Tammy Wittren at Rate (NMLS 113328)

About Tammy Wittren

The right advice could help you find the right mortgage for you. Let's work together. Let’s connect on social 5 minute pre-approvals from anywhere.*

Credibility

We make the mortgage process easy, simple, fast, and stress-free. We offer various loan programs including VA loans, FHA loans, USDA loans, Bank Statement loans, Jumbo loans, Physician loans, and Foreign National loans. We also provide down payment assistance, low down payment loans, and options for veterans. Our Lock 'N' Roll program allows you to lock in a mortgage rate for 60, 75, or 90 days without a signed contract. The Same-Day program facilitates loan approval in one day with options as little as 3% down. Reverse Mortgages are available for homeowners over 62.

Offerings

Guaranteed Rate offers a comprehensive suite of mortgage solutions designed to meet diverse client needs. Their services include options for purchasing a home, refinancing existing mortgages, and specialized loans such as HELOCs and personal loans. They provide assistance for first-time homebuyers, including down payment assistance programs and low down payment loan options like VA, FHA, and USDA loans. For self-employed individuals, Bank Statement loans are available. They also cater to specific professions with Physician loans and to non-US citizens with Foreign National loans. Additionally, they offer Jumbo loans for higher-value properties and Reverse Mortgages for seniors. Their innovative programs include Lock 'N' Roll for rate security and Same-Day Mortgage for accelerated approvals.

Unique Advantages

Rate offers 5-minute pre-approvals and a Same-Day Mortgage program for quick approvals with as little as 3% down. They provide specialized loan programs like Bank Statement loans for the self-employed and Foreign National loans for non-US citizens. Their Lock 'N' Roll program allows rate locking for up to 90 days without a signed contract.