Kali Arredondo - Director of Mortgage Lending, Amarillo

About Texas Tech Credit Union

Texas Tech Credit Union (TTCU) is a member-owned financial cooperative dedicated to serving its members with a wide range of financial products and services. Founded with a commitment to community and member well-being, TTCU has grown to become a trusted financial partner for individuals and families. Their mission is to provide exceptional service and valuable financial solutions that empower members to achieve their financial goals. With a focus on integrity, innovation, and member satisfaction, TTCU strives to be more than just a bank, but a reliable resource for financial success. They emphasize personalized service and a deep understanding of their members' needs, fostering long-term relationships built on trust and mutual respect.

Credibility and Expertise

TTCU holds a strong reputation for reliability and trustworthiness, underscored by its federal insurance by the NCUA, ensuring deposits are protected up to $250,000. As an Equal Housing Lender, they are committed to fair lending practices. Their team comprises experienced financial professionals, including specialized mortgage loan officers like Kali Arredondo, who possess deep knowledge in various loan types and home-buying programs. The credit union's commitment to excellence is further demonstrated by accolades such as being recognized among the top originators, as indicated by the Scotsman Guide. This dedication to expertise and adherence to regulatory standards provides members with confidence in their financial dealings.

Offerings and Solutions

Texas Tech Credit Union offers a comprehensive suite of financial products designed to meet diverse member needs. This includes various checking and savings accounts, such as the Spend+ Cashback Account and Money Market accounts. For borrowing needs, TTCU provides competitive auto loans, personal loans, and a robust mortgage lending program with options like VA loans, first-time homebuyer programs, conventional loans, FHA loans, and construction loans. They also offer refinancing options and a best rate guarantee on home loans. Additional services include financial calculators, a support center, and educational resources like financial guides and a blog, all aimed at enhancing members' financial literacy and facilitating their journey toward financial well-being.

Unique Advantages

Texas Tech Credit Union distinguishes itself through its member-centric approach and specialized services, particularly in mortgage lending. Their Best Rate Guarantee on home loans offers a significant financial advantage to borrowers. The credit union emphasizes personalized service, with dedicated professionals like Kali Arredondo specializing in various loan types, including VA loans and first-time homebuyer programs, ensuring a tailored and supportive experience. Furthermore, their commitment to community is evident through their local focus and dedication to member financial education, setting them apart from larger, less personal financial institutions.