-Only), First-Time Homebuyer Assistance (Pre-Approval, Credit Counseling, Education Classes), and Loan Origination (Application Processing, Loan Estimate Generation, Document Preparation).
What are the operating hours for Home Mortgage Solutions Inc?
Can I get assistance with difficult-to-close loans at Home Mortgage Solutions Inc?
Yes, they specialize in difficult-to-close loans and offer various options, including non-QM loans and low or no down payment loans, ensuring tailored solutions for unique financial situations.
Does Home Mortgage Solutions Inc offer free pre-approval for first-time homebuyers?
Yes, they provide a free pre-approval process as part of their First-Time Homebuyer Assistance services, making it easier for new buyers to understand their financing options.
How does Home Mortgage Solutions Inc handle communication during the mortgage process?
Reviewers frequently commend the team for their excellent communication skills. Kevin Wolford, in particular, is noted for being responsive and ensuring clients understand every step of the process.