How much house can you afford in Portland? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
GO Mortgage
4.9 · 620 reviews · Free pre-approval
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Matt Jolivette - Associated Mortgage Brokers
5.0 · 284 reviews · Free pre-approval
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Steph Noble at CrossCountry Mortgage | NMLS# 129002
5.0 · 242 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Known for a thoughtful approach and clear communication, GO Mortgage helps clients navigate home financing and refinancing with care. The team works closely with clients and financial advisors to find suitable mortgage options, often guiding first-time buyers and newcomers through the process. Customers appreciate their responsiveness and steady support throughout.
Known for securing competitive mortgage rates, Associated Mortgage Brokers guides clients through the loan process with clear communication and attentive support. The team helps identify the best lending options to fit specific needs and works diligently to close loans on time. Customers appreciate their responsiveness and thorough explanations throughout.
CrossCountry Mortgage specializes in personalized mortgage solutions, including home purchase loans, refinancing, and unique programs like CCM Smart Start and Bye-Bye PMI. The team is known for clear communication and supportive service, especially valued by first-time buyers navigating the complexities of homeownership.
Mortgage Monkey offers mortgage planning with a Certified Mortgage Planner on staff, providing clear guidance through home buying and refinancing. The team assists clients with personalized support and reasonable rates, often noted for their patience and attention to detail. Some clients mention initial hesitation but appreciate the smooth, empathetic process.
Mortgage Trust, Inc. specializes in guiding first-time homebuyers and those refinancing with clear, patient support throughout the mortgage process. The team helps clients understand each step and navigate paperwork, making complex details more manageable. Customers appreciate the friendly, attentive service, though the process can require patience.
With roots dating back to 2003, NW Premier Mortgage focuses on simplifying the mortgage process through clear guidance and personalized support. Their team assists with pre-qualification, loan applications, and refinancing, providing helpful online tools and resources. Customers appreciate their responsiveness and thorough communication, especially during complex financing steps.
About This ApplicationThis document describes a runtime error encountered on a web server. The error message indicates that the application's custom error settings are preventing detailed error information from being displayed to remote users for security reasons. To view these details remotely, the configuration file 'web.config' needs to be modified to set the 'customErrors' mode to 'Off'. The… more...
About This ApplicationThis document describes a runtime error encountered on a web server. The error message indicates that the application's custom error settings are preventing detailed error information from being displayed to remote users for security reasons. To view these details remotely, the configuration file 'web.config' needs to be modified to set the 'customErrors' mode to 'Off'. The document also provides guidance on how to replace the default error page with a custom one by specifying a 'defaultRedirect' URL within the 'customErrors' tag.CredentialsThe document focuses on technical configuration for error handling rather than business-specific credentials. It outlines the necessary steps to adjust server settings for error message visibility and customization. This involves modifying the 'web.config' file, a standard practice in web application development for controlling application behavior and error reporting.Application OfferingsThe primary offering described is the ability to configure error reporting for a web application. This includes enabling detailed error messages for debugging purposes by setting 'customErrors mode="Off"' and customizing the error page displayed to users by setting 'defaultRedirect'. These configurations are crucial for developers and system administrators to manage application stability and user experience during error events.Unique AdvantagesThe key differentiator highlighted is the security feature that by default prevents remote viewing of detailed error messages. This is a standard security practice to avoid exposing sensitive application information to potential attackers. The document explains how to override this default behavior for debugging purposes, emphasizing the control developers have over error reporting visibility.
Certified Mortgage Advisor Jordan Lee focuses on guiding first-time homebuyers through the mortgage process with clear, patient explanations and responsive communication. The team offers personalized mortgage advice and resources like a podcast and blog, helping clients feel informed and supported from start to finish.
Known for quick 5-minute pre-approvals and a Same-Day Mortgage program, this team offers a variety of loan options including VA, FHA, Jumbo, and specialized loans for self-employed and foreign nationals. Customers appreciate their clear communication, patience, and guidance throughout the mortgage process, especially first-time buyers.
Specializing in a strategic, long-term approach to mortgages, PDX Home Loan helps clients use home loans as tools for building wealth rather than just debt. Their services include purchase loans, refinancing, and specialized programs like FHA and VA loans, with ongoing market monitoring after closing. Clients appreciate the team’s clear communication and thoughtful guidance throughout the process.
Lenders made 7,790 home-purchase loans in Multnomah County in 2025 (average about $502,000) and denied 671 — 8% of decided applications, compared with 10% across Oregon, according to federal mortgage data (HMDA, CFPB). In Portland, the median home is worth $581,500 and 72% of owners have a mortgage, paying a median $2,559 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Multnomah County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | GO Mortgage | 4.9 | 620 | — | (800) 444-7283 | Visit |
| 2 | Matt Jolivette - Associated Mortgage Brokers | 5.0 | 284 | Quoted per loan | (503) 545-8843 | Visit |
| 3 | Steph Noble at CrossCountry Mortgage | NMLS# 129002 | 5.0 | 242 | $100 | (503) 780-4924 | Visit |
| 4 | Mortgage Monkey - Gary Boyer, Sr. Loan Officer & Certified Mortgage Planner | NMLS# 57785 | 5.0 | 126 | Quoted per loan | (503) 807-3925 | Visit |
| 5 | Mortgage Trust, Inc. | 5.0 | 124 | Quoted per loan | (503) 488-1800 | Visit |
| 6 | NW Premier Mortgage, Inc | 4.9 | 86 | — | (503) 972-4900 | Visit |
| 7 | Evergreen Home Loans Portland NMLS 2386464 | 5.0 | 84 | — | (971) 265-4825 | Visit |
| 8 | Jordan Lee Mortgage | 5.0 | 80 | Quoted per loan | (503) 887-3619 | Visit |
| 9 | Tammy Wittren at Rate (NMLS 113328) | 5.0 | 74 | Quoted per loan | (503) 970-0761 | Visit |
| 10 | PDX Home Loan | 5.0 | 71 | — | (503) 445-6033 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.