How much house can you afford in Dallas? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
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Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
Churchill Mortgage - Dallas
4.9 · 502 reviews · Free pre-approval
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HomeTown Lending
4.9 · 425 reviews · Free pre-approval
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Academy Mortgage
4.9 · 307 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
With over 30 years of experience as a direct lender, Churchill Mortgage focuses on transparent, personal service for home purchase and refinance loans. The team guides clients through each step, aiming for clear communication and a smooth process, though some reviews note occasional issues with professionalism.
With over 150 years of combined experience, HomeTown Lending focuses on creating a personalized, community-oriented mortgage experience. They assist with home purchases, refinancing, and a variety of loan programs, while clients appreciate their responsiveness and clear communication throughout the process. Some find the process complex, but the team’s guidance helps ease the experience.
With over 60 years in the mortgage industry, Academy Mortgage offers a broad range of loan options including first-time homebuyer programs, refinancing, and specialty loans. Customers appreciate the team’s knowledgeable and friendly approach, though some note the process can take longer than expected. Their services aim to support diverse home financing needs.
Known for clear and consistent communication, the Wade Betz team guides clients through both first-time and complex home purchases with professionalism and care. They offer mortgage brokerage services focused on keeping borrowers informed and supported, often using detailed follow-up videos to explain each step. Customers appreciate their honest approach and steady guidance throughout the… more...
Known for clear and consistent communication, the Wade Betz team guides clients through both first-time and complex home purchases with professionalism and care. They offer mortgage brokerage services focused on keeping borrowers informed and supported, often using detailed follow-up videos to explain each step. Customers appreciate their honest approach and steady guidance throughout the approval process.
Known for guiding clients with unique loan situations, The Tuttle Group specializes in mortgage programs tailored to long-term financial goals. Their services include conventional and jumbo loans, refinancing, and support for first-time buyers, veterans, and the self-employed. Customers appreciate their clear communication and helpful resources throughout the home-buying process.
Known for their personalized approach, Mortgage Mark helps clients navigate home loans with tailored solutions and clear communication. The team offers services for buying, selling, and refinancing homes, along with educational resources on credit and loan options. While many appreciate their responsiveness and support, some note challenges with communication and loan details in complex cases.
Specializing in simplifying the home loan process, Sara Parker Jones Mortgage Specialist offers personalized guidance from application through closing and beyond. The team assists with various loan types and refinancing, known for clear communication and responsiveness. Some clients note the process can be detailed, but overall support helps ease the complexities of home financing.
Novus Home Mortgage stands out for its ability to secure home loans when other lenders say no, drawing on over 100 years of combined leadership experience. As a mortgage broker, they offer a broad range of loan options—including conventional, FHA, VA, and investment property loans—while focusing on clear communication and fast approvals. Customers appreciate their responsiveness and thorough… more...
Novus Home Mortgage stands out for its ability to secure home loans when other lenders say no, drawing on over 100 years of combined leadership experience. As a mortgage broker, they offer a broad range of loan options—including conventional, FHA, VA, and investment property loans—while focusing on clear communication and fast approvals. Customers appreciate their responsiveness and thorough guidance throughout the loan process.
Stonebriar Mortgage specializes in creative loan structures that help clients navigate financing with confidence, even when traditional appraisals pose challenges. The team offers personalized mortgage solutions and is known for clear communication and thorough market knowledge. Some clients note the process can require patience, but the support throughout is consistent.
Known for personalized mortgage guidance backed by over 20 years of experience, Dallas Mortgage Girl offers a range of loan options including FHA, VA, USDA, and conventional mortgages. The team supports first-time and repeat buyers through a clear, low-stress process, with clients appreciating their thorough communication and hands-on approach.
Lenders made 18,906 home-purchase loans in Dallas County in 2025 (average about $494,000) and denied 3,361 — 15% of decided applications, compared with 19% across Texas, according to federal mortgage data (HMDA, CFPB). In Dallas, the median home is worth $320,700 and 54% of owners have a mortgage, paying a median $2,316 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Dallas County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Churchill Mortgage - Dallas | 4.9 | 502 | — | (214) 540-4966 | Visit |
| 2 | HomeTown Lending | 4.9 | 425 | — | (972) 322-4472 | Visit |
| 3 | Academy Mortgage | 4.9 | 307 | — | (512) 426-9225 | Visit |
| 4 | Wade Betz, Mortgage Broker | 5.0 | 230 | Quoted per loan | (469) 906-2522 | Visit |
| 5 | The Tuttle Group | 5.0 | 203 | Quoted per loan | (972) 505-2142 | Visit |
| 6 | Mortgage Mark | 4.9 | 190 | — | (972) 829-8639 | Visit |
| 7 | Sara Parker Jones Mortgage Specialist – Dallas Home Loans | 5.0 | 156 | Quoted per loan | (972) 841-9010 | Visit |
| 8 | Novus Home Mortgage – Mortgage Lenders in Dallas, TX | 4.9 | 144 | — | (469) 737-5733 | Visit |
| 9 | Stonebriar Mortgage | 4.8 | 73 | Quoted per loan | (214) 669-3307 | Visit |
| 10 | Dallas Mortgage Girl, Wrayanne Williams, NMLS 231235 | 5.0 | 56 | Quoted per loan | (214) 914-5469 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.