Reliance First Capital, LLC. NMLS ID # 58775

About Reliance First Capital

Reliance First Capital is a wholly-owned subsidiary of Carrington Mortgage Services, LLC, dedicated to helping homeowners and prospective homeowners secure the right mortgage for their specific financial goals. They achieve this by customizing home loan programs to match each client's unique needs and situation. As an approved FHA, VA, Fannie Mae, and Freddie Mac lender, and operating as a direct lender, Reliance First Capital possesses the resources to offer the right programs, fast approvals, and speedy closings. Whether refinancing an existing mortgage or purchasing a new home, their team of mortgage professionals crafts custom-tailored mortgages designed to help clients achieve their objectives. They offer a wide array of home loan programs, including FHA, conventional, VA, and Jumbo loans, and work with individuals regardless of their credit standing to identify qualifying programs and design mortgages that provide necessary benefits. Reliance First Capital welcomes the opportunity to leverage its extensive industry experience for its clients.

Credentials and Expertise

Reliance First Capital is an approved lender for FHA, VA, Fannie Mae, and Freddie Mac, signifying adherence to stringent industry standards. As a direct lender, they possess the internal resources to expedite approvals and closings. Their team comprises experienced mortgage analysts adept at navigating various financial situations, including those with less-than-perfect credit or payment challenges. The company emphasizes its years of industry experience as a key trust signal, encouraging clients to 'RELY on Reliance First Capital for their home loans.' While specific awards or certifications are not detailed in this section, their status as an approved lender for major government-sponsored enterprises and their direct lending capability serve as indicators of their established credibility and operational capacity within the mortgage industry.

Offerings and Solutions

Reliance First Capital specializes in providing custom-tailored mortgage solutions designed to meet diverse client needs and financial goals. They offer a comprehensive range of home loan programs, including FHA loans, VA loans, conventional loans, Jumbo loans, and the proprietary Reliance Advantage Program (RAP). Their services cater to both refinancing existing mortgages and assisting with new home purchases. Additionally, they provide specialized programs such as debt consolidation, loans for manufactured homes, second mortgages, and investor advantage programs. The company highlights its ability to craft mortgages that align with individual circumstances, whether a client has excellent credit or is facing payment difficulties. Their process emphasizes speed in approvals and closings, ensuring clients receive their funds efficiently.

Unique Advantages

Reliance First Capital distinguishes itself through its direct lending capabilities, enabling faster approvals and closings. As a wholly-owned subsidiary of Carrington Mortgage Services, LLC, it benefits from robust resources and industry backing. The company emphasizes its ability to customize mortgage programs to individual client needs, regardless of credit history. They are an approved lender for major entities like FHA, VA, Fannie Mae, and Freddie Mac, underscoring their established credibility and broad program offerings.