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Review Keywords Analysis

  1. United States
  2. Top Mortgage Brokers
  3. Mortgage Brokers in South Carolina
  4. Columbia

Top Mortgage Brokers In Columbia

Columbia Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10
Average rating
4.9 1561 reviews
Typical service price
$100 – $500 Median of 11 priced services
Most-offered services
Mortgage ServicesClosing ServicesConsultation ServicesFirst Time Homebuyer AssistanceCredit Counseling
What customers praise
recommend×11highly recommend×9helped me×4very knowledgeable×3
Mortgage brokerColumbia, SC

1

Heath Goodrich Lending Team

Known for personalized attention and clear communication, Heath Goodrich Lending Team helps clients navigate mortgage options with care and patience. They assist with loan research and explanations, making the process less stressful, especially for first-time homebuyers. Customers appreciate their responsiveness, though some note the volume of questions can extend the timeline.

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(803) 361-8021
Open 9:00 AM - 5:00 PM
1519 Richland St, Columbia, SC 29201
2

Guild Mortgage - Lauren Sawyer Foster

Guild Mortgage offers a range of home financing options, including VA, USDA, FHA, renovation, and conventional loans, backed by decades of industry experience since 1960. The team focuses on guiding clients through every step of buying, refinancing, or renovating a home, with many customers appreciating their clear communication and personalized support throughout the process.

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(803) 391-3535
Open 8:30 AM - 5:30 PM
1751 St Julian Pl, Columbia, SC 29204
3

New American Funding - Columbia, SC

New American Funding in Columbia is known for its Pathway to Homeownership program, which offers financial assistance to first-time buyers. The team provides a variety of mortgage options, including conventional, FHA, and VA loans, along with unique services like NAF Cash for competitive offers. Customers appreciate the knowledgeable agents and clear communication throughout the loan process.

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(803) 219-1999
Open 9:00 AM - 5:00 PM
717 Lady St Ste H, Columbia, SC 29201
4

Silverton Mortgage - Columbia

Silverton Mortgage specializes in personalized home loan solutions, offering FHA, VA, USDA, conventional, and jumbo loans tailored to individual needs. Their team guides clients through the mortgage process with clear communication and support, though some may find the variety of loan options requires careful consideration.

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(803) 766-0484
Open 00:00 - 23:59
2725 Devine St Ste 1, Columbia, SC 29205
5

Cain Mortgage Team

Cain Mortgage Team specializes in guiding first-time and repeat homebuyers through the mortgage process with clear explanations and responsive support. They assist with securing home loans and strive to make closings straightforward and less stressful. Customers appreciate their knowledgeable approach and availability throughout the process.

Services & Prices
First-Time Homebuyer Assistance $500 - $800
Mortgage Application Guidance $200 - $400
Mortgage Pre-Approval $100 - $300
Closing Cost Estimation $300 - $500
View Profile
(803) 261-9267
Open 9:00 AM - 5:00 PM
2717 Devine St, Columbia, SC 29205
General Services
Mortgage Services
Where they are 10 on the map Click a pin for the profile and directions
6
View Profile
(803) 888-3880
Open 9:00 AM - 5:00 PM
ELLIOTT BUILDING, 2231 Devine Street Suites 102A and 102B, 2231 Devine St, Columbia, SC 29205
7

PrimeLending, A PlainsCapital Company - Columbia SC

PrimeLending, A PlainsCapital Company, is known for clear communication and attentive support throughout the mortgage process. The team assists with home purchases, refinancing, and loan options, often praised for responsiveness and helping clients understand each step. Some customers note a fast, smooth experience, especially appreciated by first-time buyers.

Services & Prices
New Mortgage $2000 - $4000
Refinancing $1500 - $3500
Loan Consultation $100 - $300
Homebuyer Education Courses $50 - $150
View Profile
(803) 234-7322
Open 8:30 AM - 5:00 PM
1703 Gervais St, Columbia, SC 29201
General Services
Mortgage Services
8

Midland Mortgage Corporation

Midland Mortgage Corporation works primarily with homeowners seeking mortgage services, including loan modifications and insurance claim handling. The team offers ongoing support, though some customers find their policies on late fees and insurance disbursements strict. Reviews reflect mixed experiences with communication and flexibility during difficult situations.

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(803) 765-1680
Open 8:30 AM - 5:00 PM
1500 Richland St #2611, Columbia, SC 29201
9

Gulfstream Mortgage

Known for clear communication and hands-on guidance throughout the mortgage process, Gulfstream Mortgage helps clients from pre-approval to closing. The team offers personalized support with home loan applications and credit preparation, making the experience smoother for first-time buyers and seasoned homeowners alike. Some clients note the process can require patience as details are addressed.

Services & Prices
Pre-Approval Assistance $100 - $300
Loan Application Guidance $200 - $500
Closing Process Support $150 - $400
Credit Score Improvement $50 - $150
View Profile
(803) 771-0080
Open 9:00 AM - 5:00 PM
3101 Carlisle St Ste 105, Columbia, SC 29205
General Services
Mortgage Services
10

Golden Gate Mortgage

With over 23 years of experience, Golden Gate Mortgage focuses on securing competitive rates and simplifying the loan process for South Carolina homebuyers. They offer a variety of loan programs, including FHA, VA, and USDA loans, guiding clients through each step with clear communication. Customers appreciate their responsiveness and support, especially during complex situations.

Services & Prices
First Time Homebuyer Loans $3000 - $5000
Refinancing Loans $3000 - $6000
Investment Property Loans $4000 - $7000
Pre-Approval Consultation $100 - $200
View Profile
(803) 788-2880
Open 9:00 AM - 5:00 PM
3102 Millwood Ave, Columbia, SC 29205
General Services
Mortgage Services

Columbia Mortgage Statistics

Home-purchase lending in Richland County and home costs in Columbia, SC (latest HMDA and Census data)

Lenders made 6,160 home-purchase loans in Richland County in 2025 (average about $286,000) and denied 1,028 — 14% of decided applications, compared with 19% across South Carolina, according to federal mortgage data (HMDA, CFPB). In Columbia, the median home is worth $264,300 and 66% of owners have a mortgage, paying a median $1,621 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
6,160▲ 6%5,786 in 2024
Denial rate
14%SC 19%
Median home value
$264,300SC $259,000
Monthly cost with a mortgage
$1,621median · SC $1,529
Refinance loans made (Richland County, 2025)
2,953 · 2,440 in 2024
Home-improvement loans made (2025)
549
Average home-purchase loan
$286,000 (SC $346,000)
Owners with a mortgage
66% · 22% of them spend 30%+ of income on housing
Median household income
$55,529 (SC $69,324)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Richland County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Frequently asked questions

8 questions
What does a mortgage broker do?
A mortgage broker connects borrowers with lenders, helping find suitable loan options, managing applications, and negotiating terms. They do not lend money directly.
How do I choose the best mortgage brokers in Columbia?
Consider brokers with high customer reviews, claimed profiles, and substantial review volume. TrustAnalytica ranks based on these factors for transparency and data-driven results.
Are free consultations common with mortgage brokers?
Yes, free consultations are commonly offered by mortgage brokers to discuss loan options and services before committing.
What questions should I ask a mortgage broker before hiring?
Ask about their experience, fees, loan options, lender relationships, and the mortgage process timeline.
Do I need a mortgage broker in South Carolina?
While not required, a mortgage broker can simplify the loan process by providing access to multiple lenders and negotiating terms.
How long does the mortgage process take with a broker?
The mortgage process typically takes 30-45 days, depending on the complexity of the loan and responsiveness of parties involved.
How do mortgage broker fees work?
Mortgage brokers typically earn a commission from lenders, which may be a percentage of the loan amount. Discuss specific fees upfront.
What services do mortgage brokers in Columbia offer?
They offer loan comparisons, application assistance, pre-approval, and negotiation of loan terms with lenders.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Columbia is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Columbia are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Columbia.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Columbia, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Columbia.

5

AI Search Visibility

Every mortgage broker listing in Columbia is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.