Charles Scheib Mortgage Lending

About Charles Scheib

Charles Scheib is a Senior Mortgage Banker with Midwest Mortgage Investments, Ltd., bringing over 11 years of experience in the mortgage lending industry. He has successfully closed over $500 million in funded loans, demonstrating a strong track record of service and expertise. Scheib is dedicated to helping homebuyers and homeowners navigate the complexities of mortgage options by providing personal guidance and clear, understandable answers. His mission is to make the mortgage process as smooth as possible, ensuring clients feel informed and supported from their initial conversation through to closing. He emphasizes a personalized approach, focusing on understanding each client's unique financial situation and goals to find the most suitable loan programs.

Credentials & Recognition

Charles Scheib has been recognized as a top performer in the mortgage industry, notably being named among the 'Top 100 Loan Officers in America' by HousingWire for 2025 based on his mortgage production. He is a licensed mortgage banker with NMLS #1277577. Clients can review his performance and client feedback on platforms like Google and Zillow, which provide insights into his professional commitment and customer satisfaction. His extensive experience and numerous successful loan closings serve as key trust signals for potential clients seeking reliable mortgage services.

Offerings

Scheib offers a comprehensive range of mortgage loan programs designed to meet diverse client needs. These include Conventional loans for those with strong credit and down payments, FHA loans with flexible requirements, VA loans for eligible veterans, and USDA loans for properties in qualifying rural areas. He also specializes in niche programs such as Doctor Loans for medical professionals and Non-QM Loans, including bank statement programs and DSCR loans, which cater to self-employed borrowers and investors. Scheib's service areas encompass Ohio, Michigan, Texas, and Florida, and he focuses on clearly explaining each option, including rates, points, and closing costs, to help clients find the financing that best fits their budget and long-term plans.

Unique Advantages

Charles Scheib distinguishes himself through his direct lending approach, ensuring clients work directly with the company making the loan rather than a broker. He has over 11 years of experience and has closed over $500 million in loans. He is recognized as a 'Top 100 Loan Officer in America' for 2025. Additionally, he is highlighted as the '#1 Local Police and Fire Lender,' underscoring his commitment to serving first responders in the Toledo community.