Tonius Frank (The Mortgage Disrupters)

About The Mortgage Disrupters

Tonius Frank, a broker partner with The Mortgage Disrupters, is dedicated to simplifying your home financing journey. Affectionately known as "The Mortgage Wizard," Tonius leverages over 25 years of experience in mortgage services to help clients navigate the path to closing. He is committed to providing unrivaled customer service, speed, and market knowledge to help you achieve your mortgage goals. The Mortgage Disrupters offers a wide range of solutions to fit diverse client needs, including 100% financing options, VA loans for veterans, conventional loans, and various refinancing options. They also specialize in non-traditional products for investors and self-employed clients, as well as down-payment assistance programs with flexible criteria.

Credentials & Expertise

With over 25 years of experience in mortgage services, Tonius Frank, also known as "The Mortgage Wizard," brings a wealth of expertise to The Mortgage Disrupters. The company is committed to providing unrivaled customer service, speed, and market knowledge. They offer specialized loan programs such as FHA, USDA, VA loans, and conventional loans up to 97% financing. Additionally, they provide non-traditional products like DSCR loans for investors and bank statement loans for self-employed individuals, alongside down-payment assistance programs with flexible criteria.

Mortgage Services Offered

The Mortgage Disrupters provide comprehensive mortgage services, including expert guidance for home purchases and tailored refinancing options. Their offerings encompass 100% financing through FHA and USDA loans, specialized VA loans for veterans and surviving spouses, and conventional loans with up to 97% financing. They also facilitate rate-and-term and cash-out refinances to help clients save money or access equity. Furthermore, they cater to investors with DSCR loans and self-employed clients with bank statement loans, and offer down-payment assistance programs without income or first-time homebuyer restrictions.

Unique Advantages

The Mortgage Disrupters, led by "The Mortgage Wizard" Tonius Frank, offer over 25 years of experience in mortgage services. They provide specialized solutions including 100% financing, VA loans, non-traditional products for investors (DSCR) and self-employed individuals (Bank Statement only loans), and down-payment assistance programs with no income limits or first-time homebuyer requirements.