First Choice Lending Services, LLC

About First Choice Lending

First Choice Lending Services, established in 2011, is a correspondent mortgage lender that funds loans with its own capital, offering clients access to a wider array of programs, competitive rates, and expedited closing processes. The company prides itself on building home loans around the individual needs of its clients. With a strong presence in Tennessee, Kentucky, Georgia, and Florida, FCLS leverages local expertise to serve homebuyers across these states. Their mission is to provide a seamless and personalized mortgage experience, distinguishing themselves through a combination of financial strength, diverse product offerings, and a client-centric approach.

Credibility and Trust

First Choice Lending Services boasts a 5.0 Google rating based on over 1,000 reviews, highlighting exceptional customer satisfaction. They are licensed to operate in Tennessee, Kentucky, Georgia, and Florida, ensuring compliance and accessibility for a broad client base. With over 15 years in business and more than 10,000 loans successfully closed, FCLS demonstrates a proven track record of reliability and expertise in the mortgage industry. Their commitment to transparency and client support is a key trust signal for potential borrowers.

Offerings and Solutions

FCLS offers a comprehensive suite of loan programs designed to meet diverse homeownership needs. This includes Conventional, FHA, VA, and USDA loans, as well as specialized options like Non-QM, DSCR, and Bank Statement loans for self-employed individuals or investors. They also provide solutions for first-time homebuyers, refinancing, and investment properties. The company facilitates a streamlined four-step process from application to closing, ensuring clients are well-guided through each stage. Their service areas encompass major cities and surrounding regions within Tennessee, Kentucky, Georgia, and Florida.

Unique Advantages

First Choice Lending Services distinguishes itself as a correspondent lender, funding loans with its own capital, which leads to faster decisions and access to exclusive loan programs. They have over 15 years of experience, serving homebuyers across Tennessee, Kentucky, Georgia, and Florida. The company offers more than 30 loan programs, catering to a wide range of financial situations and property types. Their strong online reputation, evidenced by a 5.0 Google rating from over 1,000 reviews, further underscores their commitment to client satisfaction and service excellence.