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Review Keywords Analysis

  1. United States
  2. Best Disability Lawyers
  3. Disability Lawyers in Pennsylvania
  4. Pittsburgh
  5. LTD Settlement Calculator
1 · Your claim
2 · Your benefit
3 · Timeline
4 · Your estimate
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Long-Term Disability Settlement Calculator Pittsburgh, PA

Denied, cut off or offered a buyout? Estimate your back pay, future benefits and a typical lump-sum settlement. Free, instant, no sign-up.

Updated · lawyer rankings recalculated

Deadlines and discount rates are for this state.

General estimate only, not legal or tax advice. No attorney–client relationship is created.

Top-rated disability lawyers in Pittsburgh

Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →

1

Berger and Green

Verified

With more than 40 years of experience, Berger and Green focuses on Social Security Disability and personal injury cases across the Pittsburgh area. Their team assists clients through the complex application and appeals process for benefits like SSDI and SSI, often handling cases on a contingency basis. Clients appreciate their thorough preparation and supportive communication throughout lengthy… more...

With more than 40 years of experience, Berger and Green focuses on Social Security Disability and personal injury cases across the Pittsburgh area. Their team assists clients through the complex application and appeals process for benefits like SSDI and SSI, often handling cases on a contingency basis. Clients appreciate their thorough preparation and supportive communication throughout lengthy proceedings.

Services & Prices
Appeals for Denied Claims $500 - $1000
Representation During Hearings $1000 - $2500
Claim Filing Assistance $300 - $800
Negotiation with Insurance Companies $500 - $1500
View Profile
(412) 214-7487
Open 00:00 - 23:59
800 Waterfront Dr, Pittsburgh, PA 15222, USA
General Services
Disability Claims
2

Dugan & Associates

Dugan & Associates specializes in workers' compensation, occupational disease, and Social Security Disability claims, bringing decades of combined experience to each case. Their team works closely with clients, offering personalized attention and clear communication throughout the process. While some clients note occasional disagreements over settlements, many appreciate their thorough support… more...

Dugan & Associates specializes in workers' compensation, occupational disease, and Social Security Disability claims, bringing decades of combined experience to each case. Their team works closely with clients, offering personalized attention and clear communication throughout the process. While some clients note occasional disagreements over settlements, many appreciate their thorough support and commitment to securing fair compensation.

Services & Prices
Workplace Injury Claims No Win, No Fee
Workers' Comp Benefit Claims No Win, No Fee
Denied Claim Appeals No Win, No Fee
Negotiation with Insurance No Win, No Fee
View Profile
(412) 922-0800
Open 00:00 - 23:59
4 W Manilla Ave, Pittsburgh, PA 15220, USA
General Services
Workers' Compensation Claims
3

Woomer & Talarico

Woomer & Talarico focuses exclusively on representing injured individuals and their families, helping navigate complex injury, workers’ compensation, and Social Security Disability claims. The team is known for clear communication and steady guidance throughout the often confusing process, though some cases can take time to resolve.

Services & Prices
Case Representation $1000 - $5000
Claim Appeal $500 - $1500
Case Representation $1500 - $10000
Settlement Negotiation $500 - $3000
View Profile
(412) 659-0007
Open 00:00 - 23:59
3 Parkway Center Dr S,Pittsburgh, PA 15220
General Services
Workers Compensation
4

The Lacy Employment Law Firm, LLC

Focused exclusively on representing individual workers, The Lacy Employment Law Firm, LLC handles cases involving wrongful termination, discrimination, harassment, and ADA or FMLA violations. Clients appreciate the team’s thorough communication and dedication, though a few note occasional delays in returning calls.

Services & Prices
Severance Agreement Review $150 - $300
Discrimination Case Representation $500 - $1500
Filing a Lawsuit $1000 - $5000
Trial Representation $2000 - $10000
View Profile
(412) 301-3908
Open 9:00 AM - 5:00 PM
100 Fifth Ave Suite 509, Pittsburgh, PA 15222, USA
General Services
Employment Law
5

Law Offices of Rodney Shepherd

With over 25 years of experience, this firm assists clients with Social Security Disability appeals and bankruptcy cases. The team carefully reviews denied claims, gathers evidence, and handles paperwork to help clients secure benefits or financial stability. Clients appreciate the attorney’s direct communication and steady support throughout the process.

Services & Prices
Chapter 7 Bankruptcy $1000 - $1500
Chapter 13 Bankruptcy $2500 - $3500
Uncontested Divorce $800 - $1500
Contested Divorce $2500 - $5000
View Profile
(412) 471-9670
Closed Now
2403 Sidney St Ste 208, Pittsburgh, PA 15203, USA
General Services
Bankruptcy Law
Where they are 10 on the map Click a pin for the profile and directions
6

Lamberton Law Firm, LLC

Specializing in employment law, Lamberton Law Firm, LLC focuses on disability discrimination, sexual harassment, and wrongful termination cases. The team is known for being responsive and empathetic, often going the extra mile to support clients through complex legal challenges. Some clients note the firm can be demanding, reflecting their thorough approach.

Services & Prices
Employment Discrimination Cases $150 - $300
Workplace Harassment Cases $150 - $300
Wrongful Termination Cases $200 - $400
USERRA Claims $150 - $350
View Profile
(412) 258-2250
Open 8:00 AM - 6:00 PM
2589 Washington Rd #432,Pittsburgh, PA 15241
General Services
Employment Law
7

Morgan & Morgan

Morgan & Morgan focuses on Social Security Disability claims, guiding clients through initial applications and often complex appeals. Their team offers support for those relying on disability benefits as a primary income source, with experience handling cases that many find overwhelming. Clients note the firm’s knowledgeable and professional approach, though some cases can take time to resolve.

View Profile
(412) 222-5600
Open 00:00 - 23:59
603 Stanwix St Suite 1825, Pittsburgh, PA 15222, USA
8

Mansmann and Moore, LLP

Mansmann and Moore, LLP specializes in Social Security Disability and workers' compensation cases across Ohio, West Virginia, and Pennsylvania. The team helps clients navigate complex claims for SSD, SSI, and workplace injuries, with many appreciating their responsiveness and friendly approach. Some find the process lengthy and challenging due to strict SSA rules.

Services & Prices
Workplace Injury Claims No Win, No Fee
Workers' Comp Benefit Claims No Win, No Fee
Denied Claim Appeals No Win, No Fee
Slip and Fall Claims No Win, No Fee
View Profile
(800) 727-4878
Open 00:00 - 23:59
304 Ross St #600, Pittsburgh, PA 15219, USA
General Services
Workers' Compensation Claims
9

Elzer Law Firm, LLC

Elzer Law Firm, LLC focuses on supporting workers facing illegal treatment, including disability discrimination under the ADA. The team handles employment and labor issues for a wide range of professionals, offering clear communication and responsive guidance. Clients appreciate their straightforward approach and patience throughout often stressful cases.

Services & Prices
Representing in Employment Contracts $500 - $1000
Negotiation for Non-Compete Agreements $300 - $600
Representation in Legal Proceedings $800 - $1500
Settlement Negotiation $200 - $400
View Profile
(412) 230-8436
Open 9:00 AM - 5:00 PM
960 Penn Ave #1001,Pittsburgh, PA 15222
General Services
Employment Law
10

Krasno Krasno & Onwudinjo

Specializing in Social Security Disability Insurance (SSDI) and workers' compensation claims, Krasno Krasno & Onwudinjo has supported Pennsylvania’s injured and disabled for over three generations. Their team guides clients through complex application processes with patience and clear communication. Some clients note the process can be lengthy, but appreciate the consistent support throughout.

Services & Prices
Claims Filing Assistance $200 - $300
Medical Bill Negotiation $150 - $250
Settlement Negotiation $250 - $500
Court Representation $1000 - $2000
View Profile
(412) 668-5090
Open 8:00 AM - 6:00 PM
239 Fourth Ave 15th floor, Pittsburgh, PA 15222, USA
General Services
Workers' Compensation

Latest reviews of Pittsburgh Disability Lawyers

Written on TrustAnalytica by clients of the businesses in this list
  • Karl

    I have had the pleasure of working with Amanda and the B&G team for years, usually assisting them with appeals to federal court on behalf of one of their clients whose claim was wrongfully denied by a Social Security judge. In helping them do this, I get to see firsthand the care withwhich they prep…

Pittsburgh Disability Lawyers stats: 10 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Berger and Green 4.6 101 $200 (412) 214-7487 Visit
2 Dugan & Associates 4.6 100 $100 (412) 922-0800 Visit
3 Woomer & Talarico 4.7 86 $500 (412) 659-0007 Visit
4 The Lacy Employment Law Firm, LLC 4.8 66 $150 (412) 301-3908 Visit
5 Law Offices of Rodney Shepherd 5.0 40 $150 (412) 471-9670 Visit
6 Lamberton Law Firm, LLC 4.7 25 $150 (412) 258-2250 Visit
7 Morgan & Morgan 4.5 23 — (412) 222-5600 Visit
8 Mansmann and Moore, LLP 4.5 12 $100 (800) 727-4878 Visit
9 Elzer Law Firm, LLC 4.8 11 $200 (412) 230-8436 Visit
10 Krasno Krasno & Onwudinjo 5.0 10 $100 (412) 668-5090 Visit

How this Pittsburgh long-term disability calculator works

This calculator adds two numbers. Back pay is the monthly benefit your policy should have paid (after any SSDI offset) multiplied by the months it has been unpaid. Future benefits are the same monthly amount until benefits normally end at age 65, converted to today's value with a discount rate. Insurers rarely pay the full future value in a lump sum, so the estimate also shows the range buyouts typically land in, which depends on whether you are still being paid, were cut off, or were denied from the start.

Pennsylvania rules this calculator applies

Deadline to act
For an ERISA employer plan, file your internal appeal within 180 days of the denial letter; you cannot sue until it is decided.
Discount rate
Future benefits are discounted at 3%, a common buyout assumption.
Typical buyout range
Published lump-sum settlements land at about 50–75% of the present value of future benefits when the claim is being paid, 40–70% after benefits are cut off, and 30–60% when the claim was denied from the start. Back pay is added on top.
SSDI offset
Most employer plans reduce your LTD benefit by any Social Security Disability (SSDI) you receive (about $1,630 a month on average in 2026).
Tax
If your employer paid the premiums, or you paid them with pre-tax dollars, LTD benefits and settlements are taxable income. If you paid with after-tax money, they are generally not. Get tax advice before you sign.
ERISA plans
Most employer plans are governed by ERISA: you must file an internal appeal within 180 days of the denial before you can sue, the insurer usually has 45 days (plus one 45-day extension) to decide, and the case is then heard by a judge on the written record. ERISA allows back benefits, reinstatement and attorney fees, but no jury and no punitive or emotional-distress damages. Individual, government and church plans fall outside ERISA, so state law applies: you can usually sue in state court, and bad-faith damages may be available.

General information about Pennsylvania disability insurance law, not legal or tax advice. The estimate is not a guarantee: your policy wording, medical evidence, offsets and the insurer's position all change the answer. A disability lawyer can tell you how these rules apply to you.

Frequently asked questions

9 questions
How does the Pittsburgh LTD settlement calculator work?
It estimates back pay owed, future benefits to age 65, their present value, and a typical lump-sum settlement range based on your claim status, policy type, and other inputs.
Why is my long-term disability settlement less than full value?
Settlements typically range from 30-75% of future benefits' present value, plus back pay, due to negotiation factors and uncertainty in ongoing eligibility.
What is a long-term disability buyout?
A buyout is a lump-sum payment that replaces future monthly benefits, typically 30-75% of their present value, depending on your claim status.
What should I do if my LTD claim is denied in Pennsylvania?
Under ERISA, file an internal appeal within 180 days. For non-ERISA claims, you may be able to sue in state court.
Is a lump-sum LTD settlement taxable in Pennsylvania?
If your employer paid premiums or you used pre-tax dollars, it's taxable. If you paid with after-tax money, it's generally not. Consult a tax advisor.
What is the 'own occupation' vs 'any occupation' test in LTD policies?
Most policies switch from 'own occupation' to 'any occupation' after 24 months, affecting eligibility for continued benefits.
How accurate is the LTD settlement calculator for Pittsburgh?
The calculator provides estimates based on typical ranges and inputs. Actual settlements vary due to individual circumstances and negotiations.
What are the deadlines for appealing a denied LTD claim in Pennsylvania?
Under ERISA, you have 180 days to file an internal appeal. Non-ERISA claims may have different deadlines under state law.
How is back pay calculated for a denied LTD claim?
Back pay includes unpaid benefits from the denial date to the present, calculated based on your policy's terms and conditions.

General information, not legal advice — consult a licensed Pennsylvania attorney.