Michael Hanks, Loan Officer

About Secure Choice Lending

Secure Choice Lending, operating under NMLS #1689518, is a mortgage lending company dedicated to providing personalized mortgage guidance. They aim to simplify the home buying process, from the initial inquiry to the final closing. The company emphasizes clear communication and offers tools to help clients understand their financial options. Michael Hanks, a Senior Loan Officer with NMLS# 2250744, licensed in ID and OR, is highlighted for his commitment to offering personal mortgage guidance. Secure Choice Lending focuses on educating clients and providing them with the information needed to make informed decisions about their home financing.

Credentials & Expertise

Secure Choice Lending, through its licensed professionals like Michael Hanks (NMLS# 2250744), offers specialized mortgage services. Michael is licensed in Idaho and Oregon, ensuring compliance with state-specific regulations. The company provides access to various loan products, including Conventional, FHA, VA, Jumbo, HELOC, Non-QM, and Reverse Mortgages. They also offer tools like payment calculators, affordability calculators, and refinance calculators to assist clients. The presence of NMLS numbers and state licensing information underscores their commitment to regulatory compliance and professional standards within the mortgage industry.

Offerings

Secure Choice Lending provides a comprehensive suite of mortgage products and services designed to meet diverse client needs. Their offerings include Conventional Loans, FHA Loans, VA Loans, Jumbo Loans, Home Equity Lines of Credit (HELOC), Non-QM Loans, and Reverse Mortgages. They also feature specialized tools such as a payment calculator, affordability calculator, and refinance calculator to aid clients in financial planning. The company guides clients through the purchase process, offers first-time homebuyer resources, and provides down payment assistance programs. Their services extend to helping clients understand and utilize options like the 2-1 buydown and home equity.

Unique Advantages

Secure Choice Lending distinguishes itself through personalized mortgage guidance offered by experienced loan officers like Michael Hanks. They provide educational tools, including detailed calculators and guides, to empower clients. The company offers a wide array of loan products to suit various financial situations and emphasizes a transparent process from pre-approval to closing. Their commitment to client education and accessibility, with direct contact information and responsive service, sets them apart in the mortgage industry.