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When you collaborate with our financial advisors, you may count on them to work in your family's best interest. By cultivating an open relationship, we will help you realize your financial goals. In the form of insurance companies, Lincoln Financial Group is the brand name for Lincoln National Corporation and its affiliates. The Lincoln National Life Insurance Company of Fort Wayne, IN, and The Lincoln Life & Annuity Company of New York, Syracuse, NY, are two of these companies. Lincoln Financial Distributors, Inc., their broker-dealer/affiliate, distributes variable products. Securities and investment advisory services are available through other affiliates. These products are not FDIC-insured deposits. They may lose value. They do not have a bank guarantee or are insured by the insurance company. (Lists all pertinent legal disclaimers) These policies are backed by the insurer. These policies are backed by the insurer. These policies are backed by the insurance policy. No issuing of any entity is guaranteed by any broker-dealer or insurance agent, nor is it guaranteed by any entity. Claims-paying abilities are not guaranteed by any representatives or warranties of any entity that claims to pay. Offered for sale is a universal life insurance policy with a long-term care rider. The policies also come with exclusions and limitations and riders. A Lincoln representative for complete costs and information. If no premiums have been paid after the initial premium or if subsequent premiums become insufficient, coverage could be cancelled. These names and marks are service marks of Lincoln National Corporation or its subsidiaries and are used with permission. A Nathan J. and Julia L. Davolt Company Headquartered in Fort Wayne, Indiana, USA, Lincoln Financial Group. #1_RANK_COMPLETED