Novus Home Mortgage – Mortgage Lenders in Dallas, TX

About Novus Home Mortgage

Novus Home Mortgage, a division of Ixonia Bank, is a Dallas–Fort Worth based mortgage broker with a combined experience of over 100 years among its leadership, Marcus Lepp and Shawn Fehily. The company specializes in providing a wide array of home loan, refinance, and investment property solutions. Novus Texas differentiates itself by shopping dozens of lenders on behalf of clients to secure the best rates and terms, offering more options and potential savings. They emphasize fast approvals, transparent communication, and a dedicated team committed to guiding clients through the entire loan process, from application to closing. Their mission is to find solutions even when other lenders say no, ensuring clients achieve their homeownership goals.

Credibility and Expertise

Novus Home Mortgage boasts over 100 years of combined experience within its leadership team, Marcus Lepp and Shawn Fehily. They are a division of Ixonia Bank and an Equal Housing Lender, operating under NMLS No. 423065. The company highlights its ability to secure loans when other lenders cannot, emphasizing their expertise in navigating complex financial situations. Their commitment to transparency and client success is evident in their testimonials, where loan officers are praised for their dedication, knowledge, and responsiveness. They offer a comprehensive suite of loan programs, ensuring a solution for nearly every borrower's situation.

Novus Texas Offers

Novus Home Mortgage provides a comprehensive range of mortgage loan programs designed to meet diverse borrower needs in the Dallas–Fort Worth market. These include Conventional Loans with competitive rates, FHA Loans for low down payment options, VA Loans for veterans with zero down payment possibilities, and USDA Loans for eligible rural properties with 100% financing. They also offer Jumbo Loans for higher-priced properties, DSCR & Investment Loans qualifying based on property cash flow, and Non-QM & Bank Statement Loans for self-employed or non-traditional borrowers. Additionally, they assist with Down Payment Assistance Programs and Refinance options, including cash-out refinances, to help clients lower rates, reduce terms, or access equity.

Unique Advantages

Novus Home Mortgage distinguishes itself by acting as a mortgage broker that shops multiple lenders, offering clients a wider array of options and potentially better rates than traditional lenders. Their leadership, Marcus Lepp and Shawn Fehily, bring over 100 years of combined industry experience. They specialize in finding solutions for challenging financial situations, as highlighted by their motto, "When Other Lenders Say No, We Find a Way." The company also provides valuable resources like a free download on "6 Steps to Buying Your First Home" to empower potential buyers.