How much house can you afford in Pittsburgh? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
HMA Mortgage
5.0 · 1628 reviews · Free pre-approval
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Kiavi
4.3 · 716 reviews · Free pre-approval
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AJM Mortgage Inc
5.0 · 318 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
HMA Mortgage specializes in a turn-key loan process that keeps clients and real estate partners informed at every step, from pre-approval to closing. They offer a range of mortgage services, including renovation loans, and are known for clear communication and patient guidance. Some clients note the process can feel detailed but appreciate the support throughout.
Kiavi specializes in fast, technology-driven lending tailored for real estate investors, offering products like fix-and-flip, rental, and new construction loans. Customers appreciate the quick closing times and personalized support, though some note occasional communication challenges during the process. The team focuses on simplifying financing for a variety of investment projects.
Licensed in Pennsylvania and Florida, AJM Mortgage Inc helps clients find mortgage options with competitive rates by connecting them to multiple lenders. Their team offers personalized guidance throughout home purchases and refinancing, answering questions promptly and making the process easier to understand. Some clients note the process can take time but appreciate the clear communication.
Known for assisting first-time homebuyers since 1999, Federated Mortgage Corporation offers a variety of loan options including Conventional, FHA, and VA loans, with some VA loans providing up to 100% financing. The team is praised for responsive, personalized support throughout the mortgage process, though some clients note the timeline can extend depending on individual circumstances.
CrossCountry Mortgage offers a wide range of mortgage products, including conventional, FHA, VA, and jumbo loans, with a focus on making the homebuying and refinancing process smooth and transparent. Customers appreciate the team’s responsiveness and clear guidance, noting a supportive experience that helps simplify what can feel like an intimidating process.
Reliance First Capital is an approved FHA, VA, Fannie Mae, and Freddie Mac direct lender known for customizing mortgage programs to fit diverse financial situations. Their team assists with home purchases, refinancing, and specialized loans, often praised for patience and clear communication, though some clients note the process can involve detailed paperwork.
Forest Hills Mortgage is known for transparent communication and responsive service throughout the mortgage process. The team specializes in helping clients secure competitive rates for home purchases and refinancing, explaining loan terms clearly and keeping customers informed at every step. Some clients note occasional delays with third-party steps like appraisals but appreciate the team’s… more...
Forest Hills Mortgage is known for transparent communication and responsive service throughout the mortgage process. The team specializes in helping clients secure competitive rates for home purchases and refinancing, explaining loan terms clearly and keeping customers informed at every step. Some clients note occasional delays with third-party steps like appraisals but appreciate the team’s proactive support.
PrimeLending, a PlainsCapital Company, focuses on making the mortgage process straightforward and transparent, with personalized guidance from application to closing. They offer a variety of loan options, including purchase, refinance, and renovation loans, aiming to support both first-time buyers and seasoned homeowners. Customers appreciate their responsiveness and clear communication… more...
PrimeLending, a PlainsCapital Company, focuses on making the mortgage process straightforward and transparent, with personalized guidance from application to closing. They offer a variety of loan options, including purchase, refinance, and renovation loans, aiming to support both first-time buyers and seasoned homeowners. Customers appreciate their responsiveness and clear communication throughout the process.
PA Capital Mortgage offers a fast, transparent online mortgage experience with personalized quotes in about 60 seconds. Their services include a wide range of loan options such as FHA, VA, Jumbo, and refinancing programs, supported by helpful tools like refinance analysis and home value estimates. Clients appreciate the team’s thorough guidance and responsiveness throughout the process.
Known for personalized guidance and availability beyond typical hours, Mortgage Broker's Best, LLC helps clients navigate both residential and commercial mortgage financing. They offer a range of loan options including FHA, VA, and refinancing programs, with clear communication and expert support throughout the process. Customers appreciate their responsiveness and strategic approach, though the… more...
Known for personalized guidance and availability beyond typical hours, Mortgage Broker's Best, LLC helps clients navigate both residential and commercial mortgage financing. They offer a range of loan options including FHA, VA, and refinancing programs, with clear communication and expert support throughout the process. Customers appreciate their responsiveness and strategic approach, though the hands-on style may feel intensive for some.
Lenders made 11,872 home-purchase loans in Allegheny County in 2025 (average about $302,000) and denied 1,111 — 9% of decided applications, compared with 11% across Pennsylvania, according to federal mortgage data (HMDA, CFPB). In Pittsburgh, the median home is worth $205,800 and 55% of owners have a mortgage, paying a median $1,472 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Allegheny County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | HMA Mortgage | 5.0 | 1628 | — | (412) 921-5263 | Visit |
| 2 | Kiavi | 4.3 | 716 | Quoted per loan | (844) 415-4663 | Visit |
| 3 | AJM Mortgage Inc | 5.0 | 318 | Quoted per loan | (412) 257-6005 | Visit |
| 4 | Federated Mortgage Corporation | 4.9 | 309 | Quoted per loan | (877) 533-2784 | Visit |
| 5 | Kevin Giza at CrossCountry Mortgage | 5.0 | 198 | Quoted per loan | (412) 643-2063 | Visit |
| 6 | Reliance First Capital, LLC. NMLS ID # 58775 | 4.8 | 92 | Quoted per loan | (877) 735-3545 | Visit |
| 7 | Forest Hills Mortgage | 4.9 | 79 | Quoted per loan | (412) 302-1919 | Visit |
| 8 | PrimeLending, A PlainsCapital Company - Pittsburgh | 4.9 | 57 | Quoted per loan | (412) 690-7155 | Visit |
| 9 | PA Capital Mortgage | 4.8 | 48 | Quoted per loan | (888) 665-1350 | Visit |
| 10 | Mortgage Broker's Best, LLC | 5.0 | 30 | — | (855) 462-2684 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.